MidWestOne Financial Net Worth

MidWestOne Financial Net Worth Breakdown

  MOFG
The net worth of MidWestOne Financial Group is the difference between its total assets and liabilities. MidWestOne Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of MidWestOne Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. MidWestOne Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if MidWestOne Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in MidWestOne Financial Group stock.

MidWestOne Financial Net Worth Analysis

MidWestOne Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including MidWestOne Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of MidWestOne Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform MidWestOne Financial's net worth analysis. One common approach is to calculate MidWestOne Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares MidWestOne Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing MidWestOne Financial's net worth. This approach calculates the present value of MidWestOne Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of MidWestOne Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate MidWestOne Financial's net worth. This involves comparing MidWestOne Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into MidWestOne Financial's net worth relative to its peers.

Enterprise Value

136.3 Million

To determine if MidWestOne Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding MidWestOne Financial's net worth research are outlined below:
The company reported the previous year's revenue of 206.03 M. Net Loss for the year was (60.29 M) with profit before overhead, payroll, taxes, and interest of 76.6 M.
MidWestOne Financial has a strong financial position based on the latest SEC filings
Over 81.0% of the company shares are owned by institutional investors
On 16th of June 2025 MidWestOne Financial paid $ 0.2425 per share dividend to its current shareholders
Latest headline from news.google.com: What analysts say about MidWestOne Financial Group Inc. stock - Outstanding stock performance - Jammu Links News

MidWestOne Financial Quarterly Good Will

69.79 Million

MidWestOne Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in MidWestOne Financial Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MidWestOne Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
6th of August 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

MidWestOne Financial Target Price Consensus

MidWestOne target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. MidWestOne Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   5  Buy
Most MidWestOne analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand MidWestOne stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of MidWestOne Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

MidWestOne Financial Target Price Projection

MidWestOne Financial's current and average target prices are 30.14 and 34.20, respectively. The current price of MidWestOne Financial is the price at which MidWestOne Financial Group is currently trading. On the other hand, MidWestOne Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

MidWestOne Financial Market Quote on 19th of July 2025

Low Price29.47Odds
High Price30.39Odds

30.14

Target Price

Analyst Consensus On MidWestOne Financial Target Price

Low Estimate31.12Odds
High Estimate37.96Odds

34.2

Historical Lowest Forecast  31.12 Target Price  34.2 Highest Forecast  37.96
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on MidWestOne Financial Group and the information provided on this page.

Know MidWestOne Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as MidWestOne Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading MidWestOne Financial Group backward and forwards among themselves. MidWestOne Financial's institutional investor refers to the entity that pools money to purchase MidWestOne Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
State Street Corp2025-03-31
343.7 K
Alliancebernstein L.p.2025-03-31
296.1 K
Hotchkis & Wiley Capital Management Llc2025-03-31
227.3 K
Jacobs Asset Management, Llc2025-03-31
200 K
Northern Trust Corp2025-03-31
159 K
Mendon Capital Advisors Corp2025-03-31
154.3 K
Curi Capital, Llc2025-03-31
154.3 K
Stieven Capital Advisors, L.p.2025-03-31
130.3 K
Bridgeway Capital Management, Llc2025-03-31
117.7 K
Midwestone Financial Group, Inc.2025-03-31
4.1 M
Blackrock Inc2025-03-31
1.6 M
Note, although MidWestOne Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow MidWestOne Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 627.42 M.

Market Cap

485.67 Million

Project MidWestOne Financial's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets(0.01)(0.01)
Return On Capital Employed(0.11)(0.11)
Return On Assets(0.01)(0.01)
Return On Equity(0.11)(0.10)
The company has Profit Margin (PM) of (0.63) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.39 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.39.
When accessing MidWestOne Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures MidWestOne Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of MidWestOne Financial's profitability and make more informed investment decisions.

Evaluate MidWestOne Financial's management efficiency

The MidWestOne Financial's current Return On Tangible Assets is estimated to increase to -0.0093. The MidWestOne Financial's current Return On Capital Employed is estimated to increase to -0.11. At this time, MidWestOne Financial's Other Assets are most likely to increase significantly in the upcoming years. The MidWestOne Financial's current Total Current Assets is estimated to increase to about 1.6 B, while Other Current Assets are projected to decrease to roughly 73.2 M. MidWestOne Financial's management efficiency ratios could be used to measure how well MidWestOne Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 32.87  34.51 
Tangible Book Value Per Share 26.58  13.30 
Enterprise Value Over EBITDA(5.34)(5.08)
Price Book Value Ratio 0.89  1.20 
Enterprise Value Multiple(5.34)(5.08)
Price Fair Value 0.89  1.20 
Enterprise Value169.3 M136.3 M
The strategic decisions made by MidWestOne Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue
8.8265
Revenue
76.6 M
Quarterly Revenue Growth
0.405
Revenue Per Share
4.186
Return On Equity
(0.09)
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MidWestOne Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on MidWestOne Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MidWestOne Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Perry Andre over two months ago
Insider Trading
 
Hauschildt Jennifer Leigh over three months ago
Acquisition by Hauschildt Jennifer Leigh of 517 shares of MidWestOne Financial at 28.995 subject to Rule 16b-3
 
Albert Larry D over three months ago
Acquisition by Albert Larry D of 1549 shares of MidWestOne Financial subject to Rule 16b-3
 
Kaeding Nathaniel J over six months ago
Acquisition by Kaeding Nathaniel J of 1328 shares of MidWestOne Financial subject to Rule 16b-3
 
Kaeding Nathaniel J over six months ago
Acquisition by Kaeding Nathaniel J of 517 shares of MidWestOne Financial at 19.35 subject to Rule 16b-3
 
Kaeding Nathaniel J over six months ago
Acquisition by Kaeding Nathaniel J of 1328 shares of MidWestOne Financial subject to Rule 16b-3
 
Funk Charles N over a year ago
Disposition of 2765 shares by Funk Charles N of MidWestOne Financial at 21.05 subject to Rule 16b-3
 
Funk Charles N over a year ago
Disposition of 1000 shares by Funk Charles N of MidWestOne Financial at 20.4 subject to Rule 16b-3
 
Funk Charles N over a year ago
Disposition of tradable shares by Funk Charles N of MidWestOne Financial at 20.85 subject to Rule 16b-3
 
Funk Charles N over a year ago
Disposition of 1000 shares by Funk Charles N of MidWestOne Financial at 20.85 subject to Rule 16b-3
 
Funk Charles N over a year ago
Disposition of tradable shares by Funk Charles N of MidWestOne Financial at 22.12 subject to Rule 16b-3
 
Ahmed Azeemuddin over a year ago
Acquisition by Ahmed Azeemuddin of 1328 shares of MidWestOne Financial subject to Rule 16b-3

MidWestOne Financial Corporate Filings

8K
11th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
16th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
15th of May 2025
Other Reports
ViewVerify
9th of May 2025
Other Reports
ViewVerify
MidWestOne Financial time-series forecasting models is one of many MidWestOne Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary MidWestOne Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

MidWestOne Financial Earnings Estimation Breakdown

The calculation of MidWestOne Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of MidWestOne Financial is estimated to be 0.778 with the future projection ranging from a low of 0.75 to a high of 0.8. Please be aware that this consensus of annual earnings estimates for MidWestOne Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.73
0.75
Lowest
Expected EPS
0.778
0.80
Highest

MidWestOne Financial Earnings Projection Consensus

Suppose the current estimates of MidWestOne Financial's value are higher than the current market price of the MidWestOne Financial stock. In this case, investors may conclude that MidWestOne Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and MidWestOne Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
571.2%
0.73
0.778
-3.02

MidWestOne Financial Earnings per Share Projection vs Actual

Actual Earning per Share of MidWestOne Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering MidWestOne Financial Group predict the company's earnings will be in the future. The higher the earnings per share of MidWestOne Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

MidWestOne Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as MidWestOne Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of MidWestOne Financial should always be considered in relation to other companies to make a more educated investment decision.

MidWestOne Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact MidWestOne Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-04-23
2025-03-310.7180.730.012
2025-01-23
2024-12-310.720.770.05
2024-10-24
2024-09-300.56-6.05-6.611180 
2024-07-25
2024-06-300.491.00.51104 
2024-04-25
2024-03-310.390.21-0.1846 
2024-01-25
2023-12-310.490.60.1122 
2023-10-26
2023-09-300.570.580.01
2023-08-01
2023-06-300.680.57-0.1116 
2023-04-27
2023-03-310.750.72-0.03
2023-01-26
2022-12-311.091.02-0.07
2022-10-27
2022-09-301.011.170.1615 
2022-07-28
2022-06-300.850.8-0.05
2022-04-28
2022-03-310.790.880.0911 
2022-01-27
2021-12-310.960.91-0.05
2021-11-01
2021-09-300.921.030.1111 
2021-07-22
2021-06-300.891.080.1921 
2021-04-22
2021-03-310.81.350.5568 
2021-01-28
2020-12-310.671.040.3755 
2020-10-29
2020-09-300.610.730.1219 
2020-07-30
2020-06-300.30.730.43143 
2020-04-30
2020-03-310.64-0.12-0.76118 
2020-01-23
2019-12-310.830.830.0
2019-10-25
2019-09-300.830.76-0.07
2019-07-25
2019-06-300.730.72-0.01
2019-04-25
2019-03-310.650.6-0.05
2019-01-24
2018-12-310.660.62-0.04
2018-10-25
2018-09-300.680.55-0.1319 
2018-07-26
2018-06-300.670.670.0
2018-04-26
2018-03-310.650.64-0.01
2018-01-25
2017-12-310.250.13-0.1248 
2017-10-26
2017-09-300.630.52-0.1117 
2017-07-27
2017-06-300.590.590.0
2017-04-27
2017-03-310.590.58-0.01
2017-01-26
2016-12-310.550.34-0.2138 
2016-10-27
2016-09-300.580.54-0.04
2016-07-28
2016-06-300.590.42-0.1728 
2016-04-28
2016-03-310.610.48-0.1321 
2016-01-28
2015-12-310.650.720.0710 
2015-10-24
2015-09-300.670.670.0
2015-07-24
2015-06-300.520.42-0.119 
2015-04-23
2015-03-310.540.620.0814 
2015-01-22
2014-12-310.560.570.01
2014-10-23
2014-09-300.560.590.03
2014-07-24
2014-06-300.530.560.03
2014-04-24
2014-03-310.490.580.0918 
2014-01-23
2013-12-310.520.520.0
2013-10-24
2013-09-300.520.570.05
2013-07-25
2013-06-300.510.530.02
2013-05-07
2013-03-310.550.560.01
2013-01-24
2012-12-310.520.51-0.01
2012-10-25
2012-09-300.510.520.01
2012-07-26
2012-06-300.420.580.1638 
2012-04-24
2012-03-310.410.530.1229 
2012-01-26
2011-12-310.410.410.0
2011-10-27
2011-09-300.350.420.0720 
2011-07-28
2011-06-300.260.350.0934 
2011-04-28
2011-03-310.260.310.0519 
2011-01-27
2010-12-310.260.290.0311 
2010-10-21
2010-09-300.250.30.0520 
2010-07-22
2010-06-300.190.270.0842 
2010-04-22
2010-03-310.10.210.11110 
2010-02-05
2009-12-310.070.160.09128 
2009-10-28
2009-09-300.090.07-0.0222 
2009-07-28
2009-06-300.070.070.0
2009-04-24
2009-03-310.160.12-0.0425 
2009-02-13
2008-12-310.04-3.66-3.79250 
2008-10-30
2008-09-300.350.2-0.1542 
2008-08-05
2008-06-300.330.340.01
2008-04-30
2008-03-310.350.390.0411 

MidWestOne Financial Corporate Management

Heather DeStefanoSenior InnovationProfile
John RuppelChief OfficerProfile
Joe HaselenRegional AreaProfile
Charles ReevesCEO DirectorProfile
Elda MBASenior OfficerProfile
When determining whether MidWestOne Financial is a strong investment it is important to analyze MidWestOne Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MidWestOne Financial's future performance. For an informed investment choice regarding MidWestOne Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MidWestOne Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MidWestOne Financial. If investors know MidWestOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MidWestOne Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
2.501
Dividend Share
0.97
Earnings Share
(3.02)
Revenue Per Share
4.186
Quarterly Revenue Growth
0.405
The market value of MidWestOne Financial is measured differently than its book value, which is the value of MidWestOne that is recorded on the company's balance sheet. Investors also form their own opinion of MidWestOne Financial's value that differs from its market value or its book value, called intrinsic value, which is MidWestOne Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MidWestOne Financial's market value can be influenced by many factors that don't directly affect MidWestOne Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MidWestOne Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if MidWestOne Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MidWestOne Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.