First Business Net Worth

First Business Net Worth Breakdown

  FBIZ
The net worth of First Business Financial is the difference between its total assets and liabilities. First Business' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of First Business' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. First Business' net worth can be used as a measure of its financial health and stability which can help investors to decide if First Business is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in First Business Financial stock.

First Business Net Worth Analysis

First Business' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including First Business' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of First Business' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform First Business' net worth analysis. One common approach is to calculate First Business' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares First Business' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing First Business' net worth. This approach calculates the present value of First Business' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of First Business' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate First Business' net worth. This involves comparing First Business' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into First Business' net worth relative to its peers.

Enterprise Value

29.56 Million

To determine if First Business is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Business' net worth research are outlined below:
First Business has a poor financial position based on the latest SEC disclosures
About 71.0% of the company shares are owned by institutional investors
Latest headline from thelincolnianonline.com: Sage Mountain Advisors LLC Makes New Investment in Cencora, Inc.
First Business uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Business Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Business' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

First Business Target Price Consensus

First target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. First Business' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   5  Strong Buy
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of First Business Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

First Business Target Price Projection

First Business' current and average target prices are 53.71 and 58.20, respectively. The current price of First Business is the price at which First Business Financial is currently trading. On the other hand, First Business' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

First Business Market Quote on 21st of July 2025

Low Price53.37Odds
High Price54.78Odds

53.71

Target Price

Analyst Consensus On First Business Target Price

Low Estimate52.96Odds
High Estimate64.6Odds

58.2

Historical Lowest Forecast  52.96 Target Price  58.2 Highest Forecast  64.6
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on First Business Financial and the information provided on this page.

Know First Business' Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as First Business is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Business Financial backward and forwards among themselves. First Business' institutional investor refers to the entity that pools money to purchase First Business' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Renaissance Technologies Corp2025-03-31
142.3 K
M3f, Inc.2025-03-31
93.6 K
Alliancebernstein L.p.2025-03-31
90.8 K
Northern Trust Corp2025-03-31
87.4 K
Bridgeway Capital Management, Llc2025-03-31
87 K
Lsv Asset Management2025-03-31
86 K
Hillsdale Investment Management Inc.2025-03-31
80.3 K
Federated Hermes Inc2025-03-31
70.3 K
Poehling Capital Management Inc2025-03-31
58.3 K
Blackrock Inc2025-03-31
M
Dimensional Fund Advisors, Inc.2025-03-31
515.5 K
Note, although First Business' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow First Business' market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 446.8 M.

Market Cap

43.28 Million

Project First Business' profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.07  0.05 
Return On Assets 0.01  0.01 
Return On Equity 0.13  0.08 
The company has Profit Margin (PM) of 0.31 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.37 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.37.
When accessing First Business' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures First Business' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Business' profitability and make more informed investment decisions.
Please note, the imprecision that can be found in First Business' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of First Business Financial. Check First Business' Beneish M Score to see the likelihood of First Business' management manipulating its earnings.

Evaluate First Business' management efficiency

First Business Financial has return on total asset (ROA) of 0.0125 % which means that it generated a profit of $0.0125 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1469 %, meaning that it created $0.1469 on every $100 dollars invested by stockholders. First Business' management efficiency ratios could be used to measure how well First Business manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to drop to 0.01 in 2025. Return On Capital Employed is likely to drop to 0.05 in 2025. At this time, First Business' Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to rise to about 3.5 B in 2025, whereas Non Currrent Assets Other are likely to drop slightly above 43.9 M in 2025.
Last ReportedProjected for Next Year
Book Value Per Share 40.33  42.34 
Tangible Book Value Per Share 38.87  40.81 
Enterprise Value Over EBITDA 9.97  8.66 
Price Book Value Ratio 1.15  1.33 
Enterprise Value Multiple 9.97  8.66 
Price Fair Value 1.15  1.33 
Enterprise Value31.1 M29.6 M
The operational strategies employed by First Business management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Enterprise Value Revenue
4.765
Revenue
148.9 M
Quarterly Revenue Growth
0.125
Revenue Per Share
18.267
Return On Equity
0.1469
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Business insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Business' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Business insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Crampton Kevin D over three months ago
Disposition of tradable shares by Crampton Kevin D of First Business at 34.5 subject to Rule 16b-3
 
Hartlieb James Edward over three months ago
Acquisition by Hartlieb James Edward of 740 shares of First Business subject to Rule 16b-3
 
Corey Chambas over three months ago
Disposition of 1740 shares by Corey Chambas of First Business at 52.76 subject to Rule 16b-3
 
Sanders Carol P over six months ago
Disposition of 670 shares by Sanders Carol P of First Business at 48.86 subject to Rule 16b-3
 
Lorenz William Kent over six months ago
Disposition of 1000 shares by Lorenz William Kent of First Business at 49.0 subject to Rule 16b-3
 
Lorenz William Kent over six months ago
Disposition of 1150 shares by Lorenz William Kent of First Business at 42.7893 subject to Rule 16b-3
 
Crampton Kevin D over six months ago
Acquisition by Crampton Kevin D of 660 shares of First Business subject to Rule 16b-3
 
David Seiler over six months ago
Disposition of 1690 shares by David Seiler of First Business at 29.13 subject to Rule 16b-3
 
Daniel Ovokaitys over six months ago
Disposition of 1130 shares by Daniel Ovokaitys of First Business at 42.38 subject to Rule 16b-3
 
Lorenz William Kent over six months ago
Disposition of 1150 shares by Lorenz William Kent of First Business at 42.7893 subject to Rule 16b-3
 
Hartlieb James Edward over six months ago
Disposition of tradable shares by Hartlieb James Edward of First Business at 42.96 subject to Rule 16b-3
 
Mark Meloy over six months ago
Disposition of 5000 shares by Mark Meloy of First Business at 40.0534 subject to Rule 16b-3

First Business Corporate Filings

F4
20th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F3
9th of May 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
8K
7th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
25th of April 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
First Business time-series forecasting models is one of many First Business' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Business' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Business Earnings Estimation Breakdown

The calculation of First Business' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Business is estimated to be 1.33 with the future projection ranging from a low of 1.26 to a high of 1.49. Please be aware that this consensus of annual earnings estimates for First Business Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.32
1.26
Lowest
Expected EPS
1.33
1.49
Highest

First Business Earnings Projection Consensus

Suppose the current estimates of First Business' value are higher than the current market price of the First Business stock. In this case, investors may conclude that First Business is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Business' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
587.7%
1.32
1.33
5.48

First Business Earnings per Share Projection vs Actual

Actual Earning per Share of First Business refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Business Financial predict the company's earnings will be in the future. The higher the earnings per share of First Business, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

First Business Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as First Business, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Business should always be considered in relation to other companies to make a more educated investment decision.

First Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact First Business' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-04-23
2025-03-311.271.320.05
2025-01-23
2024-12-311.271.710.4434 
2024-10-24
2024-09-301.191.240.05
2024-07-25
2024-06-301.091.230.1412 
2024-04-25
2024-03-311.121.04-0.08
2024-01-25
2023-12-311.131.150.02
2023-10-26
2023-09-301.171.170.0
2023-07-27
2023-06-300.980.980.0
2023-04-27
2023-03-311.071.05-0.02
2023-01-26
2022-12-311.131.180.05
2022-10-27
2022-09-301.011.250.2423 
2022-07-28
2022-06-300.91.290.3943 
2022-04-28
2022-03-310.911.020.1112 
2022-01-27
2021-12-310.931.010.08
2021-10-28
2021-09-300.881.070.1921 
2021-07-29
2021-06-300.830.950.1214 
2021-04-29
2021-03-310.761.120.3647 
2021-01-28
2020-12-310.590.710.1220 
2020-10-22
2020-09-300.480.50.02
2020-07-23
2020-06-300.30.460.1653 
2020-04-23
2020-03-310.450.38-0.0715 
2020-01-23
2019-12-310.550.670.1221 
2019-10-24
2019-09-300.520.590.0713 
2019-07-25
2019-06-300.470.750.2859 
2019-04-25
2019-03-310.450.670.2248 
2019-01-24
2018-12-310.480.46-0.02
2018-10-25
2018-09-300.50.60.120 
2018-07-26
2018-06-300.460.38-0.0817 
2018-04-26
2018-03-310.410.420.01
2018-01-25
2017-12-310.390.450.0615 
2017-10-26
2017-09-300.440.3-0.1431 
2017-07-27
2017-06-300.410.22-0.1946 
2017-04-27
2017-03-310.380.390.01
2017-01-26
2016-12-310.390.460.0717 
2016-10-27
2016-09-300.480.29-0.1939 
2016-07-28
2016-06-300.510.43-0.0815 
2016-04-28
2016-03-310.460.520.0613 
2016-01-28
2015-12-310.50.47-0.03
2015-10-22
2015-09-300.470.50.03
2015-07-23
2015-06-300.50.45-0.0510 
2015-04-24
2015-03-310.450.490.04
2015-01-29
2014-12-310.460.45-0.01
2014-10-23
2014-09-300.480.46-0.02
2014-07-24
2014-06-300.450.470.02
2014-04-24
2014-03-310.450.42-0.03
2014-01-30
2013-12-310.440.480.04
2013-10-24
2013-09-300.410.460.0512 
2013-07-25
2013-06-300.410.4-0.01
2013-04-25
2013-03-310.350.420.0720 
2013-01-31
2012-12-310.440.43-0.01
2012-10-26
2012-09-300.450.50.0511 
2012-07-27
2012-06-300.40.3-0.125 
2011-08-02
2011-06-300.260.490.2388 
2011-04-29
2011-03-310.230.260.0313 
2011-03-11
2010-12-310.150.12-0.0320 
2010-10-29
2010-09-300.220.19-0.0313 
2010-08-13
2010-06-300.15-0.3-0.45300 

First Business Corporate Management

Bradley QuadeExecutive OfficerProfile
Bill ElliottLLC FinanceProfile
Daniel OvokaitysChief OfficerProfile
Barbara JDG CounselProfile
Theresa WieseManaging ManagementProfile

Additional Tools for First Stock Analysis

When running First Business' price analysis, check to measure First Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Business is operating at the current time. Most of First Business' value examination focuses on studying past and present price action to predict the probability of First Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Business' price. Additionally, you may evaluate how the addition of First Business to your portfolios can decrease your overall portfolio volatility.