Consumer Finance Companies By Operating Cash Flow

Cash Flow From Operations
Cash Flow From OperationsEfficiencyMarket RiskExp Return
1KSPI Joint Stock
581.89 B
 0.05 
 2.05 
 0.10 
2COF Capital One Financial
18.16 B
 0.25 
 1.85 
 0.47 
3LU Lufax Holding
15.03 B
 0.09 
 3.06 
 0.29 
4AXP American Express
14.05 B
 0.24 
 1.65 
 0.40 
5SYF Synchrony Financial
9.85 B
 0.33 
 1.97 
 0.65 
6QFIN 360 Finance
9.34 B
 0.14 
 2.35 
 0.33 
7ALLY Ally Financial
4.53 B
 0.26 
 1.85 
 0.48 
8FINV FinVolution Group
2.89 B
 0.24 
 2.30 
 0.56 
9OMF OneMain Holdings
2.7 B
 0.27 
 1.82 
 0.50 
10BFH Bread Financial Holdings
1.86 B
 0.23 
 2.19 
 0.50 
11ENVA Enova International
1.54 B
 0.20 
 2.08 
 0.41 
12XYF X Financial Class
1.52 B
 0.20 
 4.38 
 0.89 
13JFIN Jiayin Group
1.43 B
 0.24 
 4.03 
 0.97 
14YRD Yirendai
1.42 B
 0.06 
 3.16 
 0.17 
15CACC Credit Acceptance
1.14 B
 0.10 
 2.03 
 0.21 
16LX Lexinfintech Holdings
1.08 B
(0.01)
 3.94 
(0.02)
17NNI Nelnet Inc
662.89 M
 0.18 
 1.49 
 0.27 
18FCFS FirstCash
539.96 M
 0.11 
 1.59 
 0.17 
19ATLC Atlanticus Holdings
469.4 M
 0.03 
 2.62 
 0.09 
20NAVI Navient Corp
459 M
 0.22 
 2.00 
 0.44 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Operating Cash Flow reveals the quality of a company's reported earnings and is calculated by deducting company's income taxes from earnings before interest, taxes, and depreciation (EBITDA). In other words, Operating Cash Flow refers to the amount of cash a firm generates from the sales or products or from rendering services. Operating Cash Flow typically excludes costs associated with long-term investments or investment in marketable securities and is usually used by investors or analysts to check on the quality of a company's earnings. Operating Cash Flow shows the difference between reported income and actual cash flows of the company. If a firm does not have enough cash or cash equivalents to cover its current liabilities, then both investors and management should be concerned about the company having enough liquid resources to meet current and long term debt obligations.