Hanmi Financial Stock Options

HAFC Stock  USD 26.40  0.48  1.85%   
Hanmi Financial's latest option contracts expiring on October 17th 2025 are carrying combined implied volatility of 0.79 with a put-to-call open interest ratio of 1.0 over 16 outstanding agreements suggesting . The Hanmi Financial option chain provides detailed quote and price information for the current Hanmi Financial option contracts. It shows all of Hanmi Financial's listed puts, calls, expiration dates, strike prices, and other pricing information.

Open Interest Against October 17th 2025 Option Contracts

The chart above shows Hanmi Financial's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Hanmi Financial's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Hanmi Financial's option, there is no secondary market available for investors to trade.

In The Money vs. Out of Money Option Contracts on Hanmi Financial

Analyzing Hanmi Financial's in-the-money options over time can help investors to take a profitable long position in Hanmi Financial regardless of its overall volatility. This is especially true when Hanmi Financial's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Hanmi Financial's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Hanmi Financial's stock while costing only a fraction of its price.
Hanmi Financial's stock options are financial instruments that give investors the right to buy or sell shares of Hanmi Financial common stock at a specified price for a given time period. Generally speaking, an option to purchase or sell Hanmi stock makes it part of the underlying stock when the option's price is tied to the movement of the underlying stock. If Hanmi Financial's stock price goes up or down, the stock options follow.
The current year's Stock Based Compensation is expected to grow to about 3.8 M, whereas Total Stockholder Equity is forecasted to decline to about 436.1 M.

Hanmi Financial In The Money Call Balance

When Hanmi Financial's strike price is surpassing the current stock price, the option contract against Hanmi Financial stock is said to be in the money. When it comes to buying Hanmi Financial's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Hanmi Financial are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Hanmi Current Options Market Mood

Hanmi Financial's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Hanmi Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Most options investors, including buyers and sellers of Hanmi Financial's calls and puts, are not very successful. It is estimated that an average options trader loses somewhere between 80% to 90% of the time. Hanmi Financial's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Hanmi contract

Base on the Rule 16, the options market is currently suggesting that Hanmi Financial will have an average daily up or down price movement of about 0.0494% per day over the life of the 2025-10-17 option contract. With Hanmi Financial trading at USD 26.4, that is roughly USD 0.013. If you think that the market is fully incorporating Hanmi Financial's daily price movement you should consider buying Hanmi Financial options at the current volatility level of 0.79%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing Hanmi Financial options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Hanmi calls. Remember, the seller must deliver Hanmi Financial stock to the call owner when a call is exercised.

Hanmi Financial Option Chain

When Hanmi Financial's strike price is surpassing the current stock price, the option contract against Hanmi Financial stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Hanmi Financial's option chain is a display of a range of information that helps investors for ways to trade options on Hanmi. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Hanmi. It also shows strike prices and maturity days for a Hanmi Financial against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
HAFC251017C00035000035.00.0 - 4.24.2Out
Call
HAFC251017C00030000030.00.0 - 3.73.7Out
Call
HAFC251017C00025000025.00.3 - 4.90.3In
Call
HAFC251017C00022500222.51.95 - 6.01.95In
Call
HAFC251017C00020000020.04.0 - 8.44.0In
Call
HAFC251017C00017500017.56.4 - 10.86.4In
Call
HAFC251017C00015000015.08.8 - 13.08.8In
Call
HAFC251017C00012500012.511.3 - 15.511.3In
 Put
HAFC251017P00035000135.07.5 - 11.58.98In
 Put
HAFC251017P00030000030.02.5 - 6.52.5In
 Put
HAFC251017P00025000025.00.05 - 4.90.05Out
 Put
HAFC251017P00022500022.50.0 - 4.64.6Out
 Put
HAFC251017P00020000120.00.0 - 4.10.4Out
 Put
HAFC251017P00017500017.50.0 - 4.34.3Out
 Put
HAFC251017P00015000015.00.0 - 4.34.3Out
 Put
HAFC251017P00012500012.50.0 - 4.24.2Out

Hanmi Financial Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

Hanmi Total Stockholder Equity

Total Stockholder Equity

436.07 Million

At present, Hanmi Financial's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting.

Hanmi Financial Corporate Executives

Elected by the shareholders, the Hanmi Financial's board of directors comprises two types of representatives: Hanmi Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hanmi. The board's role is to monitor Hanmi Financial's management team and ensure that shareholders' interests are well served. Hanmi Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hanmi Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Romolo SantarosaCFO, Sr. Executive VP, CFO of Hanmi Bank and Sr. Executive VP of Corporate Fin. and Strategy of Hanmi BankProfile
Romolo CPASenior CFOProfile
Bonita LeeCOO, Sr. Executive VP, COO of Hanmi Bank and Sr. Executive VP of Hanmi BankProfile
When determining whether Hanmi Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Hanmi Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hanmi Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hanmi Financial Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hanmi Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For information on how to trade Hanmi Stock refer to our How to Trade Hanmi Stock guide.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanmi Financial. If investors know Hanmi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanmi Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.16
Dividend Share
1.02
Earnings Share
2.13
Revenue Per Share
7.736
Quarterly Revenue Growth
0.033
The market value of Hanmi Financial is measured differently than its book value, which is the value of Hanmi that is recorded on the company's balance sheet. Investors also form their own opinion of Hanmi Financial's value that differs from its market value or its book value, called intrinsic value, which is Hanmi Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanmi Financial's market value can be influenced by many factors that don't directly affect Hanmi Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanmi Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanmi Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanmi Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.