Encore Capital Stock Options

ECPG Stock  USD 38.72  0.35  0.90%   
Encore Capital's latest option contracts expiring on September 19th 2025 are carrying combined implied volatility of 0.89 with a put-to-call open interest ratio of 1.83 over 34 outstanding agreements suggesting investors are buying way more puts than calls on contracts expiring on September 19th 2025.

Open Interest Against September 19th 2025 Option Contracts

The chart above shows Encore Capital's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Encore Capital's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Encore Capital's option, there is no secondary market available for investors to trade.

In The Money vs. Out of Money Option Contracts on Encore Capital

Analyzing Encore Capital's in-the-money options over time can help investors to take a profitable long position in Encore Capital regardless of its overall volatility. This is especially true when Encore Capital's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Encore Capital's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Encore Capital's stock while costing only a fraction of its price.

Encore Capital Group In The Money Call Balance

When Encore Capital's strike price is surpassing the current stock price, the option contract against Encore Capital Group stock is said to be in the money. When it comes to buying Encore Capital's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Encore Capital Group are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Encore Current Options Market Mood

Encore Capital's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Encore Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Unfortunately, most Encore Capital's options investors are not very successful. Encore Capital's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Encore contract

Base on the Rule 16, the options market is currently suggesting that Encore Capital Group will have an average daily up or down price movement of about 0.0556% per day over the life of the 2025-09-19 option contract. With Encore Capital trading at USD 38.72, that is roughly USD 0.0215. If you think that the market is fully incorporating Encore Capital's daily price movement you should consider buying Encore Capital Group options at the current volatility level of 0.89%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing Encore Capital options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Encore calls. Remember, the seller must deliver Encore Capital Group stock to the call owner when a call is exercised.

Encore Capital Option Chain

When Encore Capital's strike price is surpassing the current stock price, the option contract against Encore Capital Group stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Encore Capital's option chain is a display of a range of information that helps investors for ways to trade options on Encore. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Encore. It also shows strike prices and maturity days for a Encore Capital against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
ECPG250919C00075000075.00.0 - 4.84.8Out
Call
ECPG250919C00070000070.00.0 - 4.84.8Out
Call
ECPG250919C00065000065.00.0 - 4.84.8Out
Call
ECPG250919C00060000060.00.0 - 4.84.8Out
Call
ECPG250919C00057500057.50.0 - 4.84.8Out
Call
ECPG250919C00055000055.00.0 - 4.84.8Out
Call
ECPG250919C00052500052.50.0 - 4.84.8Out
Call
ECPG250919C00050000450.00.0 - 4.84.8Out
Call
ECPG250919C00047500047.50.0 - 4.84.8Out
Call
ECPG250919C00045000145.00.0 - 4.84.8Out
Call
ECPG250919C00042500342.50.0 - 4.81.7Out
Call
ECPG250919C000400001240.00.0 - 4.84.8Out
Call
ECPG250919C00037500137.50.75 - 5.50.75In
Call
ECPG250919C00035000435.02.55 - 7.45.9In
Call
ECPG250919C000300006530.06.5 - 11.211.5In
 Put
ECPG250919P000150008115.00.0 - 0.10.1Out
 Put
ECPG250919P000175001417.50.0 - 4.80.2Out
 Put
ECPG250919P000200002820.00.0 - 4.84.8Out
 Put
ECPG250919P00022500222.50.0 - 4.84.8Out
 Put
ECPG250919P00027500627.50.0 - 4.84.8Out
 Put
ECPG250919P000300001330.00.0 - 4.80.75Out
 Put
ECPG250919P00032500232.50.0 - 4.84.8Out
 Put
ECPG250919P00035000435.00.0 - 4.81.56Out
 Put
ECPG250919P000400001540.01.05 - 5.94.0In
 Put
ECPG250919P00045000045.04.6 - 9.44.6In
 Put
ECPG250919P00047500047.57.1 - 12.07.1In
 Put
ECPG250919P00050000050.09.5 - 14.49.5In
 Put
ECPG250919P00052500052.512.0 - 16.712.0In
 Put
ECPG250919P00055000055.014.5 - 19.214.5In
 Put
ECPG250919P00057500057.517.0 - 21.617.0In
 Put
ECPG250919P00060000060.019.5 - 24.419.5In
 Put
ECPG250919P00065000065.024.5 - 29.324.5In
 Put
ECPG250919P00070000070.029.5 - 34.229.5In
 Put
ECPG250919P00075000075.034.5 - 39.334.5In

Encore Capital Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

Encore Total Stockholder Equity

Total Stockholder Equity

500.25 Million

At this time, Encore Capital's Total Stockholder Equity is most likely to increase significantly in the upcoming years.

Encore Capital Corporate Management

Tomas HernanzTreasurer VPProfile
Craig BuickCEO GroupProfile
Faryar BorhaniSenior CommunicationsProfile
Andrew AschSr CounselProfile
Tracy TingSenior OfficerProfile
Peter ReckPrincipal OfficerProfile
When determining whether Encore Capital Group is a strong investment it is important to analyze Encore Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Encore Capital's future performance. For an informed investment choice regarding Encore Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Encore Capital Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey.
You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Encore Capital. If investors know Encore will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Encore Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.032
Earnings Share
(4.85)
Revenue Per Share
57.78
Quarterly Revenue Growth
0.196
Return On Assets
0.0417
The market value of Encore Capital Group is measured differently than its book value, which is the value of Encore that is recorded on the company's balance sheet. Investors also form their own opinion of Encore Capital's value that differs from its market value or its book value, called intrinsic value, which is Encore Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Encore Capital's market value can be influenced by many factors that don't directly affect Encore Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Encore Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Encore Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Encore Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.