First Savings Financial Stock Today

FSFG Stock  USD 26.20  0.20  0.77%   

Performance

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Odds Of Distress

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Low
First Savings is trading at 26.20 as of the 19th of July 2025. This is a 0.77 percent increase since the beginning of the trading day. The stock's lowest day price was 25.7. First Savings has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat ok performance during the last 90 days. The performance scores are derived for the period starting the 20th of April 2025 and ending today, the 19th of July 2025. Click here to learn more.
Business Domain
Banks
IPO Date
7th of October 2008
Category
Financial Services
Classification
Financials
First Savings Financial Group, Inc. operates as the bank holding company for First Savings Bank that provides various financial services to consumers and businesses in southern Indiana. First Savings Financial Group, Inc. was incorporated in 2008 and is based in Jeffersonville, Indiana. The company has 6.92 M outstanding shares of which 141.31 K shares are currently shorted by private and institutional investors with about 1.34 trading days to cover. More on First Savings Financial

Moving against First Stock

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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOLarry Myers
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Nasdaq Bank, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
First Savings can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Savings' financial leverage. It provides some insight into what part of First Savings' total assets is financed by creditors.
Liquidity
First Savings Financial currently holds 350.24 M in liabilities with Debt to Equity (D/E) ratio of 8.2, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Savings' use of debt, we should always consider it together with its cash and equity.

Stock Based Compensation

662,442
First Savings Financial (FSFG) is traded on NASDAQ Exchange in USA. It is located in 702 North Shore Drive, Jeffersonville, IN, United States, 47130 and employs 250 people. First Savings is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 181.28 M. First Savings Financial conducts business under Banks sector and is part of Financials industry. The entity has 6.92 M outstanding shares of which 141.31 K shares are currently shorted by private and institutional investors with about 1.34 trading days to cover. First Savings Financial currently holds about 40.34 M in cash with 91.2 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.73.
Check First Savings Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Savings Financial is $181.28 Million. 30% of First Savings Financial outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Stilwell Value Llc2025-03-31
52.5 K
Bridgeway Capital Management, Llc2025-03-31
52 K
Renaissance Technologies Corp2025-03-31
51.7 K
Northern Trust Corp2025-03-31
48.8 K
Goldman Sachs Group Inc2025-03-31
34.1 K
Empowered Funds, Llc2025-03-31
31.3 K
Connor Clark & Lunn Inv Mgmt Ltd2025-03-31
27.5 K
State Street Corp2025-03-31
24.1 K
Lpl Financial Corp2025-03-31
23.9 K
Fj Capital Management Llc2025-03-31
394.5 K
Vanguard Group Inc2025-03-31
245.3 K
View First Savings Diagnostics

First Savings Historical Income Statement

At this time, First Savings' Other Operating Expenses is most likely to increase significantly in the upcoming years. The First Savings' current Cost Of Revenue is estimated to increase to about 80.9 M, while Operating Income is projected to decrease to roughly 11.9 M. View More Fundamentals

First Stock Against Markets

First Savings Corporate Management

When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Savings Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.097
Dividend Share
0.61
Earnings Share
2.81
Revenue Per Share
11.076
Quarterly Revenue Growth
0.126
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.