Heritage Financial Earnings Estimate

HFWA Stock  USD 25.08  0.26  1.03%   
The next projected EPS of Heritage Financial is estimated to be 0.5 with future projections ranging from a low of 0.46 to a high of 0.52. Heritage Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 1.48. Please be aware that the consensus of earnings estimates for Heritage Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Heritage Financial is projected to generate 0.5 in earnings per share on the 30th of June 2025. Heritage Financial earnings estimates show analyst consensus about projected Heritage Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on Heritage Financial's historical volatility. Many public companies, such as Heritage Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Heritage Financial Revenue Breakdown by Earning Segment

By analyzing Heritage Financial's earnings estimates, investors can diagnose different trends across Heritage Financial's analyst sentiment over time as well as compare current estimates against different timeframes. At present, Heritage Financial's Pretax Profit Margin is projected to increase slightly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.20, whereas Gross Profit is forecasted to decline to about 117.8 M. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Heritage Stock refer to our How to Trade Heritage Stock guide.

Heritage Financial Earnings Estimation Breakdown

The calculation of Heritage Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Heritage Financial is estimated to be 0.5 with the future projection ranging from a low of 0.46 to a high of 0.52. Please be aware that this consensus of annual earnings estimates for Heritage Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.4
0.46
Lowest
Expected EPS
0.5
0.52
Highest

Heritage Financial Earnings Projection Consensus

Suppose the current estimates of Heritage Financial's value are higher than the current market price of the Heritage Financial stock. In this case, investors may conclude that Heritage Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Heritage Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
677.23%
0.4
0.5
1.48

Heritage Financial Earnings History

Earnings estimate consensus by Heritage Financial analysts from Wall Street is used by the market to judge Heritage Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Heritage Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Heritage Financial Quarterly Gross Profit

57.54 Million

At present, Heritage Financial's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 417 M, whereas Earning Assets are forecasted to decline to about 1 B. The current year's Net Income Applicable To Common Shares is expected to grow to about 98.9 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 20.8 M.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Heritage Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
23.4825.1126.74
Details
Intrinsic
Valuation
LowRealHigh
22.5727.9929.62
Details
Naive
Forecast
LowNextHigh
22.6324.2625.89
Details
6 Analysts
Consensus
LowTargetHigh
24.5727.0029.97
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Heritage assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Heritage Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Heritage Financial's stock price in the short term.

Heritage Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Heritage Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Heritage Financial predict the company's earnings will be in the future. The higher the earnings per share of Heritage Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Heritage Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Heritage Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Heritage Financial should always be considered in relation to other companies to make a more educated investment decision.

Heritage Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Heritage Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-04-24
2025-03-310.450.4-0.0511 
2025-01-23
2024-12-310.440.34-0.122 
2024-10-24
2024-09-300.410.33-0.0819 
2024-07-25
2024-06-300.40.410.01
2024-04-25
2024-03-310.410.16-0.2560 
2024-01-25
2023-12-310.450.44-0.01
2023-10-19
2023-09-300.430.510.0818 
2023-07-20
2023-06-300.480.480.0
2023-04-20
2023-03-310.60.58-0.02
2023-01-26
2022-12-310.640.640.0
2022-10-20
2022-09-300.510.590.0815 
2022-07-21
2022-06-300.450.520.0715 
2022-04-21
2022-03-310.380.560.1847 
2022-01-27
2021-12-310.460.550.0919 
2021-10-21
2021-09-300.530.580.05
2021-07-22
2021-06-300.510.90.3976 
2021-04-22
2021-03-310.530.70.1732 
2021-01-28
2020-12-310.470.660.1940 
2020-10-22
2020-09-300.380.460.0821 
2020-07-23
2020-06-300.17-0.18-0.35205 
2020-04-30
2020-03-310.310.310.0
2020-01-23
2019-12-310.460.470.01
2019-10-24
2019-09-300.470.480.01
2019-07-25
2019-06-300.490.43-0.0612 
2019-04-25
2019-03-310.490.45-0.04
2019-01-24
2018-12-310.480.47-0.01
2018-10-25
2018-09-300.470.50.03
2018-07-25
2018-06-300.440.37-0.0715 
2018-04-26
2018-03-310.390.390.0
2018-01-25
2017-12-310.370.420.0513 
2017-10-26
2017-09-300.350.350.0
2017-07-26
2017-06-300.320.390.0721 
2017-04-26
2017-03-310.320.31-0.01
2017-01-26
2016-12-310.330.330.0
2016-10-27
2016-09-300.320.370.0515 
2016-07-21
2016-06-300.310.3-0.01
2016-04-21
2016-03-310.290.30.01
2016-01-28
2015-12-310.290.320.0310 
2015-10-22
2015-09-300.30.320.02
2015-07-23
2015-06-300.310.29-0.02
2015-04-23
2015-03-310.30.29-0.01
2015-01-29
2014-12-310.260.290.0311 
2014-10-23
2014-09-300.280.23-0.0517 
2014-07-24
2014-06-300.220.310.0940 
2014-04-29
2014-03-310.20.19-0.01
2014-01-29
2013-12-310.230.17-0.0626 
2013-10-23
2013-09-300.230.21-0.02
2013-07-23
2013-06-300.230.18-0.0521 
2013-04-24
2013-03-310.220.19-0.0313 
2013-01-30
2012-12-310.220.2-0.02
2012-10-30
2012-09-300.210.19-0.02
2012-07-25
2012-06-300.20.210.01
2012-04-27
2012-03-310.160.270.1168 
2012-02-01
2011-12-310.150.14-0.01
2011-10-28
2011-09-300.140.12-0.0214 
2011-07-28
2011-06-300.120.11-0.01
2011-05-03
2011-03-310.140.05-0.0964 
2011-01-27
2010-12-310.220.770.55250 
2010-11-01
2010-09-300.030.150.12400 
2010-08-02
2010-06-300.040.050.0125 
2010-05-03
2010-03-310.030.030.0
2010-01-28
2009-12-310.010.040.03300 
2009-10-27
2009-09-30-0.01-0.00250.007575 
2009-07-29
2009-06-30-0.07-0.040.0342 
2009-04-29
2009-03-310.31-0.11-0.42135 
2009-01-27
2008-12-310.350.01-0.3497 
2008-10-23
2008-09-300.40.33-0.0717 
2008-07-22
2008-06-300.380.380.0
2008-04-23
2008-03-310.390.40.01
2008-01-24
2007-12-310.420.420.0
2007-10-24
2007-09-300.40.440.0410 
2007-07-24
2007-06-300.370.390.02
2007-04-25
2007-03-310.390.36-0.03
2007-01-23
2006-12-310.440.38-0.0613 
2006-10-24
2006-09-300.410.430.02
2006-07-25
2006-06-300.430.39-0.04
2006-04-26
2006-03-310.450.4-0.0511 
2006-01-24
2005-12-310.430.42-0.01
2005-10-25
2005-09-300.40.430.03
2005-07-25
2005-06-300.420.39-0.03
2005-04-27
2005-03-310.410.4-0.01
2005-01-26
2004-12-310.370.390.02
2004-10-27
2004-09-300.360.390.03
2004-06-01
2004-03-310.310.33380.0238
2004-01-29
2003-12-310.320.330.01
2003-10-21
2003-09-300.310.350.0412 
2003-07-22
2003-06-300.290.30.01
2003-04-29
2003-03-310.330.28-0.0515 
2003-01-22
2002-12-310.320.320.0
2002-10-23
2002-09-300.270.320.0518 
2002-07-23
2002-06-300.270.290.02
2002-04-24
2002-03-310.260.280.02
2002-01-23
2001-12-310.220.270.0522 
2001-10-25
2001-09-300.20.250.0525 
2001-07-24
2001-06-300.160.190.0318 
2001-04-26
2001-03-310.170.16-0.01
2001-01-30
2000-12-310.160.170.01
2000-10-16
2000-09-300.150.160.01
2000-07-19
2000-06-300.140.150.01
2000-04-19
2000-03-310.140.140.0
2000-01-26
1999-12-310.120.150.0325 
1999-10-21
1999-09-300.10.120.0220 
1999-07-28
1999-06-300.110.1-0.01
1999-01-25
1998-12-310.120.1-0.0216 
1998-07-28
1998-06-300.120.11-0.01

About Heritage Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Heritage Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Heritage Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Heritage Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings387.1 M406.5 M
Retained Earnings Total Equity397.1 M417 M
Earning Assets1.3 BB
Earnings Yield 0.05  0.05 
Price Earnings Ratio 19.52  25.67 
Price Earnings To Growth Ratio(0.69)(0.72)

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When determining whether Heritage Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Heritage Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Heritage Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Heritage Financial Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
For information on how to trade Heritage Stock refer to our How to Trade Heritage Stock guide.
You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Financial. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.5
Dividend Share
0.93
Earnings Share
1.48
Revenue Per Share
6.446
Quarterly Revenue Growth
0.218
The market value of Heritage Financial is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Financial's value that differs from its market value or its book value, called intrinsic value, which is Heritage Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Financial's market value can be influenced by many factors that don't directly affect Heritage Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.