Union Insurance (Taiwan) Buy Hold or Sell Recommendation
| 2816 Stock | TWD 31.45 0.65 2.11% |
Assuming the 90 days trading horizon and your conservative attitude towards risk, our recommendation regarding Union Insurance Co is 'Strong Sell'. Macroaxis provides Union Insurance buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding 2816 positions. The advice algorithm takes into account all of Union Insurance's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Union Insurance's buy or sell advice are summarized below:
Real Value 30.34 | Hype Value 30.8 | Market Value 31.45 | Naive Value 30.15 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Union Insurance Co given historical horizon and risk tolerance towards Union Insurance. When Macroaxis issues a 'buy' or 'sell' recommendation for Union Insurance Co, the advice is generated through an automated system that utilizes algorithms and statistical models.
Union |
Execute Union Insurance Buy or Sell Advice
The Union recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Union Insurance Co. Macroaxis does not own or have any residual interests in Union Insurance Co or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Union Insurance's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
Union Insurance Trading Alerts and Improvement Suggestions
| Union Insurance generated a negative expected return over the last 90 days | |
| The company has accumulated 25.13 M in total debt with debt to equity ratio (D/E) of 0.4, which is about average as compared to similar companies. Union Insurance has a current ratio of 0.71, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Union Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Union Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Union Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Union to invest in growth at high rates of return. When we think about Union Insurance's use of debt, we should always consider it together with cash and equity. | |
| About 73.0% of Union Insurance shares are owned by insiders or employees |
Union Insurance Returns Distribution Density
The distribution of Union Insurance's historical returns is an attempt to chart the uncertainty of Union Insurance's future price movements. The chart of the probability distribution of Union Insurance daily returns describes the distribution of returns around its average expected value. We use Union Insurance Co price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Union Insurance returns is essential to provide solid investment advice for Union Insurance.
| Mean Return | -0.23 | Value At Risk | -4.08 | Potential Upside | 3.21 | Standard Deviation | 2.59 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Union Insurance historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Union Insurance Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Union Insurance or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Union Insurance's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Union stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.23 | |
β | Beta against NYSE Composite | -0.11 | |
σ | Overall volatility | 2.75 | |
Ir | Information ratio | -0.13 |
Union Insurance Volatility Alert
Union Insurance Co exhibits very low volatility with skewness of -1.02 and kurtosis of 3.16. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Union Insurance's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Union Insurance's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Union Insurance Fundamentals Vs Peers
Comparing Union Insurance's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Union Insurance's direct or indirect competition across all of the common fundamentals between Union Insurance and the related equities. This way, we can detect undervalued stocks with similar characteristics as Union Insurance or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Union Insurance's fundamental indicators could also be used in its relative valuation, which is a method of valuing Union Insurance by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Union Insurance to competition |
| Fundamentals | Union Insurance | Peer Average |
| Return On Equity | -0.088 | -0.31 |
| Return On Asset | -0.0163 | -0.14 |
| Profit Margin | (0.06) % | (1.27) % |
| Operating Margin | (0.06) % | (5.51) % |
| Current Valuation | 336.53 M | 16.62 B |
| Shares Outstanding | 223.61 M | 571.82 M |
| Shares Owned By Insiders | 73.42 % | 10.09 % |
| Shares Owned By Institutions | 0.03 % | 39.21 % |
| Price To Earning | 6.23 X | 28.72 X |
| Price To Book | 0.66 X | 9.51 X |
| Price To Sales | 0.42 X | 11.42 X |
| Revenue | 8.81 B | 9.43 B |
| Gross Profit | 2.83 B | 27.38 B |
| EBITDA | (431.8 M) | 3.9 B |
| Net Income | 696.67 M | 570.98 M |
| Cash And Equivalents | 2.93 B | 2.7 B |
| Cash Per Share | 13.75 X | 5.01 X |
| Total Debt | 25.13 M | 5.32 B |
| Debt To Equity | 0.40 % | 48.70 % |
| Current Ratio | 0.72 X | 2.16 X |
| Book Value Per Share | 23.61 X | 1.93 K |
| Cash Flow From Operations | 1.66 B | 971.22 M |
| Earnings Per Share | 1.85 X | 3.12 X |
| Target Price | 22.0 | |
| Number Of Employees | 1.12 K | 18.84 K |
| Beta | 0.39 | -0.15 |
| Market Capitalization | 3.63 B | 19.03 B |
| Total Asset | 19.02 B | 29.47 B |
| Retained Earnings | 1.41 B | 9.33 B |
| Working Capital | (3.23 B) | 1.48 B |
| Current Asset | 8.4 B | 9.34 B |
| Current Liabilities | 11.63 B | 7.9 B |
| Z Score | 86.4 | 8.72 |
Union Insurance Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Union . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Union Insurance Buy or Sell Advice
When is the right time to buy or sell Union Insurance Co? Buying financial instruments such as Union Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Union Insurance in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Recreation Thematic Idea Now
Recreation
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Recreation theme has 34 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Recreation Theme or any other thematic opportunities.
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Check out Union Insurance Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Complementary Tools for Union Stock analysis
When running Union Insurance's price analysis, check to measure Union Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Union Insurance is operating at the current time. Most of Union Insurance's value examination focuses on studying past and present price action to predict the probability of Union Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Union Insurance's price. Additionally, you may evaluate how the addition of Union Insurance to your portfolios can decrease your overall portfolio volatility.
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