First Savings Earnings Estimate

FSFG Stock  USD 26.20  0.20  0.77%   
The next projected EPS of First Savings is estimated to be 0.6833 with future projections ranging from a low of 0.69 to a high of 0.8. First Savings' most recent 12-month trailing earnings per share (EPS TTM) is at 2.81. Please be aware that the consensus of earnings estimates for First Savings Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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First Savings is projected to generate 0.6833 in earnings per share on the 30th of June 2025. First Savings earnings estimates show analyst consensus about projected First Savings Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Savings' historical volatility. Many public companies, such as First Savings, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

First Savings Revenue Breakdown by Earning Segment

By analyzing First Savings' earnings estimates, investors can diagnose different trends across First Savings' analyst sentiment over time as well as compare current estimates against different timeframes. At this time, First Savings' Net Profit Margin is most likely to slightly decrease in the upcoming years. The First Savings' current Gross Profit Margin is estimated to increase to 0.58, while Gross Profit is projected to decrease to roughly 50.5 M. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

First Savings Earnings Estimation Breakdown

The calculation of First Savings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Savings is estimated to be 0.6833 with the future projection ranging from a low of 0.69 to a high of 0.8. Please be aware that this consensus of annual earnings estimates for First Savings Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.76
0.69
Lowest
Expected EPS
0.6833
0.80
Highest

First Savings Earnings Projection Consensus

Suppose the current estimates of First Savings' value are higher than the current market price of the First Savings stock. In this case, investors may conclude that First Savings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Savings' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
350.59%
0.76
0.6833
2.81

First Savings Earnings per Share Projection vs Actual

Actual Earning per Share of First Savings refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Savings Financial predict the company's earnings will be in the future. The higher the earnings per share of First Savings, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

First Savings Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as First Savings, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Savings should always be considered in relation to other companies to make a more educated investment decision.

First Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact First Savings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
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2025-04-23
2025-03-310.59330.760.166728 
2025-01-28
2024-12-310.690.62-0.0710 
2024-10-24
2024-09-300.540.53-0.01
2024-07-25
2024-06-300.480.60.1225 
2024-04-25
2024-03-310.450.720.2760 
2024-01-30
2023-12-310.460.13-0.3371 
2023-11-06
2023-09-300.09-0.11-0.2222 
2023-07-27
2023-06-300.550.34-0.2138 
2023-04-27
2023-03-310.60.54-0.0610 
2023-02-06
2022-12-310.630.41-0.2234 
2022-10-27
2022-09-300.580.35-0.2339 
2022-07-25
2022-06-300.650.37-0.2843 
2022-04-25
2022-03-310.540.980.4481 
2022-01-25
2021-12-310.670.6-0.0710 
2021-10-28
2021-09-300.590.680.0915 
2021-07-26
2021-06-300.80.61-0.1923 
2021-04-26
2021-03-311.561.46-0.1
2021-02-01
2020-12-311.711.39-0.3218 
2020-10-30
2020-09-301.732.130.423 
2020-07-27
2020-06-300.572.171.6280 
2020-04-29
2020-03-310.32-0.09-0.41128 
2020-02-05
2019-12-310.60.48-0.1220 
2019-11-19
2019-09-300.750.750.0
2019-08-02
2019-06-300.50.740.2448 
2019-04-29
2019-03-310.420.50.0819 
2019-01-29
2018-12-310.360.410.0513 
2018-11-14
2018-09-300.50.38-0.1224 
2018-08-02
2018-06-300.430.50.0716 
2018-05-08
2018-03-310.420.23-0.1945 
2018-01-26
2017-12-310.350.480.1337 
2017-11-15
2017-09-300.350.33-0.02
2017-07-31
2017-06-300.340.350.01
2017-04-27
2017-03-310.310.310.0
2017-01-25
2016-12-310.240.330.0937 
2016-11-14
2016-09-300.260.410.1557 

About First Savings Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of First Savings earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current First Savings estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as First Savings fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings199.3 M209.3 M
Retained Earnings Total Equity187.4 M196.8 M
Earning Assets367.4 M279.2 M
Earnings Yield 0.08  0.07 
Price Earnings Ratio 13.76  13.07 
Price Earnings To Growth Ratio 0.16  0.17 

Currently Active Assets on Macroaxis

When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.097
Dividend Share
0.61
Earnings Share
2.81
Revenue Per Share
11.076
Quarterly Revenue Growth
0.126
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.