Flushing Financial Financials
FFIC Stock | USD 12.49 0.25 2.04% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
---|---|---|---|---|---|---|---|---|---|
Debt Equity Ratio | 1.26 | 1.3284 |
|
| |||||
Current Ratio | 0.24 | 0.2256 |
|
|
The financial analysis of Flushing Financial is a critical element in measuring its lifeblood. Investors should not minimize Flushing Financial's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income |
|
Flushing | Select Account or Indicator | Build AI portfolio with Flushing Stock |
Understanding current and past Flushing Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Flushing Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Flushing Financial's assets may result in an increase in income on the income statement.
Please note, the presentation of Flushing Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Flushing Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Flushing Financial's management manipulating its earnings.
Flushing Financial Stock Summary
Flushing Financial competes with First Merchants, Kearny Financial, Independent Bank, Dime Community, and First Community. Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York. Flushing Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 523 people.Specialization | Financial Services, Banks - Regional |
Instrument | USA Stock View All |
Exchange | NASDAQ Exchange |
ISIN | US3438731057 |
CUSIP | 343873105 |
Location | New York; U.S.A |
Business Address | 220 RXR Plaza, |
Sector | Banks |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | www.flushingbank.com |
Phone | 718 961 5400 |
Currency | USD - US Dollar |
Flushing Financial Key Financial Ratios
Return On Equity | -0.0653 | ||||
Profit Margin | (0.36) % | ||||
Operating Margin | 0.26 % | ||||
Price To Sales | 3.40 X | ||||
Revenue | 408.09 M |
Flushing Financial Key Balance Sheet Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Total Assets | 8.0B | 8.0B | 8.4B | 8.5B | 9.0B | 4.8B | |
Other Current Liab | 6.1B | 6.4B | 6.5B | 6.8B | 7.2B | 7.5B | |
Net Debt | 922.6M | 788.0M | 1.0B | 757.9M | 853.1M | 864.6M | |
Retained Earnings | 442.8M | 497.9M | 547.5M | 549.7M | 492.0M | 277.0M | |
Cash | 157.4M | 81.7M | 85.4M | 124.2M | 109.4M | 56.6M | |
Other Assets | 6.3B | 6.2B | 6.6B | (909.6M) | 8.9B | 4.9B | |
Net Receivables | 44.0M | 38.7M | 45.0M | 59.0M | 62.0M | 65.1M | |
Total Liab | 7.4B | 7.4B | 7.7B | 7.9B | 8.3B | 4.4B | |
Total Current Assets | 849.4M | 897.7M | 693.6M | 862.5M | 1.6B | 1.7B | |
Other Current Assets | 201.4M | 120.4M | 196.8M | 231.2M | 265.9M | 252.6M | |
Short Term Debt | 59.1M | 54.2M | 46.1M | 154.8M | 46.4M | 44.1M | |
Other Liab | 109.8M | 125.7M | 163.1M | 191.1M | 219.8M | 230.8M | |
Accounts Payable | 5.0B | 6.1B | 6.3B | 6.4B | 7.4B | 7.8B | |
Long Term Debt | 1.0B | 815.5M | 1.1B | 841.3M | 916.1M | 852.5M | |
Inventory | (201.4M) | (120.4M) | (196.8M) | 113.1M | 101.8M | 106.9M | |
Treasury Stock | (71.5M) | (69.4M) | (75.3M) | (98.5M) | (88.7M) | (84.2M) | |
Net Tangible Assets | 563.5M | 598.2M | 659.4M | 657.5M | 756.1M | 565.3M | |
Capital Surpluse | 226.7M | 261.5M | 263.4M | 264.3M | 304.0M | 246.0M |
Flushing Financial Key Income Statement Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Interest Expense | 69.1M | 40.6M | 73.0M | 222.3M | 283.4M | 297.5M | |
Total Revenue | 275.3M | 292.2M | 326.6M | 424.1M | 408.1M | 225.9M | |
Gross Profit | 183.1M | 256.6M | 248.5M | 191.2M | 115.2M | 131.0M | |
Operating Income | 45.2M | 109.3M | 104.9M | 39.8M | (48.3M) | (45.9M) | |
Ebit | 45.1M | 108.7M | 104.3M | 39.8M | (48.3M) | (45.9M) | |
Ebitda | 51.4M | 115.7M | 110.8M | 46.3M | (42.1M) | (40.0M) | |
Cost Of Revenue | 92.3M | 35.6M | 78.1M | 232.8M | 292.9M | 307.6M | |
Income Before Tax | 45.2M | 109.3M | 104.9M | 39.8M | (48.3M) | (45.9M) | |
Net Income | 34.7M | 81.8M | 76.9M | 28.7M | (31.3M) | (29.8M) | |
Income Tax Expense | 10.5M | 27.5M | 27.9M | 11.2M | (16.9M) | (16.1M) | |
Tax Provision | 10.5M | 27.5M | 27.9M | 11.0M | (16.9M) | (16.1M) | |
Net Interest Income | 195.2M | 247.9M | 243.6M | 187.2M | 181.9M | 206.7M | |
Interest Income | 264.3M | 288.5M | 316.6M | 381.9M | 465.2M | 320.2M |
Flushing Financial Key Cash Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Change In Cash | 107.6M | (75.7M) | 70.0M | 20.4M | (19.6M) | (18.6M) | |
Free Cash Flow | 68.8M | 84.9M | 81.4M | 29.1M | 10.1M | 9.6M | |
Depreciation | 6.3M | 7.0M | 6.5M | 6.4M | 6.1M | 4.3M | |
Other Non Cash Items | 24.7M | (4.1M) | (1.2M) | (2.1M) | 80.6M | 84.6M | |
Dividends Paid | 24.8M | 26.5M | 27.0M | (26.3M) | (26.0M) | (24.7M) | |
Capital Expenditures | 2.5M | 3.7M | 4.3M | 5.5M | 2.3M | 3.7M | |
Net Income | 34.7M | 81.8M | 76.9M | 28.7M | (31.3M) | (29.8M) | |
End Period Cash Flow | 157.4M | 81.7M | 151.8M | 172.2M | 152.6M | 160.2M | |
Investments | 93.1M | (433.6M) | (398.2M) | 65.8M | (505.6M) | (530.9M) | |
Net Borrowings | (16.4M) | (236.6M) | (218.8M) | 242.9M | 218.6M | 229.6M | |
Change To Netincome | 3.3M | 26.5M | 4.8M | (3.7M) | (3.3M) | (3.1M) |
Flushing Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Flushing Financial's current stock value. Our valuation model uses many indicators to compare Flushing Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Flushing Financial competition to find correlations between indicators driving Flushing Financial's intrinsic value. More Info.Flushing Financial is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At present, Flushing Financial's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Flushing Financial's earnings, one of the primary drivers of an investment's value.Flushing Financial Systematic Risk
Flushing Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Flushing Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Flushing Financial correlated with the market. If Beta is less than 0 Flushing Financial generally moves in the opposite direction as compared to the market. If Flushing Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Flushing Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Flushing Financial is generally in the same direction as the market. If Beta > 1 Flushing Financial moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Flushing Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Flushing Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Flushing Financial growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
|
Flushing Financial July 19, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Flushing Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Flushing Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of Flushing Financial based on widely used predictive technical indicators. In general, we focus on analyzing Flushing Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Flushing Financial's daily price indicators and compare them against related drivers.
Downside Deviation | 1.81 | |||
Information Ratio | 0.0507 | |||
Maximum Drawdown | 7.77 | |||
Value At Risk | (3.44) | |||
Potential Upside | 3.11 |
Complementary Tools for Flushing Stock analysis
When running Flushing Financial's price analysis, check to measure Flushing Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Flushing Financial is operating at the current time. Most of Flushing Financial's value examination focuses on studying past and present price action to predict the probability of Flushing Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Flushing Financial's price. Additionally, you may evaluate how the addition of Flushing Financial to your portfolios can decrease your overall portfolio volatility.
Alpha Finder Use alpha and beta coefficients to find investment opportunities after accounting for the risk | |
AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities | |
Commodity Directory Find actively traded commodities issued by global exchanges | |
Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals | |
Equity Search Search for actively traded equities including funds and ETFs from over 30 global markets | |
Financial Widgets Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets | |
Portfolio Anywhere Track or share privately all of your investments from the convenience of any device | |
Portfolio Center All portfolio management and optimization tools to improve performance of your portfolios | |
Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios |