Is CNO Financial Stock a Good Investment?
CNO Financial Investment Advice | CNO |
- Examine CNO Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research CNO Financial's leadership team and their track record. Good management can help CNO Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Life & Health Insurance space and any emerging trends that could impact CNO Financial's business and its evolving consumer preferences.
- Compare CNO Financial's performance and market position to its competitors. Analyze how CNO Financial is positioned in terms of product offerings, innovation, and market share.
- Check if CNO Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about CNO Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in CNO Financial Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if CNO Financial Group is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine CNO Financial Stock
Researching CNO Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 98.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.42. Some equities with similar Price to Book (P/B) outperform the market in the long run. CNO Financial Group has Price/Earnings To Growth (PEG) ratio of 1.58. The entity last dividend was issued on the 10th of June 2025. The firm had 2:1 split on the 12th of February 1997.
To determine if CNO Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding CNO Financial's research are outlined below:
| CNO Financial Group is unlikely to experience financial distress in the next 2 years | |
| CNO Financial Group has a strong financial position based on the latest SEC filings | |
| Over 98.0% of the company shares are held by institutions such as insurance companies | |
| On 24th of June 2025 CNO Financial paid $ 0.17 per share dividend to its current shareholders | |
| Latest headline from news.google.com: CNO Financial Group Inc. Stock Analysis and Forecast - Robust investment performance - Jammu Links News |
CNO Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in CNO Financial Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CNO Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 6th of February 2024 Upcoming Quarterly Report | View | |
| 6th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 6th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact CNO Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises CNO Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-07-27 | 2011-06-30 | 0.18 | 0.2 | 0.02 | 11 | ||
2011-05-02 | 2011-03-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2011-02-22 | 2010-12-31 | 0.16 | 0.18 | 0.02 | 12 | ||
2010-08-03 | 2010-06-30 | 0.14 | 0.16 | 0.02 | 14 | ||
2002-05-01 | 2002-03-31 | 0.14 | 0.12 | -0.02 | 14 | ||
2001-11-01 | 2001-09-30 | 0.2 | 0.18 | -0.02 | 10 | ||
2001-04-24 | 2001-03-31 | 0.14 | 0.16 | 0.02 | 14 | ||
2012-07-25 | 2012-06-30 | 0.17 | 0.2 | 0.03 | 17 |
CNO Financial Target Price Consensus
CNO target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. CNO Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 6 | Hold |
Most CNO analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand CNO stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of CNO Financial Group, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationCNO Financial Target Price Projection
CNO Financial's current and average target prices are 37.69 and 44.20, respectively. The current price of CNO Financial is the price at which CNO Financial Group is currently trading. On the other hand, CNO Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
CNO Financial Market Quote on 19th of July 2025
Target Price
Analyst Consensus On CNO Financial Target Price
CNO Financial Analyst Ratings
CNO Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about CNO Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of CNO Financial's financials, market performance, and future outlook by experienced professionals. CNO Financial's historical ratings below, therefore, can serve as a valuable tool for investors.Know CNO Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as CNO Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CNO Financial Group backward and forwards among themselves. CNO Financial's institutional investor refers to the entity that pools money to purchase CNO Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2025-03-31 | 1.8 M | Principal Financial Group Inc | 2025-03-31 | 1.7 M | First Trust Advisors L.p. | 2025-03-31 | 1.6 M | Morgan Stanley - Brokerage Accounts | 2025-03-31 | 1.3 M | Goldman Sachs Group Inc | 2025-03-31 | 1.2 M | Fmr Inc | 2025-03-31 | 1.1 M | Aqr Capital Management Llc | 2025-03-31 | 1.1 M | Charles Schwab Investment Management Inc | 2025-03-31 | 1.1 M | Bank Of New York Mellon Corp | 2025-03-31 | 1 M | Blackrock Inc | 2025-03-31 | 14.3 M | Vanguard Group Inc | 2025-03-31 | 12.6 M |
CNO Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 3.74 B.Market Cap |
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CNO Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.16 | 0.22 |
Determining CNO Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if CNO Financial is a good buy. For example, gross profit margin measures CNO Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of CNO Financial's profitability and make more informed investment decisions.
Evaluate CNO Financial's management efficiency
CNO Financial Group has Return on Asset of 0.0111 % which means that on every $100 spent on assets, it made $0.0111 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1247 %, implying that it generated $0.1247 on every 100 dollars invested. CNO Financial's management efficiency ratios could be used to measure how well CNO Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, CNO Financial's Return On Tangible Assets are very stable compared to the past year. As of the 19th of July 2025, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.01. At this time, CNO Financial's Other Current Assets are very stable compared to the past year. As of the 19th of July 2025, Return On Tangible Assets is likely to grow to 0.01, while Total Assets are likely to drop about 28.4 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 57.73 | 41.15 | |
| Tangible Book Value Per Share | 57.73 | 35.74 | |
| Enterprise Value Over EBITDA | 6.40 | 6.72 | |
| Price Book Value Ratio | 1.58 | 1.66 | |
| Enterprise Value Multiple | 6.40 | 6.72 | |
| Price Fair Value | 1.58 | 1.66 | |
| Enterprise Value | 2.3 B | 2.1 B |
Leadership effectiveness at CNO Financial Group is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Basic technical analysis of CNO Stock
As of the 19th of July, CNO Financial shows the mean deviation of 1.25, and Risk Adjusted Performance of 0.0121. CNO Financial Group technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.CNO Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CNO Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CNO Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CNO Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
CNO Financial's Outstanding Corporate Bonds
CNO Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CNO Financial Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CNO bonds can be classified according to their maturity, which is the date when CNO Financial Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| CRHID 5125 18 MAY 45 Corp BondUS12626PAN33 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| CNO Financial 525 Corp BondUS12621EAL74 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand CNO Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing CNO Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0121 | |||
| Market Risk Adjusted Performance | 0.0135 | |||
| Mean Deviation | 1.25 | |||
| Semi Deviation | 1.81 | |||
| Downside Deviation | 1.85 | |||
| Coefficient Of Variation | 11983.66 | |||
| Standard Deviation | 1.64 | |||
| Variance | 2.68 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.23) | |||
| Sortino Ratio | (0.07) | |||
| Treynor Ratio | 0.0035 | |||
| Maximum Drawdown | 8.76 | |||
| Value At Risk | (2.51) | |||
| Potential Upside | 2.48 | |||
| Downside Variance | 3.41 | |||
| Semi Variance | 3.28 | |||
| Expected Short fall | (1.16) | |||
| Skewness | (0.35) | |||
| Kurtosis | 0.4647 |
| Risk Adjusted Performance | 0.0121 | |||
| Market Risk Adjusted Performance | 0.0135 | |||
| Mean Deviation | 1.25 | |||
| Semi Deviation | 1.81 | |||
| Downside Deviation | 1.85 | |||
| Coefficient Of Variation | 11983.66 | |||
| Standard Deviation | 1.64 | |||
| Variance | 2.68 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.23) | |||
| Sortino Ratio | (0.07) | |||
| Treynor Ratio | 0.0035 | |||
| Maximum Drawdown | 8.76 | |||
| Value At Risk | (2.51) | |||
| Potential Upside | 2.48 | |||
| Downside Variance | 3.41 | |||
| Semi Variance | 3.28 | |||
| Expected Short fall | (1.16) | |||
| Skewness | (0.35) | |||
| Kurtosis | 0.4647 |
Consider CNO Financial's intraday indicators
CNO Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CNO Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
CNO Financial Corporate Filings
F4 | 7th of July 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 10th of June 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 14th of May 2025 Other Reports | ViewVerify | |
10Q | 7th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
CNO Stock media impact
There is far too much social signal, news, headlines, and media speculation about CNO Financial that are available to investors today. This information is accessible both publicly - through CNO Financial's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of CNO-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of CNO Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of CNO Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to CNO Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive CNO Financial alpha.
CNO Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards CNO Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
CNO Financial Group Historical Investor Sentiment
Investor biases related to CNO Financial's public news can be used to forecast risks associated with an investment in CNO. The trend in average sentiment can be used to explain how an investor holding CNO can time the market purely based on public headlines and social activities around CNO Financial Group. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
CNO Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for CNO Financial and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average CNO Financial news discussions. The higher the estimate score, the more favorable the investor's outlook on CNO Financial.
CNO Financial Corporate Directors
| Mary Henderson | Independent Director | Profile | |
| Ellyn Brown | Independent Director | Profile | |
| David Foss | Independent Director | Profile | |
| Frederick Sievert | Independent Director | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CNO Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CNO Financial. If investors know CNO will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CNO Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.87) | Dividend Share 0.64 | Earnings Share 2.86 | Revenue Per Share | Quarterly Revenue Growth (0.13) |
The market value of CNO Financial Group is measured differently than its book value, which is the value of CNO that is recorded on the company's balance sheet. Investors also form their own opinion of CNO Financial's value that differs from its market value or its book value, called intrinsic value, which is CNO Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CNO Financial's market value can be influenced by many factors that don't directly affect CNO Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between CNO Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if CNO Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CNO Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.