American Express Net Worth

American Express Net Worth Breakdown

  AXP
The net worth of American Express is the difference between its total assets and liabilities. American Express' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of American Express' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. American Express' net worth can be used as a measure of its financial health and stability which can help investors to decide if American Express is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in American Express stock.

American Express Net Worth Analysis

American Express' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including American Express' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of American Express' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform American Express' net worth analysis. One common approach is to calculate American Express' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares American Express' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing American Express' net worth. This approach calculates the present value of American Express' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of American Express' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate American Express' net worth. This involves comparing American Express' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into American Express' net worth relative to its peers.
To determine if American Express is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding American Express' net worth research are outlined below:
American Express has a poor financial position based on the latest SEC disclosures
About 65.0% of the company shares are held by institutions such as insurance companies
Latest headline from finance.yahoo.com: American Express Beats Q2 Profit Forecast Shrugs Off Rival Card Threats
American Express uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in American Express. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to American Express' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
18th of April 2024
Upcoming Quarterly Report
View
19th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

American Express Target Price Consensus

American target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. American Express' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   30  Buy
Most American analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand American stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of American Express, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

American Express Target Price Projection

American Express' current and average target prices are 307.95 and 289.75, respectively. The current price of American Express is the price at which American Express is currently trading. On the other hand, American Express' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

American Express Market Quote on 20th of July 2025

Low Price302.51Odds
High Price311.86Odds

307.95

Target Price

Analyst Consensus On American Express Target Price

Low Estimate263.67Odds
High Estimate321.62Odds

289.7504

Historical Lowest Forecast  263.67 Target Price  289.75 Highest Forecast  321.62
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on American Express and the information provided on this page.

Know American Express' Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as American Express is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading American Express backward and forwards among themselves. American Express' institutional investor refers to the entity that pools money to purchase American Express' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
T. Rowe Price Associates, Inc.2025-03-31
7.3 M
Bank Of America Corp2025-03-31
6.8 M
Northern Trust Corp2025-03-31
6.7 M
Norges Bank2024-12-31
M
Nuveen Asset Management, Llc2024-12-31
5.7 M
Nuveen, Llc2025-03-31
5.4 M
Ubs Asset Mgmt Americas Inc2025-03-31
5.1 M
Goldman Sachs Group Inc2025-03-31
4.6 M
Artisan Partners Limited Partnership2025-03-31
4.5 M
Berkshire Hathaway Inc2025-03-31
151.6 M
Vanguard Group Inc2025-03-31
45.8 M
Note, although American Express' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow American Express' market capitalization trends

The company currently falls under 'Mega-Cap' category with a total capitalization of 215.75 B.

Market Cap

0.0

Project American Express' profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.04  0.04 
Return On Capital Employed 0.11  0.12 
Return On Assets 0.04  0.04 
Return On Equity 0.33  0.18 
The company has Net Profit Margin of 0.17 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.21 %, which entails that for every 100 dollars of revenue, it generated $0.21 of operating income.
When accessing American Express' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures American Express' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of American Express' profitability and make more informed investment decisions.

Evaluate American Express' management efficiency

American Express has Return on Asset of 0.0373 % which means that on every $100 spent on assets, it made $0.0373 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.3427 %, implying that it generated $0.3427 on every 100 dollars invested. American Express' management efficiency ratios could be used to measure how well American Express manages its routine affairs as well as how well it operates its assets and liabilities. At this time, American Express' Return On Tangible Assets are relatively stable compared to the past year. As of 07/20/2025, Return On Capital Employed is likely to grow to 0.12, while Return On Equity is likely to drop 0.18. At this time, American Express' Total Current Liabilities is relatively stable compared to the past year. As of 07/20/2025, Change To Liabilities is likely to grow to about 10.6 B, while Liabilities And Stockholders Equity is likely to drop slightly above 173 B.
Last ReportedProjected for Next Year
Book Value Per Share 41.86  43.95 
Tangible Book Value Per Share 35.90  37.69 
Enterprise Value Over EBITDA 15.45  22.23 
Price Book Value Ratio 7.09  7.44 
Enterprise Value Multiple 15.45  22.23 
Price Fair Value 7.09  7.44 
The management strategies employed by American Express' are designed to enhance shareholder value and ensure long-term growth. We assess the effectiveness of these strategies in our stock analysis.
Enterprise Value Revenue
4.0294
Revenue
62 B
Quarterly Revenue Growth
0.088
Revenue Per Share
87.764
Return On Equity
0.3427
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific American Express insiders, such as employees or executives, is commonly permitted as long as it does not rely on American Express' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases American Express insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

American Express Corporate Filings

8K
18th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
2nd of July 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
18th of June 2025
Other Reports
ViewVerify
21st of May 2025
Certification of the accuracy of the financial statements and disclosures
ViewVerify
American Express time-series forecasting models is one of many American Express' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary American Express' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

American Express Earnings Estimation Breakdown

The calculation of American Express' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of American Express is estimated to be 3.88 with the future projection ranging from a low of 3.6759 to a high of 3.99. Please be aware that this consensus of annual earnings estimates for American Express is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
3.64
3.68
Lowest
Expected EPS
3.88
3.99
Highest

American Express Earnings Projection Consensus

Suppose the current estimates of American Express' value are higher than the current market price of the American Express stock. In this case, investors may conclude that American Express is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and American Express' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
3092.86%
3.64
3.88
14.23

American Express Earnings History

Earnings estimate consensus by American Express analysts from Wall Street is used by the market to judge American Express' stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only American Express' upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

American Express Quarterly Gross Profit

15.82 Billion

At this time, American Express' Retained Earnings are relatively stable compared to the past year. As of 07/20/2025, Earnings Yield is likely to grow to 0.07, while Retained Earnings Total Equity is likely to drop slightly above 10.7 B. As of 07/20/2025, Common Stock Shares Outstanding is likely to grow to about 956.7 M, while Net Income Applicable To Common Shares is likely to drop slightly above 4.7 B.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of American Express' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
304.90306.55308.20
Details
Intrinsic
Valuation
LowRealHigh
252.55254.20338.75
Details
Naive
Forecast
LowNextHigh
290.01291.66293.31
Details
30 Analysts
Consensus
LowTargetHigh
263.67289.75321.62
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of American assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards American Express. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving American Express' stock price in the short term.

American Express Earnings per Share Projection vs Actual

Actual Earning per Share of American Express refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering American Express predict the company's earnings will be in the future. The higher the earnings per share of American Express, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

American Express Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as American Express, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of American Express should always be considered in relation to other companies to make a more educated investment decision.

American Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact American Express' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-04-17
2025-03-313.473.640.17
2025-01-24
2024-12-313.033.040.01
2024-10-18
2024-09-303.283.490.21
2024-07-19
2024-06-303.264.150.8927 
2024-04-19
2024-03-312.963.330.3712 
2024-01-26
2023-12-312.632.62-0.01
2023-10-20
2023-09-302.943.30.3612 
2023-07-21
2023-06-302.812.890.08
2023-04-20
2023-03-312.672.4-0.2710 
2023-01-27
2022-12-312.232.07-0.16
2022-10-21
2022-09-302.412.470.06
2022-07-22
2022-06-302.42.570.17
2022-04-22
2022-03-312.452.730.2811 
2022-01-25
2021-12-311.842.180.3418 
2021-10-22
2021-09-301.772.270.528 
2021-07-23
2021-06-301.632.81.1771 
2021-04-23
2021-03-311.612.741.1370 
2021-01-26
2020-12-311.291.760.4736 
2020-10-23
2020-09-301.351.3-0.05
2020-07-24
2020-06-30-0.060.290.35583 
2020-04-24
2020-03-311.530.41-1.1273 
2020-01-24
2019-12-312.012.030.02
2019-10-18
2019-09-302.032.080.05
2019-07-19
2019-06-302.032.070.04
2019-04-18
2019-03-311.991.8-0.19
2019-01-17
2018-12-311.82.320.5228 
2018-10-18
2018-09-301.771.880.11
2018-07-18
2018-06-301.821.840.02
2018-04-18
2018-03-311.721.860.14
2018-01-18
2017-12-31-1.23-1.41-0.1814 
2017-10-18
2017-09-301.471.50.03
2017-07-19
2017-06-301.431.470.04
2017-04-19
2017-03-311.261.340.08
2017-01-19
2016-12-310.990.88-0.1111 
2016-10-19
2016-09-300.981.20.2222 
2016-07-20
2016-06-301.892.10.2111 
2016-04-20
2016-03-311.351.450.1
2016-01-21
2015-12-311.120.89-0.2320 
2015-10-21
2015-09-301.311.24-0.07
2015-07-22
2015-06-301.321.420.1
2015-04-16
2015-03-311.371.480.11
2015-01-21
2014-12-311.381.390.01
2014-10-15
2014-09-301.361.40.04
2014-07-29
2014-06-301.381.430.05
2014-04-16
2014-03-311.31.330.03
2014-01-16
2013-12-311.251.21-0.04
2013-10-16
2013-09-301.231.250.02
2013-07-17
2013-06-301.231.270.04
2013-04-17
2013-03-311.131.150.02
2013-01-17
2012-12-310.560.560.0
2012-10-17
2012-09-301.091.090.0
2012-07-18
2012-06-301.11.150.05
2012-04-18
2012-03-3111.070.07
2012-01-19
2011-12-310.991.010.02
2011-10-19
2011-09-300.961.030.07
2011-07-20
2011-06-300.961.10.1414 
2011-04-20
2011-03-310.890.970.08
2011-01-24
2010-12-310.890.88-0.01
2010-10-21
2010-09-300.870.90.03
2010-07-22
2010-06-300.780.840.06
2010-04-22
2010-03-310.650.730.0812 
2010-01-21
2009-12-310.560.590.03
2009-10-22
2009-09-300.390.540.1538 
2009-07-23
2009-06-300.130.09-0.0430 
2009-04-23
2009-03-310.160.320.16100 
2009-01-26
2008-12-310.140.210.0750 
2008-10-20
2008-09-300.520.740.2242 
2008-07-21
2008-06-300.860.56-0.334 
2008-04-24
2008-03-310.780.840.06
2008-01-28
2007-12-310.70.710.01
2007-10-22
2007-09-300.850.90.05
2007-07-23
2007-06-300.860.880.02
2007-04-19
2007-03-310.80.880.0810 
2007-01-22
2006-12-310.770.770.0
2006-10-23
2006-09-300.760.780.02
2006-07-24
2006-06-300.740.780.04
2006-04-24
2006-03-310.690.70.01
2006-01-23
2005-12-310.590.60.01
2005-10-24
2005-09-300.720.69-0.03
2005-07-25
2005-06-300.780.810.03
2005-04-26
2005-03-310.760.75-0.01
2005-01-24
2004-12-310.70.710.01
2004-10-25
2004-09-300.70.69-0.01
2004-07-26
2004-06-300.670.680.01
2004-04-22
2004-03-310.620.660.04
2004-01-26
2003-12-310.590.60.01
2003-10-27
2003-09-300.580.590.01
2003-07-28
2003-06-300.570.590.02
2003-04-24
2003-03-310.520.530.01
2003-01-27
2002-12-310.510.520.01
2002-10-28
2002-09-300.510.520.01
2002-07-22
2002-06-300.50.510.01
2002-04-18
2002-03-310.430.460.03
2002-01-28
2001-12-310.230.22-0.01
2001-10-22
2001-09-300.30.22-0.0826 
2001-07-23
2001-06-300.130.130.0
2001-04-23
2001-03-310.390.40.01
2001-01-22
2000-12-310.50.50.0
2000-10-23
2000-09-300.540.540.0
2000-07-24
2000-06-300.530.540.01
2000-04-24
2000-03-310.470.480.01
2000-01-24
1999-12-310.440.440.0
1999-10-25
1999-09-300.470.470.0
1999-07-26
1999-06-300.470.470.0
1999-04-22
1999-03-310.410.430.02
1999-01-25
1998-12-310.390.390.0
1998-10-26
1998-09-300.420.420.0
1998-07-27
1998-06-300.410.420.01
1998-04-23
1998-03-310.360.370.01
1998-01-26
1997-12-310.340.350.01
1997-10-27
1997-09-300.360.370.01
1997-07-28
1997-06-300.350.360.01
1997-04-24
1997-03-310.310.310.0
1997-01-27
1996-12-310.30.30.0
1996-10-28
1996-09-300.320.320.0
1996-07-22
1996-06-300.310.310.0
1996-04-18
1996-03-310.270.270.0
1996-01-22
1995-12-310.260.260.0

American Express Corporate Directors

Lisa WardellIndependent DirectorProfile
Christopher YoungIndependent DirectorProfile
Thomas BaltimoreIndependent DirectorProfile
Lynn PikeIndependent DirectorProfile

Already Invested in American Express?

The danger of trading American Express is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of American Express is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than American Express. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile American Express is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

Additional Tools for American Stock Analysis

When running American Express' price analysis, check to measure American Express' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy American Express is operating at the current time. Most of American Express' value examination focuses on studying past and present price action to predict the probability of American Express' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move American Express' price. Additionally, you may evaluate how the addition of American Express to your portfolios can decrease your overall portfolio volatility.