Is Green Dot Stock a Good Investment?
Green Dot Investment Advice | GDOT |
- Examine Green Dot's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Green Dot's leadership team and their track record. Good management can help Green Dot navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact Green Dot's business and its evolving consumer preferences.
- Compare Green Dot's performance and market position to its competitors. Analyze how Green Dot is positioned in terms of product offerings, innovation, and market share.
- Check if Green Dot pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Green Dot's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Green Dot stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Green Dot is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Green Dot Stock
Researching Green Dot's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 86.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.61. Some equities with similar Price to Book (P/B) outperform the market in the long run. Green Dot has Price/Earnings To Growth (PEG) ratio of 1.49. The entity recorded a loss per share of 0.12. The firm had not issued any dividends in recent years.
To determine if Green Dot is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Green Dot's research are outlined below:
| Green Dot appears to be risky and price may revert if volatility continues | |
| The company reported the previous year's revenue of 1.72 B. Net Loss for the year was (26.7 M) with profit before overhead, payroll, taxes, and interest of 1.83 B. | |
| Over 86.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: GDOT Stock Looks Undervalued at First Glance But Theres a Catch |
Green Dot uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Green Dot. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Green Dot's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of February 2024 Upcoming Quarterly Report | View | |
| 2nd of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 22nd of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Green Dot's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Green Dot's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-02-27 | 2023-12-31 | 0.17 | 0.14 | -0.03 | 17 | ||
2020-02-19 | 2019-12-31 | 0.11 | 0.14 | 0.03 | 27 | ||
2016-08-04 | 2016-06-30 | 0.24 | 0.27 | 0.03 | 12 | ||
2016-02-24 | 2015-12-31 | 0.03 | 0.06 | 0.03 | 100 | ||
2014-01-30 | 2013-12-31 | 0.21 | 0.18 | -0.03 | 14 | ||
2013-10-31 | 2013-09-30 | 0.21 | 0.24 | 0.03 | 14 | ||
2024-11-07 | 2024-09-30 | 0.17 | 0.13 | -0.04 | 23 | ||
2022-02-24 | 2021-12-31 | 0.31 | 0.27 | -0.04 | 12 |
Know Green Dot's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Green Dot is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Green Dot backward and forwards among themselves. Green Dot's institutional investor refers to the entity that pools money to purchase Green Dot's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Morgan Stanley - Brokerage Accounts | 2025-03-31 | 1 M | Two Sigma Advisers, Llc | 2025-03-31 | 908.7 K | Marshall Wace Asset Management Ltd | 2025-03-31 | 723.5 K | Nuveen, Llc | 2025-03-31 | 699.2 K | Dana Investment Advisors Inc | 2025-03-31 | 656.9 K | Nuveen Asset Management, Llc | 2024-12-31 | 647.4 K | Portolan Capital Management, Llc | 2025-03-31 | 636.1 K | Charles Schwab Investment Management Inc | 2025-03-31 | 561.4 K | Two Sigma Investments Llc | 2025-03-31 | 535.1 K | Topline Capital Management Llc | 2025-03-31 | 4.6 M | Starboard Value Lp | 2025-03-31 | 4.6 M |
Green Dot's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 580.74 M.Market Cap |
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Green Dot's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Equity | (0.03) | (0.03) |
Determining Green Dot's profitability involves analyzing its financial statements and using various financial metrics to determine if Green Dot is a good buy. For example, gross profit margin measures Green Dot's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Green Dot's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Green Dot's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Green Dot. Check Green Dot's Beneish M Score to see the likelihood of Green Dot's management manipulating its earnings.
Evaluate Green Dot's management efficiency
Return On Tangible Assets is likely to gain to -0.005 in 2025. Return On Capital Employed is likely to gain to -0.0017 in 2025. At this time, Green Dot's Total Current Liabilities is comparatively stable compared to the past year. Liabilities And Stockholders Equity is likely to gain to about 5.7 B in 2025, whereas Non Current Liabilities Total is likely to drop slightly above 55.4 M in 2025. Green Dot's management efficiency ratios could be used to measure how well Green Dot manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 16.32 | 10.11 | |
| Tangible Book Value Per Share | 8.89 | 5.20 | |
| Enterprise Value Over EBITDA | (12.43) | (11.80) | |
| Price Book Value Ratio | 0.65 | 0.62 | |
| Enterprise Value Multiple | (12.43) | (11.80) | |
| Price Fair Value | 0.65 | 0.62 | |
| Enterprise Value | 221.3 M | 250.8 M |
The management team at Green Dot has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Beta 0.718 |
Basic technical analysis of Green Stock
As of the 19th of July, Green Dot retains the Market Risk Adjusted Performance of 1.02, downside deviation of 2.52, and Risk Adjusted Performance of 0.1434. Green Dot technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.Green Dot's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Green Dot insiders, such as employees or executives, is commonly permitted as long as it does not rely on Green Dot's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Green Dot insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Green Dot's Outstanding Corporate Bonds
Green Dot issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Green Dot uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Green bonds can be classified according to their maturity, which is the date when Green Dot has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand Green Dot's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Green Dot's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1434 | |||
| Market Risk Adjusted Performance | 1.02 | |||
| Mean Deviation | 2.25 | |||
| Semi Deviation | 1.96 | |||
| Downside Deviation | 2.52 | |||
| Coefficient Of Variation | 688.16 | |||
| Standard Deviation | 3.97 | |||
| Variance | 15.77 | |||
| Information Ratio | 0.1099 | |||
| Jensen Alpha | 0.4939 | |||
| Total Risk Alpha | 0.011 | |||
| Sortino Ratio | 0.173 | |||
| Treynor Ratio | 1.01 | |||
| Maximum Drawdown | 30.7 | |||
| Value At Risk | (3.96) | |||
| Potential Upside | 4.7 | |||
| Downside Variance | 6.36 | |||
| Semi Variance | 3.85 | |||
| Expected Short fall | (2.52) | |||
| Skewness | 3.99 | |||
| Kurtosis | 24.55 |
| Risk Adjusted Performance | 0.1434 | |||
| Market Risk Adjusted Performance | 1.02 | |||
| Mean Deviation | 2.25 | |||
| Semi Deviation | 1.96 | |||
| Downside Deviation | 2.52 | |||
| Coefficient Of Variation | 688.16 | |||
| Standard Deviation | 3.97 | |||
| Variance | 15.77 | |||
| Information Ratio | 0.1099 | |||
| Jensen Alpha | 0.4939 | |||
| Total Risk Alpha | 0.011 | |||
| Sortino Ratio | 0.173 | |||
| Treynor Ratio | 1.01 | |||
| Maximum Drawdown | 30.7 | |||
| Value At Risk | (3.96) | |||
| Potential Upside | 4.7 | |||
| Downside Variance | 6.36 | |||
| Semi Variance | 3.85 | |||
| Expected Short fall | (2.52) | |||
| Skewness | 3.99 | |||
| Kurtosis | 24.55 |
Consider Green Dot's intraday indicators
Green Dot intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Green Dot stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 14036.57 | |||
| Daily Balance Of Power | (0.61) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 10.66 | |||
| Day Typical Price | 10.63 | |||
| Price Action Indicator | (0.13) | |||
| Period Momentum Indicator | (0.11) | |||
| Relative Strength Index | 66.57 |
Green Dot Corporate Filings
8K | 20th of June 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 30th of May 2025 Other Reports | ViewVerify | |
| 13th of May 2025 Other Reports | ViewVerify | |
10Q | 12th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Green Stock media impact
There is far too much social signal, news, headlines, and media speculation about Green Dot that are available to investors today. This information is accessible both publicly - through Green Dot's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Green-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Green Dot news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Green Dot relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Green Dot's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Green Dot alpha.
Green Dot Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Green Dot can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Green Dot Historical Investor Sentiment
Investor biases related to Green Dot's public news can be used to forecast risks associated with an investment in Green. The trend in average sentiment can be used to explain how an investor holding Green can time the market purely based on public headlines and social activities around Green Dot. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Green Dot's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Green Dot and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Green Dot news discussions. The higher the estimate score, the more favorable the investor's outlook on Green Dot.
Green Dot Corporate Directors
| Kenneth Aldrich | Lead Independent Director | Profile | |
| Rajeev Date | Independent Director | Profile | |
| Glinda Hodges | Independent Director | Profile | |
| Saturnino Fanlo | Independent Director | Profile |
Additional Tools for Green Stock Analysis
When running Green Dot's price analysis, check to measure Green Dot's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Green Dot is operating at the current time. Most of Green Dot's value examination focuses on studying past and present price action to predict the probability of Green Dot's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Green Dot's price. Additionally, you may evaluate how the addition of Green Dot to your portfolios can decrease your overall portfolio volatility.