null Option on Provident Financial
| PFS Stock | USD 18.40 0.23 1.23% |
Provident Financial's latest option contracts expiring on October 17th 2025 are carrying combined implied volatility of 0.84 with a put-to-call open interest ratio of 0.01 over 20 outstanding agreements suggesting investors are buying way more calls than puts on contracts expiring on October 17th 2025.
Open Interest Against October 17th 2025 Option Contracts
Provident Financial option prices can potentially be used to forecast stock returns because most option chains provide information not only about the current prices but also about the future conditions in Provident Financial's lending market. For example, when Provident Financial's puts are not actively trading or completely missing in the marketplace, investors can use it to internalize expected shorting costs. So if an investor is writing a put option on Provident Financial, he or she must hedge the risk by shorting Provident Financial stock over its option's life.
2025-10-17
The chart above shows Provident Financial's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Provident Financial's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Provident Financial's option, there is no secondary market available for investors to trade.
In The Money vs. Out of Money Option Contracts on Provident Financial
Analyzing Provident Financial's in-the-money options over time can help investors to take a profitable long position in Provident Financial regardless of its overall volatility. This is especially true when Provident Financial's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Provident Financial's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Provident Financial's stock while costing only a fraction of its price.
Provident Financial In The Money Call Balance
When Provident Financial's strike price is surpassing the current stock price, the option contract against Provident Financial Services stock is said to be in the money. When it comes to buying Provident Financial's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Provident Financial Services are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.
Provident Current Options Market Mood
Provident Financial's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Provident Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.
Put-to-Call Open Interest
Put-to-Call Volume
Unfortunately, most Provident Financial's options investors are not very successful. Provident Financial's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.
Rule 16 of the current Provident contract
Base on the Rule 16, the options market is currently suggesting that Provident Financial Services will have an average daily up or down price movement of about 0.0525% per day over the life of the 2025-10-17 option contract. With Provident Financial trading at USD 18.4, that is roughly USD 0.00966. If you think that the market is fully incorporating Provident Financial's daily price movement you should consider buying Provident Financial Services options at the current volatility level of 0.84%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Provident | Build AI portfolio with Provident Stock |
Purchasing Provident Financial options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Provident calls. Remember, the seller must deliver Provident Financial Services stock to the call owner when a call is exercised.
Provident Financial Option Chain
When Provident Financial's strike price is surpassing the current stock price, the option contract against Provident Financial Services stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Provident Financial's option chain is a display of a range of information that helps investors for ways to trade options on Provident. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Provident. It also shows strike prices and maturity days for a Provident Financial against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone. | Open Int | Strike Price | Current Spread | Last Price | |||
Call | PFS251017C00035000 | 0 | 35.0 | 0.0 - 2.25 | 2.25 | |
Call | PFS251017C00030000 | 0 | 30.0 | 0.0 - 2.25 | 2.25 | |
Call | PFS251017C00025000 | 0 | 25.0 | 0.0 - 2.25 | 2.25 | |
Call | PFS251017C00022500 | 0 | 22.5 | 0.0 - 0.6 | 0.6 | |
Call | PFS251017C00020000 | 38 | 20.0 | 0.3 - 0.8 | 0.5 | Out |
Call | PFS251017C00017500 | 65 | 17.5 | 1.6 - 3.0 | 1.65 | In |
Call | PFS251017C00015000 | 22 | 15.0 | 3.2 - 5.7 | 3.2 | In |
Call | PFS251017C00012500 | 0 | 12.5 | 5.6 - 8.1 | 6.1 | In |
Call | PFS251017C00010000 | 0 | 10.0 | 8.1 - 10.4 | 8.1 | In |
Call | PFS251017C00007500 | 0 | 7.5 | 9.0 - 13.3 | 9.0 | In |
Put | PFS251017P00007500 | 0 | 7.5 | 0.0 - 2.25 | 2.25 | |
Put | PFS251017P00010000 | 0 | 10.0 | 0.0 - 2.25 | 2.25 | |
Put | PFS251017P00012500 | 0 | 12.5 | 0.0 - 0.6 | 0.6 | |
Put | PFS251017P00015000 | 1 | 15.0 | 0.0 - 1.25 | 1.25 | Out |
Put | PFS251017P00017500 | 0 | 17.5 | 0.0 - 1.9 | 1.9 | |
Put | PFS251017P00020000 | 0 | 20.0 | 0.0 - 3.3 | 3.3 | In |
Put | PFS251017P00022500 | 0 | 22.5 | 3.6 - 6.0 | 3.6 | In |
Put | PFS251017P00025000 | 0 | 25.0 | 6.0 - 8.4 | 6.0 | In |
Put | PFS251017P00030000 | 0 | 30.0 | 11.0 - 13.4 | 11.0 | In |
Put | PFS251017P00035000 | 0 | 35.0 | 16.0 - 18.1 | 16.0 | In |
Provident Financial Selling And Marketing Expenses Over Time
Selling And Marketing Expenses |
| Timeline |
Provident Total Stockholder Equity
Total Stockholder Equity |
|
Provident Financial Corporate Directors
| Matthew Harding | Independent Director | Profile | |
| Robert Adamo | Independent Director | Profile | |
| Terence Gallagher | Independent Director | Profile | |
| Edward Leppert | Independent Director | Profile |
Additional Tools for Provident Stock Analysis
When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.