OneMain Holdings Net Worth

OneMain Holdings Net Worth Breakdown

  OMF
The net worth of OneMain Holdings is the difference between its total assets and liabilities. OneMain Holdings' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of OneMain Holdings' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. OneMain Holdings' net worth can be used as a measure of its financial health and stability which can help investors to decide if OneMain Holdings is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in OneMain Holdings stock.

OneMain Holdings Net Worth Analysis

OneMain Holdings' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including OneMain Holdings' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of OneMain Holdings' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform OneMain Holdings' net worth analysis. One common approach is to calculate OneMain Holdings' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares OneMain Holdings' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing OneMain Holdings' net worth. This approach calculates the present value of OneMain Holdings' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of OneMain Holdings' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate OneMain Holdings' net worth. This involves comparing OneMain Holdings' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into OneMain Holdings' net worth relative to its peers.
To determine if OneMain Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding OneMain Holdings' net worth research are outlined below:
Over 93.0% of the company shares are owned by institutional investors
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OneMain Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in OneMain Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to OneMain Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
7th of February 2024
Upcoming Quarterly Report
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23rd of April 2024
Next Financial Report
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31st of December 2023
Next Fiscal Quarter End
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7th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
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31st of December 2022
Last Financial Announcement
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OneMain Holdings Target Price Consensus

OneMain target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. OneMain Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   16  Strong Buy
Most OneMain analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand OneMain stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of OneMain Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

OneMain Holdings Target Price Projection

OneMain Holdings' current and average target prices are 57.80 and 58.86, respectively. The current price of OneMain Holdings is the price at which OneMain Holdings is currently trading. On the other hand, OneMain Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

OneMain Holdings Market Quote on 19th of July 2025

Low Price56.8Odds
High Price58.05Odds

57.8

Target Price

Analyst Consensus On OneMain Holdings Target Price

Low Estimate53.56Odds
High Estimate65.33Odds

58.8571

Historical Lowest Forecast  53.56 Target Price  58.86 Highest Forecast  65.33
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on OneMain Holdings and the information provided on this page.

Know OneMain Holdings' Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as OneMain Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading OneMain Holdings backward and forwards among themselves. OneMain Holdings' institutional investor refers to the entity that pools money to purchase OneMain Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Brandes Investment Partners & Co2025-03-31
1.9 M
Citadel Advisors Llc2025-03-31
1.5 M
Northern Trust Corp2025-03-31
1.5 M
Charles Schwab Investment Management Inc2025-03-31
1.4 M
Norges Bank2024-12-31
1.4 M
Arrowstreet Capital Limited Partnership2025-03-31
1.3 M
Bank Of New York Mellon Corp2025-03-31
1.1 M
Patients Capital Management Llc2025-03-31
1.1 M
Nuveen Asset Management, Llc2024-12-31
M
Vanguard Group Inc2025-03-31
11.8 M
Fmr Inc2025-03-31
10.5 M
Note, although OneMain Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow OneMain Holdings' market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 6.88 B.

Market Cap

3.31 Billion

Project OneMain Holdings' profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed(0.08)(0.08)
Return On Assets 0.02  0.01 
Return On Equity 0.16  0.10 
The company has Net Profit Margin of 0.22 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.38 %, which entails that for every 100 dollars of revenue, it generated $0.38 of operating income.
When accessing OneMain Holdings' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures OneMain Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of OneMain Holdings' profitability and make more informed investment decisions.

Evaluate OneMain Holdings' management efficiency

OneMain Holdings has Return on Asset of 0.0227 % which means that on every $100 spent on assets, it made $0.0227 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1746 %, implying that it generated $0.1746 on every 100 dollars invested. OneMain Holdings' management efficiency ratios could be used to measure how well OneMain Holdings manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The OneMain Holdings' current Return On Capital Employed is estimated to increase to -0.08. At this time, OneMain Holdings' Net Tangible Assets are most likely to decrease significantly in the upcoming years.
Last ReportedProjected for Next Year
Book Value Per Share 26.67  16.45 
Tangible Book Value Per Share 11.96  9.48 
Enterprise Value Over EBITDA 13.44  12.76 
Price Book Value Ratio 1.95  1.87 
Enterprise Value Multiple 13.44  12.76 
Price Fair Value 1.95  1.87 
OneMain Holdings has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.
Enterprise Value Revenue
6.0895
Revenue
2.6 B
Quarterly Revenue Growth
0.133
Revenue Per Share
21.606
Return On Equity
0.1746
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific OneMain Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on OneMain Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases OneMain Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

OneMain Holdings Corporate Filings

F4
18th of July 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
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F3
13th of June 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
8K
11th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
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FWP
29th of May 2025
A written communication used by offering participants to offer securities to the public or to solicit securities transactions.
ViewVerify
OneMain Holdings time-series forecasting models is one of many OneMain Holdings' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary OneMain Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

OneMain Holdings Earnings Estimation Breakdown

The calculation of OneMain Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of OneMain Holdings is estimated to be 1.22 with the future projection ranging from a low of 0.87 to a high of 1.51. Please be aware that this consensus of annual earnings estimates for OneMain Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.72
0.87
Lowest
Expected EPS
1.22
1.51
Highest

OneMain Holdings Earnings Projection Consensus

Suppose the current estimates of OneMain Holdings' value are higher than the current market price of the OneMain Holdings stock. In this case, investors may conclude that OneMain Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and OneMain Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
1687.92%
1.72
1.22
4.73

OneMain Holdings Earnings per Share Projection vs Actual

Actual Earning per Share of OneMain Holdings refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering OneMain Holdings predict the company's earnings will be in the future. The higher the earnings per share of OneMain Holdings, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

OneMain Holdings Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as OneMain Holdings, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of OneMain Holdings should always be considered in relation to other companies to make a more educated investment decision.

OneMain Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact OneMain Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-04-28
2025-03-311.391.720.3323 
2025-02-05
2024-12-311.14871.160.0113
2024-10-30
2024-09-301.141.260.1210 
2024-07-31
2024-06-300.931.020.09
2024-04-30
2024-03-311.391.450.06
2024-02-07
2023-12-311.371.390.02
2023-10-25
2023-09-301.491.570.08
2023-07-26
2023-06-301.271.01-0.2620 
2023-04-25
2023-03-311.651.46-0.1911 
2023-02-07
2022-12-311.511.560.05
2022-10-26
2022-09-301.351.510.1611 
2022-07-27
2022-06-301.971.87-0.1
2022-04-28
2022-03-312.232.350.12
2022-02-02
2021-12-312.352.380.03
2021-10-20
2021-09-302.32.370.07
2021-07-21
2021-06-302.192.660.4721 
2021-04-26
2021-03-312.153.371.2256 
2021-02-08
2020-12-3122.770.7738 
2020-10-26
2020-09-301.262.190.9373 
2020-07-27
2020-06-300.210.80.59280 
2020-04-27
2020-03-310.80.33-0.4758 
2020-02-10
2019-12-311.751.960.2112 
2019-10-28
2019-09-301.581.770.1912 
2019-07-29
2019-06-301.341.620.2820 
2019-04-29
2019-03-311.331.370.04
2019-02-11
2018-12-311.331.390.06
2018-10-31
2018-09-301.281.310.03
2018-07-30
2018-06-301.141.180.04
2018-05-02
2018-03-311.121.180.06
2018-02-14
2017-12-311.051.060.01
2017-11-01
2017-09-301.031.01-0.02
2017-08-02
2017-06-300.890.81-0.08
2017-05-03
2017-03-310.740.760.02
2017-02-13
2016-12-310.810.8-0.01
2016-11-07
2016-09-301.070.9-0.1715 
2016-08-04
2016-06-3010.96-0.04
2016-05-04
2016-03-311.081.05-0.03
2016-02-25
2015-12-310.530.770.2445 
2015-11-09
2015-09-300.530.5-0.03
2015-08-06
2015-06-300.510.530.02
2015-05-07
2015-03-310.550.550.0
2015-03-12
2014-12-310.540.570.03
2014-11-14
2014-09-300.510.550.04
2014-08-07
2014-06-300.450.520.0715 
2014-05-14
2014-03-310.430.430.0
2014-03-11
2013-12-310.460.42-0.04

OneMain Holdings Corporate Directors

Marc BeckerIndependent DirectorProfile
Roy GuthriePresiding Independent DirectorProfile
Richard SmithIndependent DirectorProfile
Matthew MicheliniIndependent DirectorProfile
When determining whether OneMain Holdings is a strong investment it is important to analyze OneMain Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OneMain Holdings' future performance. For an informed investment choice regarding OneMain Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OneMain Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
For more detail on how to invest in OneMain Stock please use our How to Invest in OneMain Holdings guide.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OneMain Holdings. If investors know OneMain will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OneMain Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.38
Dividend Share
4.16
Earnings Share
4.73
Revenue Per Share
21.606
Quarterly Revenue Growth
0.133
The market value of OneMain Holdings is measured differently than its book value, which is the value of OneMain that is recorded on the company's balance sheet. Investors also form their own opinion of OneMain Holdings' value that differs from its market value or its book value, called intrinsic value, which is OneMain Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OneMain Holdings' market value can be influenced by many factors that don't directly affect OneMain Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OneMain Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OneMain Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OneMain Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.