CF Bankshares Valuation
| CFBK Stock | USD 23.92 0.05 0.21% |
At this time, the firm appears to be fairly valued. CF Bankshares owns a latest Real Value of $23.6 per share. The recent price of the firm is $23.92. Our model approximates the value of CF Bankshares from evaluating the firm fundamentals such as Return On Asset of 0.0071, shares outstanding of 5.22 M, and Shares Owned By Insiders of 20.75 % as well as inspecting its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that CF Bankshares' price fluctuation is very steady at this time. Calculation of the real value of CF Bankshares is based on 3 months time horizon. Increasing CF Bankshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
CF Bankshares' intrinsic value may or may not be the same as its current market price of 23.92, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 23.92 | Real 23.6 | Hype 23.92 | Naive 23.65 |
The intrinsic value of CF Bankshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence CF Bankshares' stock price.
Estimating the potential upside or downside of CF Bankshares helps investors to forecast how CFBK stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CF Bankshares more accurately as focusing exclusively on CF Bankshares' fundamentals will not take into account other important factors: CF Bankshares Total Value Analysis
CF Bankshares is currently forecasted to have valuation of 28.03 M with market capitalization of 155.01 M, debt of 113.91 M, and cash on hands of 157.78 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the CF Bankshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
28.03 M | 155.01 M | 113.91 M | 157.78 M |
CF Bankshares Investor Information
About 21.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.91. Some equities with similar Price to Book (P/B) outperform the market in the long run. CF Bankshares last dividend was issued on the 14th of April 2025. The entity had 181:1000 split on the 21st of August 2018. Based on the key indicators related to CF Bankshares' liquidity, profitability, solvency, and operating efficiency, CF Bankshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in August.CF Bankshares Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of CFBK suggests not a very effective usage of assets in July.CF Bankshares Ownership Allocation
The market capitalization of CF Bankshares is $155.01 Million. CF Bankshares shows tangible amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.CF Bankshares Profitability Analysis
The company reported the previous year's revenue of 122.16 M. Net Income was 13.39 M with profit before overhead, payroll, taxes, and interest of 47.66 M.CF Bankshares Past Distributions to stockholders
About CF Bankshares Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of CF Bankshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of CF Bankshares based exclusively on its fundamental and basic technical indicators. By analyzing CF Bankshares's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of CF Bankshares's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of CF Bankshares. We calculate exposure to CF Bankshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CF Bankshares's related companies.CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio. Central Fed operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 129 people.
A single share of CF Bankshares represents a small ownership stake in the entity. As a stockholder of CFBK, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
CF Bankshares Dividends Analysis For Valuation
There are various types of dividends CF Bankshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of CFBK shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from CF Bankshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When CFBK pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of CF Bankshares by the value of the dividends paid out.
CF Bankshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as CF Bankshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 6.3 M | |
| Quarterly Earnings Growth Y O Y | 0.435 |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CF Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy CFBK Stock please use our How to buy in CFBK Stock guide.You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CF Bankshares. If investors know CFBK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CF Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of CF Bankshares is measured differently than its book value, which is the value of CFBK that is recorded on the company's balance sheet. Investors also form their own opinion of CF Bankshares' value that differs from its market value or its book value, called intrinsic value, which is CF Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CF Bankshares' market value can be influenced by many factors that don't directly affect CF Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CF Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if CF Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CF Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.