HDFC Life Valuation
| HDFCLIFE | 739.50 12.30 1.64% |
At this time, the firm appears to be overvalued. HDFC Life Insurance retains a regular Real Value of USD709.92 per share. The prevalent price of the firm is USD739.5. Our model calculates the value of HDFC Life Insurance from inspecting the firm fundamentals such as Operating Margin of 0.03 %, return on asset of 0.0027, and Return On Equity of 0.12 as well as reviewing its technical indicators and probability of bankruptcy.
Price Book 9.8333 | Enterprise Value 1.7 T | Price Sales 1.7134 | Forward PE 54.3478 | Trailing PE 84.805 |
Overvalued
Today
Please note that HDFC Life's price fluctuation is very steady at this time. Calculation of the real value of HDFC Life Insurance is based on 3 months time horizon. Increasing HDFC Life's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the HDFC stock is determined by what a typical buyer is willing to pay for full or partial control of HDFC Life Insurance. Since HDFC Life is currently traded on the exchange, buyers and sellers on that exchange determine the market value of HDFC Stock. However, HDFC Life's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 739.5 | Real 709.92 | Hype 739.79 | Naive 706.13 |
The real value of HDFC Stock, also known as its intrinsic value, is the underlying worth of HDFC Life Insurance Company, which is reflected in its stock price. It is based on HDFC Life's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of HDFC Life's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of HDFC Life Insurance helps investors to forecast how HDFC stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of HDFC Life more accurately as focusing exclusively on HDFC Life's fundamentals will not take into account other important factors: HDFC Life Cash |
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HDFC Life Total Value Analysis
HDFC Life Insurance is currently forecasted to have takeover price of 1.65 T with market capitalization of 1.67 T, debt of 29.5 B, and cash on hands of 8.41 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the HDFC Life fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.65 T | 1.67 T | 29.5 B | 8.41 M |
HDFC Life Investor Information
About 56.0% of the company shares are held by company insiders. The company recorded earning per share (EPS) of 8.72. HDFC Life Insurance last dividend was issued on the 20th of June 2025. Based on the measurements of operating efficiency obtained from HDFC Life's historical financial statements, HDFC Life Insurance is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in August.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Total Cash From Operating Activities | 80.5 B | 156 B |
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| Operating Income | 11.8 B | 19.7 B |
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HDFC Life Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of HDFC implies not a very effective usage of assets in July.HDFC Life Ownership Allocation
HDFC Life Insurance has a total of 2.15 Billion outstanding shares. HDFC Life secures considerable amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.HDFC Life Profitability Analysis
The company reported the revenue of 971.83 B. Net Income was 18.11 B with profit before overhead, payroll, taxes, and interest of 82.32 B.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates HDFC Life's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in HDFC Life and how it compares across the competition.
About HDFC Life Valuation
The stock valuation mechanism determines HDFC Life's current worth on a weekly basis. Our valuation model uses a comparative analysis of HDFC Life. We calculate exposure to HDFC Life's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of HDFC Life's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 971.8 B | 520.3 B |
Complementary Tools for HDFC Stock analysis
When running HDFC Life's price analysis, check to measure HDFC Life's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HDFC Life is operating at the current time. Most of HDFC Life's value examination focuses on studying past and present price action to predict the probability of HDFC Life's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HDFC Life's price. Additionally, you may evaluate how the addition of HDFC Life to your portfolios can decrease your overall portfolio volatility.
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