ALERUS FINANCIAL Valuation

5QD Stock  EUR 17.50  0.10  0.57%   
At this time, the firm appears to be overvalued. ALERUS FINANCIAL PDL1 shows a prevailing Real Value of €14.29 per share. The current price of the firm is €17.5. Our model approximates the value of ALERUS FINANCIAL PDL1 from examining the firm fundamentals such as Shares Outstanding of 19.99 M, profit margin of 0.19 %, and Return On Equity of 0.11 as well as evaluating its technical indicators and probability of bankruptcy.
Overvalued
Today
17.50
Please note that ALERUS FINANCIAL's price fluctuation is somewhat reliable at this time. Calculation of the real value of ALERUS FINANCIAL PDL1 is based on 3 months time horizon. Increasing ALERUS FINANCIAL's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the ALERUS stock is determined by what a typical buyer is willing to pay for full or partial control of ALERUS FINANCIAL PDL1. Since ALERUS FINANCIAL is currently traded on the exchange, buyers and sellers on that exchange determine the market value of ALERUS Stock. However, ALERUS FINANCIAL's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  17.5 Real  14.29 Hype  17.5 Naive  17.17
The real value of ALERUS Stock, also known as its intrinsic value, is the underlying worth of ALERUS FINANCIAL PDL1 Company, which is reflected in its stock price. It is based on ALERUS FINANCIAL's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of ALERUS FINANCIAL's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
14.29
Real Value
19.25
Upside
Estimating the potential upside or downside of ALERUS FINANCIAL PDL1 helps investors to forecast how ALERUS stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of ALERUS FINANCIAL more accurately as focusing exclusively on ALERUS FINANCIAL's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
16.8617.4418.03
Details
Hype
Prediction
LowEstimatedHigh
14.3617.5020.64
Details
Naive
Forecast
LowNext ValueHigh
14.0317.1720.31
Details

ALERUS FINANCIAL Total Value Analysis

ALERUS FINANCIAL PDL1 is presently estimated to have takeover price of 0 with market capitalization of 383.25 M, debt of 67.78 M, and cash on hands of 203.14 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the ALERUS FINANCIAL fundamentals before making investing decisions based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
0
383.25 M
67.78 M
203.14 M

ALERUS FINANCIAL Asset Utilization

One of the ways to look at asset utilization of ALERUS is to check how much profit was generated for every dollar of assets it reports. ALERUS FINANCIAL PDL1 utilizes its assets nearly 0.0112 percent, attaining 0.0112 cents for each euro of assets held by the firm. An expanding asset utilization signifies that the company is being more productive with each euro of assets it shows. Put another way, asset utilization of ALERUS FINANCIAL shows how productive it operates for each euro spent on its assets.

ALERUS FINANCIAL Ownership Allocation

ALERUS FINANCIAL holds a total of 19.99 Million outstanding shares. 30% of ALERUS FINANCIAL PDL1 outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Thereupon, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

ALERUS FINANCIAL Profitability Analysis

The company reported the revenue of 210.95 M. Net Income was 53.59 M with profit before overhead, payroll, taxes, and interest of 210.95 M.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates ALERUS FINANCIAL's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in ALERUS FINANCIAL and how it compares across the competition.

About ALERUS FINANCIAL Valuation

The stock valuation mechanism determines ALERUS FINANCIAL's current worth on a weekly basis. Our valuation model uses a comparative analysis of ALERUS FINANCIAL. We calculate exposure to ALERUS FINANCIAL's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of ALERUS FINANCIAL's related companies.
Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota. ALERUS FINANCIAL operates under BanksRegional classification in Germany and is traded on Frankfurt Stock Exchange. It employs 794 people.

8 Steps to conduct ALERUS FINANCIAL's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates ALERUS FINANCIAL's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct ALERUS FINANCIAL's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain ALERUS FINANCIAL's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine ALERUS FINANCIAL's revenue streams: Identify ALERUS FINANCIAL's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research ALERUS FINANCIAL's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish ALERUS FINANCIAL's growth potential: Evaluate ALERUS FINANCIAL's management, business model, and growth potential.
  • Determine ALERUS FINANCIAL's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate ALERUS FINANCIAL's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

Complementary Tools for ALERUS Stock analysis

When running ALERUS FINANCIAL's price analysis, check to measure ALERUS FINANCIAL's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ALERUS FINANCIAL is operating at the current time. Most of ALERUS FINANCIAL's value examination focuses on studying past and present price action to predict the probability of ALERUS FINANCIAL's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ALERUS FINANCIAL's price. Additionally, you may evaluate how the addition of ALERUS FINANCIAL to your portfolios can decrease your overall portfolio volatility.
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