Is First Merchants Stock a Good Investment?
First Merchants Investment Advice | FRMEP |
- Examine First Merchants' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research First Merchants' leadership team and their track record. Good management can help First Merchants navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact First Merchants' business and its evolving consumer preferences.
- Compare First Merchants' performance and market position to its competitors. Analyze how First Merchants is positioned in terms of product offerings, innovation, and market share.
- Check if First Merchants pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about First Merchants' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in First Merchants stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if First Merchants is a good investment.
Sell | Buy |
Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine First Merchants Stock
Researching First Merchants' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 100.0% of the company shares are owned by institutional investors. The company last dividend was issued on the 30th of April 2025.
To determine if First Merchants is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Merchants' research are outlined below:
| Latest headline from MacroaxisInsider: Acquisition by Sondhi Jason R of 611 shares of First Merchants at 38.3 subject to Rule 16b-3 |
First Merchants Quarterly Cost Of Revenue |
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First Merchants' profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.07 | 0.10 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.10 |
Determining First Merchants' profitability involves analyzing its financial statements and using various financial metrics to determine if First Merchants is a good buy. For example, gross profit margin measures First Merchants' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Merchants' profitability and make more informed investment decisions.
Evaluate First Merchants' management efficiency
The company has return on total asset (ROA) of 0.0114 % which means that it generated a profit of $0.0114 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.0916 %, meaning that it generated $0.0916 on every $100 dollars invested by stockholders. First Merchants' management efficiency ratios could be used to measure how well First Merchants manages its routine affairs as well as how well it operates its assets and liabilities. As of 07/19/2025, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.10. As of 07/19/2025, Total Current Liabilities is likely to grow to about 15.5 B. Also, Liabilities And Stockholders Equity is likely to grow to about 19.2 B| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 39.53 | 41.50 | |
| Tangible Book Value Per Share | 26.98 | 28.33 | |
| Enterprise Value Over EBITDA | 11.98 | 10.54 | |
| Price Book Value Ratio | 1.01 | 1.44 | |
| Enterprise Value Multiple | 11.98 | 10.54 | |
| Price Fair Value | 1.01 | 1.44 | |
| Enterprise Value | 1.9 B | 1.7 B |
First Merchants benefits from a proactive management team that anticipates market trends. Our analysis delves into how this proactive stance influences financial metrics and stock valuation.
Basic technical analysis of First Stock
As of the 19th of July, First Merchants shows the Coefficient Of Variation of 1277.63, mean deviation of 0.3414, and Downside Deviation of 0.8418. First Merchants technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.First Merchants' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Merchants insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Merchants' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Merchants insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First Merchants' Outstanding Corporate Bonds
First Merchants issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Merchants uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Merchants has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand First Merchants' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing First Merchants' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0685 | |||
| Market Risk Adjusted Performance | (0.36) | |||
| Mean Deviation | 0.3414 | |||
| Semi Deviation | 0.3893 | |||
| Downside Deviation | 0.8418 | |||
| Coefficient Of Variation | 1277.63 | |||
| Standard Deviation | 0.6378 | |||
| Variance | 0.4068 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | 0.0541 | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | (0.11) | |||
| Treynor Ratio | (0.37) | |||
| Maximum Drawdown | 4.23 | |||
| Value At Risk | (0.75) | |||
| Potential Upside | 1.33 | |||
| Downside Variance | 0.7086 | |||
| Semi Variance | 0.1516 | |||
| Expected Short fall | (0.67) | |||
| Skewness | 0.7668 | |||
| Kurtosis | 5.77 |
| Risk Adjusted Performance | 0.0685 | |||
| Market Risk Adjusted Performance | (0.36) | |||
| Mean Deviation | 0.3414 | |||
| Semi Deviation | 0.3893 | |||
| Downside Deviation | 0.8418 | |||
| Coefficient Of Variation | 1277.63 | |||
| Standard Deviation | 0.6378 | |||
| Variance | 0.4068 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | 0.0541 | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | (0.11) | |||
| Treynor Ratio | (0.37) | |||
| Maximum Drawdown | 4.23 | |||
| Value At Risk | (0.75) | |||
| Potential Upside | 1.33 | |||
| Downside Variance | 0.7086 | |||
| Semi Variance | 0.1516 | |||
| Expected Short fall | (0.67) | |||
| Skewness | 0.7668 | |||
| Kurtosis | 5.77 |
Consider First Merchants' intraday indicators
First Merchants intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Merchants stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First Merchants Corporate Filings
8K | 15th of July 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 2nd of July 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 20th of June 2025 Other Reports | ViewVerify | |
8K | 21st of May 2025 An amendment to a previously filed Form 8-K | ViewVerify |
First Stock media impact
There is far too much social signal, news, headlines, and media speculation about First Merchants that are available to investors today. This information is accessible both publicly - through First Merchants' media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of First-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of First Merchants news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of First Merchants relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to First Merchants' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive First Merchants alpha.
First Merchants Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards First Merchants can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
First Merchants Historical Investor Sentiment
Investor biases related to First Merchants' public news can be used to forecast risks associated with an investment in First. The trend in average sentiment can be used to explain how an investor holding First can time the market purely based on public headlines and social activities around First Merchants. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
First Merchants' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for First Merchants and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average First Merchants news discussions. The higher the estimate score, the more favorable the investor's outlook on First Merchants.
First Merchants Corporate Management
| Julie Crabtree | Corporate VP | Profile | |
| Michael Rechin | Advisor Director | Profile | |
| Marcos CFA | Chief Officer | Profile | |
| Michael Stewart | President | Profile | |
| Steven Harris | Senior Officer | Profile | |
| John Martin | Executive Officer | Profile | |
| Karen Evens | VP Marketing | Profile |
Additional Tools for First Stock Analysis
When running First Merchants' price analysis, check to measure First Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Merchants is operating at the current time. Most of First Merchants' value examination focuses on studying past and present price action to predict the probability of First Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Merchants' price. Additionally, you may evaluate how the addition of First Merchants to your portfolios can decrease your overall portfolio volatility.