Unum Stock Options Expiring on 15th of August

UNM Stock  USD 81.12  0.11  0.14%   
Unum's latest option contracts expiring on August 15th 2025 are carrying combined implied volatility of 0.44 with a put-to-call open interest ratio of 0.18 over 29 outstanding agreements suggesting investors are buying way more calls than puts on contracts expiring on August 15th 2025. The total put volume is at 36.0, with calls trading at the volume of 283. This yields a 0.13 put-to-call volume ratio.

Open Interest Against August 15th 2025 Option Contracts

The chart above shows Unum's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Unum's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Unum's option, there is no secondary market available for investors to trade.

Unum Maximum Pain Price Across 2025-08-15 Option Contracts

Max pain occurs when Unum's market makers reach a net positive position across all Unum's options at a strike price where option holders stand to lose the most money. By contrast, Unum's option sellers may reap the most after selling more options than buying, causing them to expire worthless.
Please note that buying 'in-the-money' options on Unum lessens the impact of time decay, as they carry both intrinsic and time value. So, even if Unum's value remains static through the expiration date, the investor can sell to close an 'in-the-money' option to avoid a potential loss. However, in-the-money Unum contracts are usually more expensive to enter than their out-of-the-money counterparts. So keep in mind that while the payoffs on an in-the-money trade can be high, the investors could ultimately experience a more consequential loss if Unum Stock moves the wrong way.

Unum Group In The Money Call Balance

When Unum's strike price is surpassing the current stock price, the option contract against Unum Group stock is said to be in the money. When it comes to buying Unum's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Unum Group are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Unum Current Options Market Mood

Unum's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Unum Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Most options investors, including buyers and sellers of Unum's calls and puts, are not very successful. It is estimated that an average options trader loses somewhere between 80% to 90% of the time. Unum's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Unum contract

Base on the Rule 16, the options market is currently suggesting that Unum Group will have an average daily up or down price movement of about 0.0275% per day over the life of the 2025-08-15 option contract. With Unum trading at USD 81.12, that is roughly USD 0.0223. If you think that the market is fully incorporating Unum's daily price movement you should consider buying Unum Group options at the current volatility level of 0.44%. But if you have an opposite viewpoint you should avoid it and even consider selling them.

Unum Option Chain

When Unum's strike price is surpassing the current stock price, the option contract against Unum Group stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Unum's option chain is a display of a range of information that helps investors for ways to trade options on Unum. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Unum. It also shows strike prices and maturity days for a Unum against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
UNM250815C001150000115.00.0 - 1.151.15Out
Call
UNM250815C001100000110.00.0 - 1.151.15Out
Call
UNM250815C001050000105.00.0 - 1.151.15Out
Call
UNM250815C001000000100.00.0 - 0.950.95Out
Call
UNM250815C00095000095.00.0 - 0.650.65Out
Call
UNM250815C000900001090.00.0 - 0.250.15Out
Call
UNM250815C00087500487.50.0 - 0.60.3Out
Call
UNM250815C0008500037285.00.9 - 1.00.95Out
Call
UNM250815C000825008282.51.7 - 2.01.9Out
Call
UNM250815C000800005780.02.65 - 3.42.92In
Call
UNM250815C000775009177.54.3 - 4.94.6In
Call
UNM250815C00075000675.05.1 - 8.55.45In
Call
UNM250815C000725001072.57.2 - 10.910.0In
Call
UNM250815C00070000170.09.2 - 11.711.8In
 Put
UNM250815P001150000115.032.3 - 36.432.3In
 Put
UNM250815P001100000110.027.7 - 31.427.7In
 Put
UNM250815P001050000105.022.3 - 26.422.3In
 Put
UNM250815P001000000100.017.5 - 21.417.5In
 Put
UNM250815P00095000095.013.0 - 15.513.0In
 Put
UNM250815P00090000090.08.6 - 11.58.6In
 Put
UNM250815P00087500087.55.4 - 8.85.4In
 Put
UNM250815P00085000685.03.1 - 5.35.1In
 Put
UNM250815P00082500982.53.1 - 3.73.6In
 Put
UNM250815P000800003180.01.8 - 2.52.15Out
 Put
UNM250815P000775001777.51.05 - 1.71.2Out
 Put
UNM250815P000750003175.00.5 - 0.851.01Out
 Put
UNM250815P000725001272.50.0 - 0.90.46Out
 Put
UNM250815P00070000670.00.0 - 0.950.4Out
 Put
UNM250815P00065000165.00.0 - 1.450.25Out

Unum Total Stockholder Equity

Total Stockholder Equity

6.72 Billion

At this time, Unum's Total Stockholder Equity is very stable compared to the past year.

Unum Corporate Directors

Francis ShammoIndependent DirectorProfile
Cynthia EganIndependent DirectorProfile
Gloria LarsonIndependent DirectorProfile
Theodore BuntingIndependent DirectorProfile
When determining whether Unum Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Unum's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Unum Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Unum Group Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
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Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.48)
Dividend Share
1.68
Earnings Share
8.48
Revenue Per Share
69.474
Quarterly Revenue Growth
(0.03)
The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.