Franklin Financial Valuation

FRAF Stock  USD 40.24  1.12  2.86%   
At this time, the firm appears to be undervalued. Franklin Financial shows a prevailing Real Value of $45.67 per share. The current price of the firm is $40.24. Our model computes the value of Franklin Financial from reviewing the firm fundamentals such as Current Valuation of 353.15 M, profit margin of 0.16 %, and Operating Margin of 0.28 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Franklin Financial's valuation include:
Price Book
1.1305
Enterprise Value
353.2 M
Price Sales
2.5158
Trailing PE
15.3588
Enterprise Value Revenue
5.5023
Undervalued
Today
40.24
Please note that Franklin Financial's price fluctuation is very steady at this time. Calculation of the real value of Franklin Financial is based on 3 months time horizon. Increasing Franklin Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Franklin stock is determined by what a typical buyer is willing to pay for full or partial control of Franklin Financial Services. Since Franklin Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Franklin Stock. However, Franklin Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  40.24 Real  45.67 Hype  40.2 Naive  39.8
The real value of Franklin Stock, also known as its intrinsic value, is the underlying worth of Franklin Financial Company, which is reflected in its stock price. It is based on Franklin Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Franklin Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
45.67
Real Value
46.91
Upside
Estimating the potential upside or downside of Franklin Financial Services helps investors to forecast how Franklin stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Franklin Financial more accurately as focusing exclusively on Franklin Financial's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
35.1637.8740.58
Details
Hype
Prediction
LowEstimatedHigh
38.9640.2041.44
Details
Potential
Annual Dividend
LowForecastedHigh
0.930.960.99
Details
When choosing an evaluation method for Franklin Financial, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

Franklin Financial Cash

215.37 Million

Franklin Valuation Trend

Comparing Franklin Financial's enterprise value against its market capitalization is a good way to estimate the value of Franklin Financial Services uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.

Franklin Revenue by Product

Franklin Financial Total Value Analysis

Franklin Financial Services is currently forecasted to have valuation of 353.15 M with market capitalization of 179.4 M, debt of 223.96 M, and cash on hands of 32.95 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Franklin Financial fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
353.15 M
179.4 M
223.96 M
32.95 M

Franklin Financial Investor Information

About 29.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.13. Some equities with similar Price to Book (P/B) outperform the market in the long run. Franklin Financial last dividend was issued on the 2nd of May 2025. The entity had 125:100 split on the 29th of June 2004. Franklin Financial Services is performing exceptionally good at this time. It has a great probability to report excellent financial results in August.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.110.117
Notably Down
Pretty Stable
Total Cash From Operating Activities14.6 M21.8 M
Way Down
Slightly volatile
Operating Income10.6 M13.3 M
Significantly Down
Slightly volatile

Franklin Financial Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Franklin implies not a very effective usage of assets in July.
 
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Housing Crash
 
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Covid

Franklin Financial Ownership Allocation

The market capitalization of Franklin Financial is $179.4 Million. Franklin Financial Services shows 6.45 percent of its outstanding shares held by insiders and 29.12 percent owned by other corporate entities. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.

Franklin Financial Profitability Analysis

The company reported the previous year's revenue of 113.83 M. Net Income was 11.1 M with profit before overhead, payroll, taxes, and interest of 71.31 M.

Franklin Financial Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Franklin Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Franklin Financial and how it compares across the competition.

About Franklin Financial Valuation

The stock valuation mechanism determines Franklin Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Franklin Financial. We calculate exposure to Franklin Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Franklin Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit67.9 M37.6 M
Pretax Profit Margin 0.12  0.11 
Operating Profit Margin 0.12  0.11 
Net Profit Margin 0.10  0.19 
Gross Profit Margin 0.60  0.54 

Franklin Financial Quarterly Retained Earnings

141.97 Million

Franklin Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Franklin Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of Franklin Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Franklin Financial represents a small ownership stake in the entity. As a stockholder of Franklin, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Franklin Financial Dividends Analysis For Valuation

The Franklin Financial's current Dividend Paid And Capex Coverage Ratio is estimated to increase to 3.61, while Dividends Paid is forecasted to increase to (5.3 M). . The Franklin Financial's current Retained Earnings is estimated to increase to about 146.4 M, while Retained Earnings Total Equity is projected to decrease to roughly 99.6 M.
Last ReportedProjected for Next Year
Dividends Paid-5.6 M-5.3 M
Dividend Yield 0.04  0.03 
Dividend Payout Ratio 0.51  0.42 
Dividend Paid And Capex Coverage Ratio 2.65  3.61 
There are various types of dividends Franklin Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Franklin shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Franklin Financial Services directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Franklin pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Franklin Financial by the value of the dividends paid out.

Franklin Financial Growth Indicators

Investing in growth stocks can be very risky. If the company such as Franklin Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding4.4 M
Quarterly Earnings Growth Y O Y0.146

Franklin Financial Current Valuation Indicators

Valuation refers to the process of determining the present value of Franklin Financial Services and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Franklin we look at many different elements of the entity such as Franklin's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Franklin Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Franklin Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Franklin Financial's worth.

Complementary Tools for Franklin Stock analysis

When running Franklin Financial's price analysis, check to measure Franklin Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Franklin Financial is operating at the current time. Most of Franklin Financial's value examination focuses on studying past and present price action to predict the probability of Franklin Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Franklin Financial's price. Additionally, you may evaluate how the addition of Franklin Financial to your portfolios can decrease your overall portfolio volatility.
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