Ameris Bancorp Stock Analysis

ABCB Stock  USD 67.34  0.04  0.06%   
Ameris Bancorp is undervalued with Real Value of 74.13 and Target Price of 72.5. The main objective of Ameris Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what Ameris Bancorp is worth, separate from its market price. There are two main types of Ameris Bancorp's stock analysis: fundamental analysis and technical analysis.
The Ameris Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Ameris Bancorp's ongoing operational relationships across important fundamental and technical indicators.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ameris Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.

Ameris Stock Analysis Notes

About 94.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.19. Some equities with similar Price to Book (P/B) outperform the market in the long run. Ameris Bancorp has Price/Earnings To Growth (PEG) ratio of 2.45. The entity recorded earning per share (EPS) of 5.38. The firm last dividend was issued on the 30th of June 2025. Ameris Bancorp had 211:210 split on the 28th of June 2010. Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia. Ameris Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2865 people. For more info on Ameris Bancorp please contact Palmer Proctor at 404 639 6500 or go to https://www.amerisbank.com.

Ameris Bancorp Quarterly Total Revenue

389.21 Million

Ameris Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Ameris Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Ameris Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Ameris Bancorp has a poor financial position based on the latest SEC disclosures
Over 94.0% of the company shares are held by institutions such as insurance companies
On 7th of July 2025 Ameris Bancorp paid $ 0.2 per share dividend to its current shareholders
Latest headline from news.google.com: What drives Ameris Bancorp stock price - Explosive earning power - Jammu Links News

Ameris Bancorp Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Ameris Bancorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Ameris Largest EPS Surprises

Earnings surprises can significantly impact Ameris Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2011-01-28
2010-12-310.020.040.02100 
1999-07-12
1999-06-300.180.20.0211 
2012-07-24
2012-06-300.040.070.0375 
View All Earnings Estimates

Ameris Bancorp Environmental, Social, and Governance (ESG) Scores

Ameris Bancorp's ESG score is a quantitative measure that evaluates Ameris Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Ameris Bancorp's operations that may have significant financial implications and affect Ameris Bancorp's stock price as well as guide investors towards more socially responsible investments.

Ameris Stock Institutional Investors

Shares
Nuveen Asset Management, Llc2024-12-31
1.1 M
Nuveen, Llc2025-03-31
976.2 K
Congress Asset Management Company, Llp2025-03-31
933.5 K
Charles Schwab Investment Management Inc2025-03-31
893.9 K
Victory Capital Management Inc.2025-03-31
802.9 K
Gw&k Investment Management, Llc2025-03-31
797.9 K
Fj Capital Management Llc2025-03-31
785.3 K
Norges Bank2024-12-31
773.2 K
William Blair Investment Management, Llc2025-03-31
754.6 K
Blackrock Inc2025-03-31
10 M
Vanguard Group Inc2025-03-31
7.4 M
Note, although Ameris Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Ameris Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.64 B.

Ameris Profitablity

The company has Profit Margin (PM) of 0.34 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.44 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.44.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.02 
Return On Capital Employed 0.10  0.09 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.09 

Management Efficiency

Ameris Bancorp has return on total asset (ROA) of 0.0143 % which means that it generated a profit of $0.0143 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1019 %, meaning that it created $0.1019 on every $100 dollars invested by stockholders. Ameris Bancorp's management efficiency ratios could be used to measure how well Ameris Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.01, whereas Return On Capital Employed is forecasted to decline to 0.09. At present, Ameris Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 24.5 B, whereas Total Current Assets are forecasted to decline to about 1.6 B.
Last ReportedProjected for Next Year
Book Value Per Share 54.52  57.25 
Tangible Book Value Per Share 38.73  40.67 
Enterprise Value Over EBITDA 6.71  7.05 
Price Book Value Ratio 1.15  1.43 
Enterprise Value Multiple 6.71  7.05 
Price Fair Value 1.15  1.43 
Enterprise Value85.4 M64.4 M
Ameris Bancorp showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Dividend Yield
0.0124
Operating Margin
0.4434
Profit Margin
0.3384
Forward Dividend Yield
0.0124
Beta
0.94

Technical Drivers

As of the 19th of July, Ameris Bancorp shows the mean deviation of 1.19, and Risk Adjusted Performance of 0.2622. Ameris Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Ameris Bancorp Price Movement Analysis

The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Simple Moving Average indicator is calculated by adding the closing price of Ameris Bancorp for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out Ameris Bancorp short-term fluctuations and highlight longer-term trends or cycles.

Ameris Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ameris Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ameris Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Ameris Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
James Miller over two months ago
Acquisition by James Miller of 82392 shares of Ameris Bancorp subject to Rule 16b-3
 
Douglas Strange over three months ago
Acquisition by Douglas Strange of 1000 shares of Ameris Bancorp at 56.9534 subject to Rule 16b-3
 
William McKendry over three months ago
Acquisition by William McKendry of 4310 shares of Ameris Bancorp subject to Rule 16b-3
 
Bassett Lawton E Iii over three months ago
Disposition of 784 shares by Bassett Lawton E Iii of Ameris Bancorp at 63.18 subject to Rule 16b-3
 
Ross Creasy over three months ago
Disposition of 940 shares by Ross Creasy of Ameris Bancorp at 63.18 subject to Rule 16b-3
 
Ross Creasy over three months ago
Disposition of 940 shares by Ross Creasy of Ameris Bancorp at 63.18 subject to Rule 16b-3
 
Douglas Strange over three months ago
Acquisition by Douglas Strange of 3085 shares of Ameris Bancorp subject to Rule 16b-3
 
Bassett Lawton E Iii over three months ago
Disposition of 4392 shares by Bassett Lawton E Iii of Ameris Bancorp at 64.84 subject to Rule 16b-3
 
James Miller over six months ago
Disposition of 45000 shares by James Miller of Ameris Bancorp subject to Rule 16b-3
 
Bassett Lawton E Iii over six months ago
Disposition of 400 shares by Bassett Lawton E Iii of Ameris Bancorp subject to Rule 16b-3
 
Douglas Strange over six months ago
Disposition of 150 shares by Douglas Strange of Ameris Bancorp subject to Rule 16b-3
 
Stokes Nicole S over a year ago
Disposition of 28 shares by Stokes Nicole S of Ameris Bancorp at 46.4 subject to Rule 16b-3

Ameris Bancorp Outstanding Bonds

Ameris Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Ameris Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Ameris bonds can be classified according to their maturity, which is the date when Ameris Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Ameris Bancorp Predictive Daily Indicators

Ameris Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Ameris Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Ameris Bancorp Corporate Filings

18th of July 2025
Other Reports
ViewVerify
23rd of June 2025
Other Reports
ViewVerify
F4
9th of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
6th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13th of May 2025
Other Reports
ViewVerify
10Q
9th of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
F4
6th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
28th of April 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Ameris Bancorp Forecast Models

Ameris Bancorp's time-series forecasting models are one of many Ameris Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Ameris Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Ameris Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Ameris Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Ameris shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Ameris Bancorp. By using and applying Ameris Stock analysis, traders can create a robust methodology for identifying Ameris entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.29  0.16 
Operating Profit Margin 0.29  0.16 
Net Profit Margin 0.22  0.11 
Gross Profit Margin 0.64  0.54 

Current Ameris Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Ameris analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Ameris analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
72.5Strong Buy6Odds
Ameris Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Ameris analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Ameris stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Ameris Bancorp, talking to its executives and customers, or listening to Ameris conference calls.
Ameris Analyst Advice Details

Ameris Stock Analysis Indicators

Ameris Bancorp stock analysis indicators help investors evaluate how Ameris Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Ameris Bancorp shares will generate the highest return on investment. By understating and applying Ameris Bancorp stock analysis, traders can identify Ameris Bancorp position entry and exit signals to maximize returns.
Begin Period Cash Flow1.2 B
Total Stockholder Equity3.8 B
Property Plant And Equipment Net209.5 M
Cash And Short Term Investments2.9 B
Cash1.2 B
50 Day M A62.8422
Net Interest Income849.2 M
Total Current Liabilities21.7 B
Forward Price Earnings13.0039
Investments-846.7 M
Interest Expense529.1 M
Stock Based Compensation13.4 M
Long Term Debt424.1 M
Common Stock Shares Outstanding69.1 M
Total Cashflows From Investing Activities-846.7 M
Tax Provision117.2 M
Quarterly Earnings Growth Y O Y0.176
Net Debt-796.3 M
Other Operating Expenses1.2 B
Non Current Assets Total23.4 B
Liabilities And Stockholders Equity26.3 B
Non Currrent Assets Other913.1 M

Complementary Tools for Ameris Stock analysis

When running Ameris Bancorp's price analysis, check to measure Ameris Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ameris Bancorp is operating at the current time. Most of Ameris Bancorp's value examination focuses on studying past and present price action to predict the probability of Ameris Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ameris Bancorp's price. Additionally, you may evaluate how the addition of Ameris Bancorp to your portfolios can decrease your overall portfolio volatility.
Funds Screener
Find actively-traded funds from around the world traded on over 30 global exchanges
Piotroski F Score
Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals
Equity Search
Search for actively traded equities including funds and ETFs from over 30 global markets
Risk-Return Analysis
View associations between returns expected from investment and the risk you assume