First Financial Bankshares Stock Market Value
| FFIN Stock | USD 31.75 0.43 1.37% |
| Symbol | First |
Will Stock sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Financial. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
First Financial Bank's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Financial's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since First Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
First Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Financial.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in First Financial on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding First Financial Bankshares or generate 0.0% return on investment in First Financial over 90 days. First Financial is related to or competes with Atlantic Union, Axos Financial, International Bancshares, Inter Co, Glacier Bancorp, Cadence Bancorp, and Associated Banc. First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas More
First Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Financial Bankshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.3 | |||
| Information Ratio | 0.0034 | |||
| Maximum Drawdown | 7.4 | |||
| Value At Risk | (1.75) | |||
| Potential Upside | 2.5 |
First Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Financial's standard deviation. In reality, there are many statistical measures that can use First Financial historical prices to predict the future First Financial's volatility.| Risk Adjusted Performance | 0.037 | |||
| Jensen Alpha | 0.0085 | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | 0.004 | |||
| Treynor Ratio | 0.0604 |
First Financial January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.037 | |||
| Market Risk Adjusted Performance | 0.0704 | |||
| Mean Deviation | 1.13 | |||
| Semi Deviation | 1.23 | |||
| Downside Deviation | 1.3 | |||
| Coefficient Of Variation | 2286.51 | |||
| Standard Deviation | 1.52 | |||
| Variance | 2.31 | |||
| Information Ratio | 0.0034 | |||
| Jensen Alpha | 0.0085 | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | 0.004 | |||
| Treynor Ratio | 0.0604 | |||
| Maximum Drawdown | 7.4 | |||
| Value At Risk | (1.75) | |||
| Potential Upside | 2.5 | |||
| Downside Variance | 1.68 | |||
| Semi Variance | 1.52 | |||
| Expected Short fall | (1.44) | |||
| Skewness | 0.4066 | |||
| Kurtosis | 1.14 |
First Financial Bank Backtested Returns
As of now, First Stock is very steady. First Financial Bank secures Sharpe Ratio (or Efficiency) of 0.0437, which denotes the company had a 0.0437 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for First Financial Bankshares, which you can use to evaluate the volatility of the firm. Please confirm First Financial's Coefficient Of Variation of 2286.51, downside deviation of 1.3, and Mean Deviation of 1.13 to check if the risk estimate we provide is consistent with the expected return of 0.0665%. First Financial has a performance score of 3 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.94, which means possible diversification benefits within a given portfolio. First Financial returns are very sensitive to returns on the market. As the market goes up or down, First Financial is expected to follow. First Financial Bank right now shows a risk of 1.52%. Please confirm First Financial Bank semi variance, and the relationship between the maximum drawdown and accumulation distribution , to decide if First Financial Bank will be following its price patterns.
Auto-correlation | 0.42 |
Average predictability
First Financial Bankshares has average predictability. Overlapping area represents the amount of predictability between First Financial time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Financial Bank price movement. The serial correlation of 0.42 indicates that just about 42.0% of current First Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.42 | |
| Spearman Rank Test | 0.28 | |
| Residual Average | 0.0 | |
| Price Variance | 0.83 |
Pair Trading with First Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Financial will appreciate offsetting losses from the drop in the long position's value.Moving against First Stock
| 0.51 | T | ATT Inc Earnings Call This Week | PairCorr |
| 0.47 | TRV | The Travelers Companies | PairCorr |
| 0.39 | MSFT | Microsoft | PairCorr |
| 0.37 | HPQ | HP Inc | PairCorr |
| 0.34 | VZ | Verizon Communications Earnings Call Tomorrow | PairCorr |
The ability to find closely correlated positions to First Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Financial Bankshares to buy it.
The correlation of First Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Financial Bank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out First Financial Correlation, First Financial Volatility and First Financial Performance module to complement your research on First Financial. To learn how to invest in First Stock, please use our How to Invest in First Financial guide.You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
First Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.