Commerce Bancshares Stock Analysis

CBSH Stock  USD 64.63  0.36  0.56%   
Commerce Bancshares is fairly valued with Real Value of 64.48 and Target Price of 65.17. The main objective of Commerce Bancshares stock analysis is to determine its intrinsic value, which is an estimate of what Commerce Bancshares is worth, separate from its market price. There are two main types of Commerce Bancshares' stock analysis: fundamental analysis and technical analysis.
The Commerce Bancshares stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Commerce Bancshares' ongoing operational relationships across important fundamental and technical indicators.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Commerce Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Commerce Stock please use our How to Invest in Commerce Bancshares guide.

Commerce Stock Analysis Notes

About 72.0% of the company shares are held by institutions such as insurance companies. The book value of Commerce Bancshares was currently reported as 27.29. The company last dividend was issued on the 6th of June 2025. Commerce Bancshares had 105:100 split on the 3rd of December 2024. Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri. Commerce Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 4595 people. For more info on Commerce Bancshares please contact David Kemper at 816 234 2000 or go to https://www.commercebank.com.

Commerce Bancshares Quarterly Total Revenue

537.25 Million

Commerce Bancshares Investment Alerts

About 72.0% of the company shares are held by institutions such as insurance companies
On 24th of June 2025 Commerce Bancshares paid $ 0.275 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: FNB Stock Up 2.3 percent as Q2 Earnings Beat on Higher NII, Provisions Rise

Commerce Bancshares Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Commerce Bancshares previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
16th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
16th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Commerce Largest EPS Surprises

Earnings surprises can significantly impact Commerce Bancshares' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2010-01-14
2009-12-310.290.320.0310 
2012-04-12
2012-03-310.390.430.0410 
2011-07-14
2011-06-300.40.440.0410 
View All Earnings Estimates

Commerce Bancshares Environmental, Social, and Governance (ESG) Scores

Commerce Bancshares' ESG score is a quantitative measure that evaluates Commerce Bancshares' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Commerce Bancshares' operations that may have significant financial implications and affect Commerce Bancshares' stock price as well as guide investors towards more socially responsible investments.

Commerce Stock Institutional Investors

Shares
First Trust Advisors L.p.2025-03-31
1.5 M
Btim Corp2025-03-31
1.5 M
Bank Of America Corp2025-03-31
1.4 M
Norges Bank2024-12-31
1.4 M
Northern Trust Corp2025-03-31
1.3 M
Ubs Group Ag2025-03-31
1.2 M
Bank Of New York Mellon Corp2025-03-31
1.1 M
Charles Schwab Investment Management Inc2025-03-31
M
Cooke & Bieler Lp2025-03-31
955.5 K
Vanguard Group Inc2025-03-31
13.5 M
Blackrock Inc2025-03-31
11.8 M
Note, although Commerce Bancshares' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Commerce Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 8.62 B.

Commerce Profitablity

The company has Profit Margin (PM) of 0.33 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.45 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.45.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.18  0.18 
Return On Assets 0.02  0.01 
Return On Equity 0.16  0.10 

Management Efficiency

Commerce Bancshares has return on total asset (ROA) of 0.0175 % which means that it generated a profit of $0.0175 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1701 %, meaning that it created $0.1701 on every $100 dollars invested by stockholders. Commerce Bancshares' management efficiency ratios could be used to measure how well Commerce Bancshares manages its routine affairs as well as how well it operates its assets and liabilities. The Commerce Bancshares' current Return On Capital Employed is estimated to increase to 0.18, while Return On Tangible Assets are projected to decrease to 0.01. As of now, Commerce Bancshares' Intangibles To Total Assets are decreasing as compared to previous years. The Commerce Bancshares' current Asset Turnover is estimated to increase to 0.07, while Total Assets are projected to decrease to under 19.6 B.
Last ReportedProjected for Next Year
Book Value Per Share 24.77  26.01 
Tangible Book Value Per Share 23.58  24.76 
Enterprise Value Over EBITDA 10.82  8.14 
Price Book Value Ratio 2.53  1.62 
Enterprise Value Multiple 10.82  8.14 
Price Fair Value 2.53  1.62 
Enterprise Value359.7 M193 M
Leadership at Commerce Bancshares emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield
0.0177
Operating Margin
0.4468
Profit Margin
0.3317
Forward Dividend Yield
0.0177
Beta
0.596

Technical Drivers

As of the 19th of July, Commerce Bancshares shows the Downside Deviation of 1.54, risk adjusted performance of 0.1214, and Mean Deviation of 0.9514. Commerce Bancshares technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Commerce Bancshares Price Movement Analysis

Execute Study
The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Commerce Bancshares middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Commerce Bancshares. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Commerce Bancshares Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Commerce Bancshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Commerce Bancshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Commerce Bancshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Bassham Terry D over a month ago
Acquisition by Bassham Terry D of 595 shares of Commerce Bancshares at 63.01 subject to Rule 16b-3
 
Kellerhals Patricia R over two months ago
Disposition of 1000 shares by Kellerhals Patricia R of Commerce Bancshares at 65.62 subject to Rule 16b-3
 
Fowler June Mcallister over two months ago
Disposition of 1618 shares by Fowler June Mcallister of Commerce Bancshares at 60.723 subject to Rule 16b-3
 
Kevin Barth over three months ago
Acquisition by Kevin Barth of tradable shares of Commerce Bancshares at 62.6391 subject to Rule 16b-3
 
Kevin Barth over three months ago
Disposition of 1222 shares by Kevin Barth of Commerce Bancshares at 66.6123 subject to Rule 16b-3
 
Kemper Jonathan M over three months ago
Disposition of 27384 shares by Kemper Jonathan M of Commerce Bancshares at 25.1583 subject to Rule 16b-3
 
Paul Steiner over three months ago
Acquisition by Paul Steiner of 1271 shares of Commerce Bancshares at 64.82 subject to Rule 16b-3
 
David Kemper over three months ago
Disposition of 1500 shares by David Kemper of Commerce Bancshares at 69.2017 subject to Rule 16b-3
 
Kevin Barth over three months ago
Disposition of 1222 shares by Kevin Barth of Commerce Bancshares at 66.6123 subject to Rule 16b-3
 
Kevin Barth over three months ago
Disposition of 9336 shares by Kevin Barth of Commerce Bancshares at 41.8947 subject to Rule 16b-3
 
David Kemper over six months ago
Disposition of 323 shares by David Kemper of Commerce Bancshares subject to Rule 16b-3
 
Bassham Terry D over six months ago
Acquisition by Bassham Terry D of 1205 shares of Commerce Bancshares at 62.31 subject to Rule 16b-3

Commerce Bancshares Outstanding Bonds

Commerce Bancshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Commerce Bancshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Commerce bonds can be classified according to their maturity, which is the date when Commerce Bancshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Commerce Bancshares Predictive Daily Indicators

Commerce Bancshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Commerce Bancshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Commerce Bancshares Corporate Filings

8K
16th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
26th of June 2025
Other Reports
ViewVerify
23rd of June 2025
Other Reports
ViewVerify
20th of June 2025
Other Reports
ViewVerify
17th of June 2025
Other Reports
ViewVerify
8K
16th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
3rd of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
14th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Commerce Bancshares Forecast Models

Commerce Bancshares' time-series forecasting models are one of many Commerce Bancshares' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Commerce Bancshares' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Commerce Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Commerce Bancshares prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Commerce shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Commerce Bancshares. By using and applying Commerce Stock analysis, traders can create a robust methodology for identifying Commerce entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.32  0.23 
Operating Profit Margin 0.32  0.23 
Net Profit Margin 0.25  0.16 
Gross Profit Margin 0.78  0.62 

Current Commerce Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Commerce analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Commerce analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
65.17Hold7Odds
Commerce Bancshares current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Commerce analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Commerce stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Commerce Bancshares, talking to its executives and customers, or listening to Commerce conference calls.
Commerce Analyst Advice Details

Commerce Stock Analysis Indicators

Commerce Bancshares stock analysis indicators help investors evaluate how Commerce Bancshares stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Commerce Bancshares shares will generate the highest return on investment. By understating and applying Commerce Bancshares stock analysis, traders can identify Commerce Bancshares position entry and exit signals to maximize returns.
Begin Period Cash Flow2.7 B
Long Term Debt56 K
Common Stock Shares Outstanding134.4 M
Total Stockholder Equity3.3 B
Total Cashflows From Investing Activities483.8 M
Tax Provision145.1 M
Quarterly Earnings Growth Y O Y0.19
Property Plant And Equipment Net475.3 M
Cash And Short Term Investments12.5 B
Cash3.4 B
Net Debt-446.1 M
50 Day M A63.261
Total Current Liabilities28.2 B
Other Operating Expenses1.4 B
Non Current Assets Total19.5 B
Forward Price Earnings16.3934
Non Currrent Assets Other1.5 B
Stock Based Compensation17 M

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When running Commerce Bancshares' price analysis, check to measure Commerce Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Commerce Bancshares is operating at the current time. Most of Commerce Bancshares' value examination focuses on studying past and present price action to predict the probability of Commerce Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Commerce Bancshares' price. Additionally, you may evaluate how the addition of Commerce Bancshares to your portfolios can decrease your overall portfolio volatility.
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