LINKBANCORP Financials

LNKB Stock  USD 7.46  0.06  0.81%   
Based on the analysis of LINKBANCORP's profitability, liquidity, and operating efficiency, LINKBANCORP is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in August. At present, LINKBANCORP's Total Current Liabilities is projected to increase significantly based on the last few years of reporting. The current year's Other Liabilities is expected to grow to about 7.5 M, whereas Retained Earnings are forecasted to decline to about 19.9 M. Key indicators impacting LINKBANCORP's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.260.4575
Way Down
Slightly volatile
Current Ratio0.06680.0703
Notably Down
Slightly volatile
The financial analysis of LINKBANCORP is a critical element in measuring its lifeblood. Investors should not minimize LINKBANCORP's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

27.52 Million

  
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Please note, the presentation of LINKBANCORP's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, LINKBANCORP's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of LINKBANCORP's management manipulating its earnings.

LINKBANCORP Stock Summary

LINKBANCORP competes with Affinity Bancshares, Home Federal, John Marshall, Hanover Bancorp, and Third Coast. LINKBANCORP, Inc. operates as a bank holding company for The Gratz Bank, a full-service state chartered commercial bank in Pennsylvania. LINKBANCORP, Inc. was incorporated in 2018 and is based in Camp Hill, Pennsylvania. Linkbancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 101 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
CUSIP53578P105
LocationPennsylvania; U.S.A
Business Address1250 Camp Hill
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.linkbank.com
Phone855 569 2265
CurrencyUSD - US Dollar

LINKBANCORP Key Financial Ratios

LINKBANCORP Key Balance Sheet Accounts

202020212022202320242025 (projected)
Net Tangible Assets43.1M48.2M72.5M101.7M116.9M122.8M
Retained Earnings26.0M24.8M27.1M4.8M19.9M19.9M
Accounts Payable330.9M2.2M6.3M6.7M6.0M5.7M
Other Assets(77.7M)637.9M1.0B(128.6M)2.6B2.7B
Other Current Assets50.2M38.4M40.3M90.0M103.5M108.7M
Total Current Assets177.2M144.0M126.5M195.7M166.8M116.6M
Common Stock57K99K149K369K370K351.5K

LINKBANCORP Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense2.7M2.4M7.3M26.5M58.8M61.8M
Income Tax Expense645K(189K)1.2M(3.4M)7.4M7.8M

LINKBANCORP Key Cash Accounts

202020212022202320242025 (projected)
Investments(36.8M)25.9M(222.6M)(118.0M)(122.0M)(115.9M)
Change In Cash5.5M(10.6M)7.4M50.2M85.9M90.2M
Depreciation309K480K1.1M1.8M6.7M7.0M
Dividends Paid1.4M1.5M3.3M(4.9M)(11.1M)(10.5M)
Capital Expenditures109K260K4.6M1.4M2.9M3.0M
Net Income4.2M289K5.6M(12.0M)26.2M27.5M
End Period Cash Flow33.2M22.6M30.0M80.2M166.1M174.4M

LINKBANCORP Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining LINKBANCORP's current stock value. Our valuation model uses many indicators to compare LINKBANCORP value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across LINKBANCORP competition to find correlations between indicators driving LINKBANCORP's intrinsic value. More Info.
LINKBANCORP is currently regarded as number one stock in return on equity category among its peers. It also is currently regarded as number one stock in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for LINKBANCORP is roughly  10.03 . At present, LINKBANCORP's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the LINKBANCORP's earnings, one of the primary drivers of an investment's value.

LINKBANCORP Systematic Risk

LINKBANCORP's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. LINKBANCORP volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on LINKBANCORP correlated with the market. If Beta is less than 0 LINKBANCORP generally moves in the opposite direction as compared to the market. If LINKBANCORP Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one LINKBANCORP is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of LINKBANCORP is generally in the same direction as the market. If Beta > 1 LINKBANCORP moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in LINKBANCORP Stock are looking for potential investment opportunities by analyzing not only static indicators but also various LINKBANCORP's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of LINKBANCORP growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.0538)

At present, LINKBANCORP's Price Earnings To Growth Ratio is projected to increase slightly based on the last few years of reporting.

LINKBANCORP July 19, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of LINKBANCORP help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of LINKBANCORP. We use our internally-developed statistical techniques to arrive at the intrinsic value of LINKBANCORP based on widely used predictive technical indicators. In general, we focus on analyzing LINKBANCORP Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build LINKBANCORP's daily price indicators and compare them against related drivers.

Complementary Tools for LINKBANCORP Stock analysis

When running LINKBANCORP's price analysis, check to measure LINKBANCORP's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LINKBANCORP is operating at the current time. Most of LINKBANCORP's value examination focuses on studying past and present price action to predict the probability of LINKBANCORP's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LINKBANCORP's price. Additionally, you may evaluate how the addition of LINKBANCORP to your portfolios can decrease your overall portfolio volatility.
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