Pra Group Stock Analysis

PRAA Stock  USD 15.58  0.29  1.83%   
PRA Group is fairly valued with Real Value of 14.99 and Target Price of 25.33. The main objective of PRA stock analysis is to determine its intrinsic value, which is an estimate of what PRA Group is worth, separate from its market price. There are two main types of PRA's stock analysis: fundamental analysis and technical analysis.
The PRA stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and PRA's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PRA Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

PRA Stock Analysis Notes

About 100.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.51. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PRA Group last dividend was issued on the 7th of May 2007. The entity had 3:1 split on the 2nd of August 2013. PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia. Pra operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 3361 people. To find out more about PRA Group contact Steven Fredrickson at 888 772 7326 or learn more at https://www.pragroup.com.

PRA Quarterly Total Revenue

269.62 Million

PRA Group Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. PRA's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding PRA Group or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
PRA Group had very high historical volatility over the last 90 days
PRA Group currently holds about 89.58 M in cash with (94.59 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.3.
Over 100.0% of the company shares are owned by institutional investors
Latest headline from gurufocus.com: Encore Capital Group to Announce Second Quarter 2025 Financial Results on August 6 ECPG Stock News

PRA Group Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to PRA previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
15th of February 2024
Upcoming Quarterly Report
View
13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
15th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

PRA Largest EPS Surprises

Earnings surprises can significantly impact PRA's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2003-07-30
2003-06-300.10.110.0110 
2003-02-10
2002-12-310.070.080.0114 
2003-04-23
2003-03-310.080.10.0225 
View All Earnings Estimates

PRA Environmental, Social, and Governance (ESG) Scores

PRA's ESG score is a quantitative measure that evaluates PRA's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of PRA's operations that may have significant financial implications and affect PRA's stock price as well as guide investors towards more socially responsible investments.

PRA Stock Institutional Investors

Shares
Morgan Stanley - Brokerage Accounts2025-03-31
501.4 K
D. E. Shaw & Co Lp2025-03-31
484.2 K
Bank Of America Corp2025-03-31
469.5 K
Charles Schwab Investment Management Inc2025-03-31
450.2 K
Northern Trust Corp2025-03-31
422 K
Assenagon Asset Management Sa2025-03-31
405.6 K
Citadel Advisors Llc2025-03-31
379.5 K
Capital Management Corp2025-03-31
353.4 K
Marshall Wace Asset Management Ltd2025-03-31
350.6 K
Blackrock Inc2025-03-31
7.4 M
Vanguard Group Inc2025-03-31
4.3 M
Note, although PRA's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

PRA Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 617.88 M.

PRA Profitablity

The company has Profit Margin (PM) of 0.06 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.28 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.28.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.07  0.07 
Return On Assets 0.01  0.01 
Return On Equity 0.06  0.06 

Management Efficiency

PRA Group has return on total asset (ROA) of 0.0452 % which means that it generated a profit of $0.0452 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0694 %, meaning that it created $0.0694 on every $100 dollars invested by stockholders. PRA's management efficiency ratios could be used to measure how well PRA manages its routine affairs as well as how well it operates its assets and liabilities. As of July 20, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.07. At present, PRA's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 4.5 B, whereas Other Assets are projected to grow to (38.8 M).
Last ReportedProjected for Next Year
Book Value Per Share 30.31  31.82 
Tangible Book Value Per Share 20.24  21.26 
Enterprise Value Over EBITDA 19.51  10.78 
Price Book Value Ratio 0.72  0.69 
Enterprise Value Multiple 19.51  10.78 
Price Fair Value 0.72  0.69 
Enterprise Value1.9 BB
Evaluating the management effectiveness of PRA allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The PRA Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Operating Margin
0.2766
Profit Margin
0.0627
Beta
1.532
Return On Assets
0.0452
Return On Equity
0.0694

Technical Drivers

As of the 20th of July, PRA owns the coefficient of variation of (26,518), and Market Risk Adjusted Performance of (0.0006). In relation to fundamental indicators, the technical analysis model allows you to check practical technical drivers of PRA Group, as well as the relationship between them.

PRA Group Price Movement Analysis

The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Simple Moving Average indicator is calculated by adding the closing price of PRA for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out PRA Group short-term fluctuations and highlight longer-term trends or cycles.

PRA Group Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PRA insiders, such as employees or executives, is commonly permitted as long as it does not rely on PRA's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PRA insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

PRA Outstanding Bonds

PRA issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PRA Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PRA bonds can be classified according to their maturity, which is the date when PRA Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

PRA Predictive Daily Indicators

PRA intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PRA stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

PRA Corporate Filings

8K
24th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
20th of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
16th of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
19th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
9th of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8th of May 2025
Other Reports
ViewVerify
7th of May 2025
Other Reports
ViewVerify
8K
5th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

PRA Forecast Models

PRA's time-series forecasting models are one of many PRA's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PRA's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About PRA Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how PRA prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling PRA shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as PRA. By using and applying PRA Stock analysis, traders can create a robust methodology for identifying PRA entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.10  0.09 
Operating Profit Margin 0.30  0.35 
Net Profit Margin 0.06  0.06 
Gross Profit Margin 0.61  0.73 

Current PRA Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. PRA analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. PRA analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
25.33Buy4Odds
PRA Group current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most PRA analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand PRA stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of PRA Group, talking to its executives and customers, or listening to PRA conference calls.
PRA Analyst Advice Details

PRA Stock Analysis Indicators

PRA Group stock analysis indicators help investors evaluate how PRA stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading PRA shares will generate the highest return on investment. By understating and applying PRA stock analysis, traders can identify PRA position entry and exit signals to maximize returns.
Begin Period Cash Flow113.7 M
Long Term Debt3.3 B
Common Stock Shares Outstanding39.5 M
Total Stockholder Equity1.1 B
Total Cashflows From Investing Activities-382.5 M
Tax Provision21 M
Quarterly Earnings Growth Y O Y0.017
Property Plant And Equipment Net61.7 M
Cash And Short Term Investments161.7 M
Cash105.9 M
Net Debt3.3 B
50 Day M A14.8338
Total Current Liabilities333.2 M
Other Operating Expenses784.1 M
Non Current Assets Total609.2 M
Forward Price Earnings11.5741
Non Currrent Assets Other65.5 M
Stock Based Compensation13.5 M

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When running PRA's price analysis, check to measure PRA's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PRA is operating at the current time. Most of PRA's value examination focuses on studying past and present price action to predict the probability of PRA's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PRA's price. Additionally, you may evaluate how the addition of PRA to your portfolios can decrease your overall portfolio volatility.
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