HCI Valuation

HCI Stock  USD 175.60  2.15  1.21%   
At this time, the entity appears to be undervalued. HCI Group retains a regular Real Value of $202.17 per share. The prevalent price of the entity is $175.6. Our model calculates the value of HCI Group from inspecting the entity fundamentals such as current valuation of 1.32 B, and Operating Margin of (0.04) % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting HCI's valuation include:
Price Book
2.7693
Enterprise Value
1.3 B
Price Sales
2.787
Forward PE
10.1729
Trailing PE
11.1351
Undervalued
Today
175.60
Please note that HCI's price fluctuation is very steady at this time. Calculation of the real value of HCI Group is based on 3 months time horizon. Increasing HCI's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since HCI is currently traded on the exchange, buyers and sellers on that exchange determine the market value of HCI Stock. However, HCI's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  175.6 Real  202.17 Target  234.0 Hype  175.56
The intrinsic value of HCI's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence HCI's stock price.
158.04
Downside
202.17
Real Value
204.48
Upside
Estimating the potential upside or downside of HCI Group helps investors to forecast how HCI stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of HCI more accurately as focusing exclusively on HCI's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
4.625.325.91
Details
Hype
Prediction
LowEstimatedHigh
173.25175.56177.87
Details
5 Analysts
Consensus
LowTarget PriceHigh
212.94234.00259.74
Details
When choosing an evaluation method for HCI Group, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.

HCI Cash

276.2 Million

HCI Total Value Analysis

HCI Group is currently forecasted to have company total value of 1.32 B with market capitalization of 2.28 B, debt of 186.44 M, and cash on hands of 532.47 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the HCI fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
1.32 B
2.28 B
186.44 M
532.47 M

HCI Investor Information

About 18.0% of the company shares are held by company insiders. The book value of HCI was currently reported as 43.12. The company has Price/Earnings To Growth (PEG) ratio of 1.7. HCI Group recorded earning per share (EPS) of 15.77. The entity last dividend was issued on the 21st of November 2025. HCI Group may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.

HCI Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. HCI has an asset utilization ratio of 33.6 percent. This signifies that the Company is making $0.34 for each dollar of assets. An increasing asset utilization means that HCI Group is more efficient with each dollar of assets it utilizes for everyday operations.
 
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Covid

HCI Ownership Allocation

The market capitalization of HCI is $2.28 Billion. The majority of HCI Group outstanding shares are owned by outside corporations. These institutional investors are usually referred to as non-private investors looking to purchase positions in HCI to benefit from reduced commissions. Thereupon, third-party entities are subject to a different set of regulations than regular investors in HCI Group. Please pay attention to any change in the institutional holdings of HCI Group as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the entity is less than the current market value, you may not be able generate positive returns on investment in the long run.

HCI Profitability Analysis

The company reported the last year's revenue of 749.45 M. Total Income to common stockholders was 109.95 M with profit before taxes, overhead, and interest of 398.75 M.

HCI Past Distributions to stockholders

About HCI Valuation

An absolute valuation paradigm, as applied to HCI Stock, attempts to find the value of HCI Group based on its fundamental and basic technical indicators. By analyzing HCI's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of HCI's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of HCI. We calculate exposure to HCI's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of HCI's related companies.
Last ReportedProjected for Next Year
Gross Profit275.3 M289.1 M
Pretax Profit Margin 0.23  0.22 
Operating Profit Margin 0.23  0.21 
Net Profit Margin 0.15  0.13 
Gross Profit Margin 0.37  0.35 

HCI Quarterly Retained Earnings

519.04 Million

HCI's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether HCI's value is low or high relative to the company's performance and growth projections. Determining the market value of HCI can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of HCI represents a small ownership stake in the entity. As a stockholder of HCI, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

HCI Dividends Analysis For Valuation

The HCI's current Dividends Paid is estimated to increase to about (15.8 M). The current Dividend Yield is estimated to decrease to 0.01. As of now, HCI's Price Earnings To Growth Ratio is decreasing as compared to previous years.
Last ReportedProjected for Next Year
Dividends Paid-16.6 M-15.8 M
Dividend Yield 0.01  0.01 
Dividend Payout Ratio 0.15  0.14 
Dividend Paid And Capex Coverage Ratio 16.07  15.27 
There are various types of dividends HCI can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of HCI shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from HCI Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When HCI pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of HCI by the value of the dividends paid out.

HCI Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding12.7 M
Quarterly Earnings Growth Y O Y16.123
Forward Price Earnings10.1729

HCI Current Valuation Indicators

Valuation refers to the process of determining the present value of HCI Group and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value HCI we look at many different elements of the entity such as HCI's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as HCI, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use HCI's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes HCI's worth.

Complementary Tools for HCI Stock analysis

When running HCI's price analysis, check to measure HCI's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HCI is operating at the current time. Most of HCI's value examination focuses on studying past and present price action to predict the probability of HCI's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HCI's price. Additionally, you may evaluate how the addition of HCI to your portfolios can decrease your overall portfolio volatility.
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