Customers Bancorp Stock Analysis

CUBI Stock  USD 64.11  0.03  0.05%   
Customers Bancorp is undervalued with Real Value of 68.69 and Target Price of 66.25. The main objective of Customers Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what Customers Bancorp is worth, separate from its market price. There are two main types of Customers Bancorp's stock analysis: fundamental analysis and technical analysis.
The Customers Bancorp stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Customers Bancorp's ongoing operational relationships across important fundamental and technical indicators.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

Customers Stock Analysis Notes

About 93.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.17. Some equities with similar Price to Book (P/B) outperform the market in the long run. Customers Bancorp had not issued any dividends in recent years. The entity had 11:10 split on the 22nd of May 2014. Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. Customers Bancorp, Inc. was founded in 1994 and is headquartered in West Reading, Pennsylvania. Customers Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 672 people. For more info on Customers Bancorp please contact Richard Ehst at 610 933 2000 or go to https://www.customersbank.com.

Customers Bancorp Investment Alerts

Over 93.0% of the company shares are held by institutions such as insurance companies
Latest headline from newsweek.com: Amazon recall update Customers told dispose of product parts nationwide

Customers Bancorp Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Customers Bancorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Customers Largest EPS Surprises

Earnings surprises can significantly impact Customers Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2014-01-23
2013-12-310.290.330.0413 
2013-07-15
2013-06-300.310.350.0412 
2013-04-10
2013-03-310.30.350.0516 
View All Earnings Estimates

Customers Bancorp Environmental, Social, and Governance (ESG) Scores

Customers Bancorp's ESG score is a quantitative measure that evaluates Customers Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Customers Bancorp's operations that may have significant financial implications and affect Customers Bancorp's stock price as well as guide investors towards more socially responsible investments.

Customers Stock Institutional Investors

Shares
D. E. Shaw & Co Lp2025-03-31
448.1 K
Charles Schwab Investment Management Inc2025-03-31
441.4 K
Jpmorgan Chase & Co2025-03-31
398.3 K
Northern Trust Corp2025-03-31
372.4 K
Aristotle Capital Boston, Llc2025-03-31
318.3 K
Allspring Global Investments Holdings, Llc2025-03-31
317.6 K
Assenagon Asset Management Sa2025-03-31
291 K
Tieton Capital Management, Llc2025-03-31
283.5 K
Citadel Advisors Llc2025-03-31
278.4 K
Blackrock Inc2025-03-31
4.5 M
Wellington Management Company Llp2025-03-31
3.5 M
Note, although Customers Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Customers Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.03 B.

Customers Profitablity

The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.21 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.21.
Last ReportedProjected for Next Year
Return On Capital Employed 0.07  0.06 
Return On Equity 0.10  0.06 

Management Efficiency

The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.06. As of now, Customers Bancorp's Intangible Assets are increasing as compared to previous years. The Customers Bancorp's current Fixed Asset Turnover is estimated to increase to 214.30, while Total Assets are projected to decrease to under 11.7 B. Customers Bancorp's management efficiency ratios could be used to measure how well Customers Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 58.29  61.21 
Tangible Book Value Per Share 58.18  61.08 
Enterprise Value Over EBITDA(3.27)(3.10)
Price Book Value Ratio 0.84  1.11 
Enterprise Value Multiple(3.27)(3.10)
Price Fair Value 0.84  1.11 
Enterprise Value461.9 M485 M
Customers Bancorp's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Operating Margin
0.2062
Profit Margin
0.2446
Beta
1.539
Return On Assets
0.0066
Return On Equity
0.0814

Technical Drivers

As of the 20th of July, Customers Bancorp shows the Risk Adjusted Performance of 0.2586, downside deviation of 1.77, and Mean Deviation of 1.69. Customers Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Customers Bancorp Price Movement Analysis

The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Simple Moving Average indicator is calculated by adding the closing price of Customers Bancorp for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out Customers Bancorp short-term fluctuations and highlight longer-term trends or cycles.

Customers Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Customers Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Customers Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Customers Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Jay Sidhu over three months ago
Disposition of 820 shares by Jay Sidhu of Customers Bancorp at 43.8 subject to Rule 16b-3
 
Samvir Sidhu over three months ago
Disposition of 3016 shares by Samvir Sidhu of Customers Bancorp at 43.26 subject to Rule 16b-3
 
Lyle Cunningham over three months ago
Disposition of 797 shares by Lyle Cunningham of Customers Bancorp at 50.79 subject to Rule 16b-3
 
Kasulka Thomas Henry over three months ago
Disposition of 3 shares by Kasulka Thomas Henry of Customers Bancorp at 53.27 subject to Rule 16b-3
 
Samvir Sidhu over three months ago
Disposition of 161705 shares by Samvir Sidhu of Customers Bancorp at 50.13 subject to Rule 16b-3
 
Carla Leibold over a year ago
Acquisition by Carla Leibold of 29 shares of Customers Bancorp at 50.43 subject to Rule 16b-3
 
Watkins Philip over a year ago
Disposition of 20000 shares by Watkins Philip of Customers Bancorp at 28.37 subject to Rule 16b-3
 
Watkins Philip over a year ago
Disposition of 20000 shares by Watkins Philip of Customers Bancorp at 28.37 subject to Rule 16b-3
 
Watkins Philip over a year ago
Disposition of 20000 shares by Watkins Philip of Customers Bancorp at 28.37 subject to Rule 16b-3
 
Watkins Philip over a year ago
Disposition of 20000 shares by Watkins Philip of Customers Bancorp at 28.37 subject to Rule 16b-3
 
Watkins Philip over a year ago
Disposition of 20000 shares by Watkins Philip of Customers Bancorp at 28.37 subject to Rule 16b-3
 
Watkins Philip over a year ago
Disposition of 20000 shares by Watkins Philip of Customers Bancorp at 28.37 subject to Rule 16b-3

Customers Bancorp Outstanding Bonds

Customers Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Customers Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Customers bonds can be classified according to their maturity, which is the date when Customers Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Customers Bancorp Predictive Daily Indicators

Customers Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Customers Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Customers Bancorp Corporate Filings

18th of July 2025
Other Reports
ViewVerify
11th of July 2025
Other Reports
ViewVerify
F4
10th of July 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F3
30th of June 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
F4
17th of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
16th of June 2025
Other Reports
ViewVerify
8K
11th of June 2025
An amendment to a previously filed Form 8-K
ViewVerify
8K
2nd of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Customers Bancorp Forecast Models

Customers Bancorp's time-series forecasting models are one of many Customers Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Customers Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Customers Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Customers Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Customers shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Customers Bancorp. By using and applying Customers Stock analysis, traders can create a robust methodology for identifying Customers entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.16  0.18 
Operating Profit Margin 0.16  0.18 
Net Profit Margin 0.13  0.11 
Gross Profit Margin 0.45  0.72 

Current Customers Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Customers analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Customers analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
66.25Buy8Odds
Customers Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Customers analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Customers stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Customers Bancorp, talking to its executives and customers, or listening to Customers conference calls.
Customers Analyst Advice Details

Customers Stock Analysis Indicators

Customers Bancorp stock analysis indicators help investors evaluate how Customers Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Customers Bancorp shares will generate the highest return on investment. By understating and applying Customers Bancorp stock analysis, traders can identify Customers Bancorp position entry and exit signals to maximize returns.
Begin Period Cash Flow3.8 B
Long Term Debt1.3 B
Common Stock Shares Outstanding32.7 M
Total Stockholder Equity1.8 B
Total Cashflows From Investing Activities-1 B
Tax Provision42.9 M
Quarterly Earnings Growth Y O Y-0.793
Property Plant And Equipment Net6.7 M
Cash And Short Term Investments5.8 B
Cash3.8 B
Net Debt-2.4 B
50 Day M A55.7488
Total Current Liabilities18.9 B
Other Operating Expenses1.1 B
Non Current Assets Total16.2 B
Non Currrent Assets Other660.4 M
Stock Based Compensation14.4 M

Complementary Tools for Customers Stock analysis

When running Customers Bancorp's price analysis, check to measure Customers Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Customers Bancorp is operating at the current time. Most of Customers Bancorp's value examination focuses on studying past and present price action to predict the probability of Customers Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Customers Bancorp's price. Additionally, you may evaluate how the addition of Customers Bancorp to your portfolios can decrease your overall portfolio volatility.
Bond Analysis
Evaluate and analyze corporate bonds as a potential investment for your portfolios.
Commodity Channel
Use Commodity Channel Index to analyze current equity momentum
Sign In To Macroaxis
Sign in to explore Macroaxis' wealth optimization platform and fintech modules
Crypto Correlations
Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins
Portfolio Optimization
Compute new portfolio that will generate highest expected return given your specified tolerance for risk
Theme Ratings
Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals