Finance Of America Stock Today

FOA Stock  USD 23.74  0.53  2.18%   

Performance

Good

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
Finance Of is trading at 23.74 as of the 19th of July 2025, a 2.18 percent decrease since the beginning of the trading day. The stock's open price was 24.27. Finance Of has under 5 % chance of experiencing financial distress over the next 2 years and had a good performance during the last 90 days. The performance scores are derived for the period starting the 20th of April 2025 and ending today, the 19th of July 2025. Click here to learn more.
Business Domain
Financial Services
IPO Date
18th of April 2019
Classification
Financials
Finance of America Companies Inc. operates a consumer lending platform in the United States. The company was founded in 2013 and is based in Irving, Texas. Finance Of operates under Credit Services classification in the United States and is traded on New York Stock Exchange. The company has 11.06 M outstanding shares of which 654.98 K shares are currently shorted by investors with about 9.48 days to cover. More on Finance of America

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Finance Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOPatricia Cook
Business ConcentrationAsset Management & Custody Banks, Financial Services, NYSE Composite, Financials, Capital Markets, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.06110.0669
Significantly Down
Pretty Stable
Net Debt18.9 B28.7 B
Way Down
Slightly volatile
Total Current Liabilities1.7 B1.3 B
Significantly Up
Slightly volatile
Non Current Liabilities Total20.9 B27.5 B
Way Down
Slightly volatile
Total Assets23.4 B29.2 B
Significantly Down
Slightly volatile
Total Current Assets204.9 M122.3 M
Way Up
Slightly volatile
Debt Levels
Finance Of can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Finance Of's financial leverage. It provides some insight into what part of Finance Of's total assets is financed by creditors.
Liquidity
Finance of America has 28.72 B in debt. Finance of America has a current ratio of 9.04, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Finance to invest in growth at high rates of return.

Investments

120.54 Million
Finance of America (FOA) is traded on New York Stock Exchange in USA. It is located in 5830 Granite Parkway, Plano, TX, United States, 75024 and employs 751 people. Finance Of is listed under Asset Management & Custody Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a total capitalization of 262.55 M. Finance of America runs under Capital Markets sector within Financials industry. The entity has 11.06 M outstanding shares of which 654.98 K shares are currently shorted by investors with about 9.48 days to cover. Finance of America has about 97.36 M in cash with (423.81 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.38.
Check Finance Of Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Finance of America is $262.55 Million. Over half of Finance Of's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Finance Ownership Details

Finance Stock Institutional Holders

InstituionRecorded OnShares
State Street Corp2025-03-31
34.6 K
Integrated Wealth Concepts Llc2025-03-31
34.4 K
Blackrock Inc2025-03-31
30.4 K
Dimensional Fund Advisors, Inc.2025-03-31
29 K
Hrt Financial Llc2025-03-31
26.2 K
Citizens Financial Group Inc2025-03-31
24 K
Omers Administration Corp2025-03-31
23.4 K
Ubs Group Ag2025-03-31
22.6 K
Goldman Sachs Group Inc2025-03-31
22.4 K
Blackstone Inc2025-03-31
3.2 M
Cooperman Leon G2025-03-31
1.2 M
View Finance Of Diagnostics

Finance Of Historical Income Statement

At present, Finance Of's Tax Provision is projected to decrease significantly based on the last few years of reporting. The current year's Interest Income is expected to grow to about 2 B, whereas Selling General Administrative is forecasted to decline to about 163.8 M. View More Fundamentals

Finance Stock Against Markets

Finance Of Corporate Management

Graham FlemingChief OfficerProfile
Christine HermanChief OfficerProfile
Karime BenaissaChief OfficerProfile
Tai ThornockChief Accounting OfficerProfile
Norma CorioIndependent DirectorProfile
Jeremy PrahmChief Investment OfficerProfile
When determining whether Finance of America offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Finance Of's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Finance Of America Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Finance Of America Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Finance of America. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Asset Management & Custody Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finance Of. If investors know Finance will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finance Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
4.5
Revenue Per Share
42.991
Quarterly Revenue Growth
1.219
Return On Assets
0.0047
Return On Equity
0.4179
The market value of Finance of America is measured differently than its book value, which is the value of Finance that is recorded on the company's balance sheet. Investors also form their own opinion of Finance Of's value that differs from its market value or its book value, called intrinsic value, which is Finance Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finance Of's market value can be influenced by many factors that don't directly affect Finance Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finance Of's value and its price as these two are different measures arrived at by different means. Investors typically determine if Finance Of is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finance Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.