Principal Financial Stock Options
| PFG Stock | USD 81.06 0.09 0.11% |
Principal Financial's latest option contracts expiring on October 17th 2025 are carrying combined implied volatility of 0.36 with a put-to-call open interest ratio of 0.5 over 29 outstanding agreements suggesting investors are buying more calls than puts on contracts expiring on October 17th 2025.
Open Interest Against October 17th 2025 Option Contracts
2025-10-17
The chart above shows Principal Financial's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Principal Financial's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Principal Financial's option, there is no secondary market available for investors to trade.
Principal Financial Maximum Pain Price Across 2025-10-17 Option Contracts
Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of particular securities such as Principal Financial close to expiration to expire worthless. So, Max pain occurs when market makers reach a net positive position across all options at a strike price where option holders stand to lose the most money. By contrast, Principal Financial's option sellers may reap the most after selling more options than buying, causing them to expire worthless.
In The Money vs. Out of Money Option Contracts on Principal Financial
Analyzing Principal Financial's in-the-money options over time can help investors to take a profitable long position in Principal Financial regardless of its overall volatility. This is especially true when Principal Financial's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Principal Financial's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Principal Financial's stock while costing only a fraction of its price.
Principal Financial In The Money Call Balance
When Principal Financial's strike price is surpassing the current stock price, the option contract against Principal Financial Group stock is said to be in the money. When it comes to buying Principal Financial's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Principal Financial Group are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.
Principal Current Options Market Mood
Principal Financial's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Principal Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.
Put-to-Call Open Interest
Put-to-Call Volume
Unfortunately, most Principal Financial's options investors are not very successful. Principal Financial's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.
Rule 16 of the current Principal contract
Base on the Rule 16, the options market is currently suggesting that Principal Financial Group will have an average daily up or down price movement of about 0.0225% per day over the life of the 2025-10-17 option contract. With Principal Financial trading at USD 81.06, that is roughly USD 0.0182. If you think that the market is fully incorporating Principal Financial's daily price movement you should consider buying Principal Financial Group options at the current volatility level of 0.36%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
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Purchasing Principal Financial options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Principal calls. Remember, the seller must deliver Principal Financial Group stock to the call owner when a call is exercised.
Principal Financial Option Chain
When Principal Financial's strike price is surpassing the current stock price, the option contract against Principal Financial Group stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Principal Financial's option chain is a display of a range of information that helps investors for ways to trade options on Principal. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Principal. It also shows strike prices and maturity days for a Principal Financial against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone. | Open Int | Strike Price | Current Spread | Last Price | |||
Call | PFG251017C00125000 | 0 | 125.0 | 0.0 - 2.15 | 2.15 | |
Call | PFG251017C00120000 | 0 | 120.0 | 0.0 - 2.15 | 2.15 | |
Call | PFG251017C00115000 | 0 | 115.0 | 0.0 - 1.75 | 1.75 | |
Call | PFG251017C00110000 | 0 | 110.0 | 0.0 - 1.75 | 1.75 | |
Call | PFG251017C00105000 | 1 | 105.0 | 0.0 - 1.75 | 1.75 | Out |
Call | PFG251017C00100000 | 14 | 100.0 | 0.0 - 0.65 | 0.34 | Out |
Call | PFG251017C00095000 | 4 | 95.0 | 0.0 - 2.35 | 0.21 | Out |
Call | PFG251017C00090000 | 168 | 90.0 | 0.0 - 1.45 | 0.68 | Out |
Call | PFG251017C00085000 | 68 | 85.0 | 0.05 - 2.9 | 1.9 | Out |
Call | PFG251017C00080000 | 122 | 80.0 | 3.8 - 6.0 | 3.78 | In |
Call | PFG251017C00075000 | 23 | 75.0 | 5.7 - 9.8 | 7.65 | In |
Call | PFG251017C00070000 | 6 | 70.0 | 10.1 - 14.0 | 10.1 | In |
Call | PFG251017C00065000 | 1 | 65.0 | 15.3 - 18.7 | 16.59 | In |
Call | PFG251017C00060000 | 3 | 60.0 | 19.4 - 23.5 | 19.4 | In |
Put | PFG251017P00125000 | 0 | 125.0 | 41.9 - 46.1 | 41.9 | In |
Put | PFG251017P00120000 | 0 | 120.0 | 37.2 - 41.1 | 37.2 | In |
Put | PFG251017P00115000 | 0 | 115.0 | 32.0 - 36.2 | 32.0 | In |
Put | PFG251017P00110000 | 0 | 110.0 | 27.0 - 31.2 | 27.0 | In |
Put | PFG251017P00105000 | 0 | 105.0 | 22.1 - 26.2 | 22.1 | In |
Put | PFG251017P00100000 | 14 | 100.0 | 17.3 - 21.3 | 21.08 | In |
Put | PFG251017P00095000 | 0 | 95.0 | 12.8 - 16.4 | 12.8 | In |
Put | PFG251017P00090000 | 0 | 90.0 | 7.6 - 11.8 | 7.6 | In |
Put | PFG251017P00085000 | 2 | 85.0 | 4.6 - 7.1 | 4.6 | In |
Put | PFG251017P00080000 | 13 | 80.0 | 2.65 - 5.0 | 4.13 | Out |
Put | PFG251017P00075000 | 55 | 75.0 | 0.0 - 3.7 | 2.25 | Out |
Put | PFG251017P00070000 | 22 | 70.0 | 0.0 - 2.8 | 2.0 | Out |
Put | PFG251017P00065000 | 93 | 65.0 | 0.15 - 0.45 | 1.0 | Out |
Put | PFG251017P00060000 | 3 | 60.0 | 0.0 - 0.4 | 0.4 | Out |
Put | PFG251017P00055000 | 2 | 55.0 | 0.0 - 2.2 | 0.6 | Out |
Principal Financial Market Cap Over Time
Market Cap |
| Timeline |
Principal Total Stockholder Equity
Total Stockholder Equity |
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Principal Financial Corporate Management
| Nathan Schelhaas | Senior Segment | Profile | |
| Joel Pitz | Senior Controller | Profile | |
| JD CFA | Chief Management | Profile | |
| Christopher Payne | Senior Relations | Profile | |
| Ellen Shumway | Senior Management | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Principal Financial. If investors know Principal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Principal Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.91) | Dividend Share 2.91 | Earnings Share 4.67 | Revenue Per Share | Quarterly Revenue Growth (0.09) |
The market value of Principal Financial is measured differently than its book value, which is the value of Principal that is recorded on the company's balance sheet. Investors also form their own opinion of Principal Financial's value that differs from its market value or its book value, called intrinsic value, which is Principal Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Principal Financial's market value can be influenced by many factors that don't directly affect Principal Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Principal Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Principal Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Principal Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.