Fulton Financial Valuation

FULT Stock  USD 19.62  0.12  0.61%   
At this time, the firm appears to be undervalued. Fulton Financial shows a prevailing Real Value of $20.98 per share. The current price of the firm is $19.62. Our model computes the value of Fulton Financial from reviewing the firm fundamentals such as Shares Outstanding of 182.38 M, current valuation of 4.18 B, and Profit Margin of 0.27 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Fulton Financial's valuation include:
Price Book
1.0748
Enterprise Value
4.2 B
Price Sales
2.9842
Forward PE
10.1523
Trailing PE
11.5412
Undervalued
Today
19.62
Please note that Fulton Financial's price fluctuation is very steady at this time. Calculation of the real value of Fulton Financial is based on 3 months time horizon. Increasing Fulton Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Fulton Financial's intrinsic value may or may not be the same as its current market price of 19.62, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  19.62 Real  20.98 Target  19.75 Hype  19.67 Naive  19.07
The intrinsic value of Fulton Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Fulton Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
20.98
Real Value
22.64
Upside
Estimating the potential upside or downside of Fulton Financial helps investors to forecast how Fulton stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Fulton Financial more accurately as focusing exclusively on Fulton Financial's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.420.500.49
Details
Hype
Prediction
LowEstimatedHigh
18.0119.6721.33
Details
Potential
Annual Dividend
LowForecastedHigh
0.480.510.53
Details
7 Analysts
Consensus
LowTarget PriceHigh
17.9719.7521.92
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Fulton Financial's intrinsic value based on its ongoing forecasts of Fulton Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Fulton Financial's closest peers.

Fulton Financial Cash

1.11 Billion

Fulton Valuation Trend

Fulton Financial's real value is important for investors to make better decisions and a more accurate overall view of Fulton Financial's financial worth over time. Using both Fulton Financial's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.

Fulton Revenue by Product

Fulton Financial Total Value Analysis

Fulton Financial is currently expected to have valuation of 4.18 B with market capitalization of 3.58 B, debt of 1.78 B, and cash on hands of 610.63 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Fulton Financial fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
4.18 B
3.58 B
1.78 B
610.63 M

Fulton Financial Investor Information

About 77.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.07. Some equities with similar Price to Book (P/B) outperform the market in the long run. Fulton Financial last dividend was issued on the 1st of July 2025. The entity had 105:100 split on the 17th of May 2006. Fulton Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.190.1914
Slightly Down
Very volatile
Total Cash From Operating Activities437.4 M416.6 M
Sufficiently Up
Slightly volatile
Operating Income172.9 M344.6 M
Way Down
Slightly volatile

Fulton Financial Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Fulton Financial has an asset utilization ratio of 5.61 percent. This implies that the Company is making $0.0561 for each dollar of assets. An increasing asset utilization means that Fulton Financial is more efficient with each dollar of assets it utilizes for everyday operations.
 
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Covid

Fulton Financial Ownership Allocation

Fulton Financial holds a total of 182.38 Million outstanding shares. The majority of Fulton Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Fulton Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Fulton Financial. Please pay attention to any change in the institutional holdings of Fulton Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

Fulton Financial Profitability Analysis

The company reported the previous year's revenue of 1.8 B. Net Income was 288.74 M with profit before overhead, payroll, taxes, and interest of 1.2 B.

Fulton Financial Past Distributions to stockholders

About Fulton Financial Valuation

The stock valuation mechanism determines Fulton Financial's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Fulton Financial based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Fulton Financial. We calculate exposure to Fulton Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Fulton Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit1.1 B568.7 M
Pretax Profit Margin 0.19  0.19 
Operating Profit Margin 0.19  0.19 
Net Profit Margin 0.16  0.14 
Gross Profit Margin 0.63  0.55 

Fulton Financial Quarterly Retained Earnings

1.83 Billion

Fulton Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Fulton Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of Fulton Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Fulton Financial represents a small ownership stake in the entity. As a stockholder of Fulton, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Fulton Financial Dividends Analysis For Valuation

Dividend Payout Ratio is likely to gain to 0.48 in 2025, despite the fact that Dividends Paid is likely to grow to (125.1 M). . Retained Earnings is likely to gain to about 1.9 B in 2025, whereas Retained Earnings Total Equity is likely to drop slightly above 836.3 M in 2025.
Last ReportedProjected for Next Year
Dividends Paid-131.7 M-125.1 M
Dividend Yield 0.04  0.04 
Dividend Payout Ratio 0.46  0.48 
Dividend Paid And Capex Coverage Ratio 2.39  1.86 
There are various types of dividends Fulton Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Fulton shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Fulton Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Fulton pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Fulton Financial by the value of the dividends paid out.

Fulton Financial Growth Indicators

Investing in growth stocks can be very risky. If the company such as Fulton Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding177.2 M
Quarterly Earnings Growth Y O Y0.361
Forward Price Earnings10.1523

Fulton Financial Current Valuation Indicators

Fulton Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Fulton Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Fulton Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Fulton Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Fulton Financial's worth.

Additional Tools for Fulton Stock Analysis

When running Fulton Financial's price analysis, check to measure Fulton Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fulton Financial is operating at the current time. Most of Fulton Financial's value examination focuses on studying past and present price action to predict the probability of Fulton Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fulton Financial's price. Additionally, you may evaluate how the addition of Fulton Financial to your portfolios can decrease your overall portfolio volatility.