OptimumBank Competitors
| OPHC Stock | USD 4.75 0.04 0.85% |
OptimumBank Holdings vs Zhong Yang Correlation
Excellent diversification
The correlation between OptimumBank Holdings and TOP is -0.51 (i.e., Excellent diversification) for selected investment horizon. Overlapping area represents the amount of risk that can be diversified away by holding OptimumBank Holdings and TOP in the same portfolio, assuming nothing else is changed.
Moving together with OptimumBank Stock
| 0.75 | PEBO | Peoples Bancorp | PairCorr |
| 0.71 | WMT | Walmart Common Stock Aggressive Push | PairCorr |
| 0.79 | SAR | Saratoga Investment Corp | PairCorr |
Moving against OptimumBank Stock
| 0.84 | HPQ | HP Inc | PairCorr |
| 0.7 | MSFT | Microsoft | PairCorr |
| 0.53 | HNHPF | Hon Hai Precision | PairCorr |
| 0.43 | JD | JD Inc Adr | PairCorr |
OptimumBank Holdings Competition Correlation Matrix
Typically, diversification allows investors to combine positions across different asset classes to reduce overall portfolio risk. Correlation between OptimumBank Holdings and its competitors represents the degree of relationship between the price movements of corresponding stocks. A correlation of about +1.0 implies that the price of OptimumBank and its corresponding peer move in tandem. A correlation of -1.0 means that prices move in opposite directions. A correlation of close to zero suggests that the price movements of assets are uncorrelated; in other words, the historical price movement of OptimumBank Holdings does not affect the price movement of the other competitor.
High positive correlations
| High negative correlations
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Risk-Adjusted Indicators
There is a big difference between OptimumBank Stock performing well and OptimumBank Holdings Company doing well as a business compared to the competition. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze OptimumBank Holdings' multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.| Mean Deviation | Jensen Alpha | Sortino Ratio | Treynor Ratio | Semi Deviation | Expected Shortfall | Potential Upside | Value @Risk | Maximum Drawdown | ||
|---|---|---|---|---|---|---|---|---|---|---|
| TECTP | 0.81 | (0.07) | 0.00 | (3.33) | 0.00 | 1.91 | 9.74 | |||
| ASRV | 1.37 | 0.04 | 0.01 | 0.10 | 1.84 | 2.89 | 8.63 | |||
| TCBS | 1.18 | 0.05 | 0.02 | 0.15 | 1.57 | 3.90 | 13.69 | |||
| PBBK | 1.09 | 0.02 | 0.00 | 0.11 | 1.51 | 2.40 | 10.19 | |||
| BAFN | 1.71 | (0.49) | 0.00 | (0.74) | 0.00 | 3.37 | 13.03 | |||
| STLE | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||
| HFBL | 2.54 | 0.48 | 0.11 | (3.49) | 3.28 | 6.92 | 21.76 | |||
| FSEA | 1.59 | 0.22 | 0.07 | 1.09 | 2.03 | 4.23 | 25.19 | |||
| CLST | 0.73 | 0.25 | 0.19 | 9.26 | 0.64 | 1.90 | 7.82 | |||
| TOP | 1.77 | (0.25) | 0.00 | (0.23) | 0.00 | 2.83 | 9.67 |
Cross Equities Net Income Analysis
Compare OptimumBank Holdings and related stocks such as Tectonic Financial, AmeriServ Financial, and Texas Community Banc Net Income Over Time
Select Fundamental| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASRV | 5 M | 6.5 M | 5 M | 5.2 M | 3 M | 6 M | 2.3 M | 3.3 M | 7.8 M | 6 M | 4.6 M | 7.1 M | 7.4 M | (3.3 M) | 3.6 M | 5.6 M | 4.1 M |
| TCBS | 1.1 M | 1.1 M | 1.1 M | 1.1 M | 1.1 M | 1.1 M | 1.1 M | 1.1 M | 1.1 M | 1.1 M | 749 K | 518 K | 1.8 M | (733 K) | (1.3 M) | (1.2 M) | (1.1 M) |
| PBBK | 779 K | 779 K | 779 K | 779 K | 779 K | 779 K | 779 K | 779 K | 779 K | 779 K | (415 K) | 785 K | 2.1 M | 1.9 M | 1.8 M | 2 M | 1.3 M |
| BAFN | 1000 K | (130 K) | (130 K) | (130 K) | 621 K | 2.3 M | 4.2 M | 5.5 M | (1.2 M) | 4.5 M | 12.7 M | 24.6 M | (349 K) | 5.7 M | 12.6 M | (22.9 M) | (21.8 M) |
| HFBL | 820.7 K | 2.8 M | 3.1 M | 2.7 M | 3.4 M | 3.4 M | 3.7 M | 3.6 M | 4.7 M | 3.9 M | 5.4 M | 4.9 M | 5.7 M | 3.6 M | 3.9 M | 4.5 M | 3 M |
| FSEA | 912 K | 912 K | 912 K | 912 K | 912 K | 912 K | 912 K | 912 K | 1.1 M | (79 K) | 1.1 M | 2.6 M | (565 K) | (10.7 M) | (513 K) | (461.7 K) | (484.8 K) |
| CLST | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | (703 K) | 1.9 M | 180 K | 526 K | (3.1 M) | 2.1 M | 2.2 M |
| TOP | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 1.3 M | 2.5 M | 5 M | 3.5 M | 3.4 M | 1.1 M | (6 M) | (5.4 M) | (5.1 M) |
OptimumBank Holdings and related stocks such as Tectonic Financial, AmeriServ Financial, and Texas Community Banc Net Income description
Net income is one of the most important fundamental items in finance. It plays a large role in OptimumBank Holdings financial statement analysis. It represents the amount of money remaining after all of OptimumBank Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.OptimumBank Holdings Competitive Analysis
The better you understand OptimumBank Holdings competitors, the better chance you have of utilizing it as a position in your portfolios. From an individual investor's perspective, OptimumBank Holdings' competitive analysis can cover a whole range of metrics. Some of these will be more critical depending on who you are as an investor and how you react to market volatility. However, if you are locking your investment sandscape to a long-term horizon, comparing the fundamental indicator across OptimumBank Holdings' competition over several years is one of the best ways to analyze its investment potential.| Better Than Average | Worse Than Peers | View Performance Chart |
OptimumBank Holdings Competition Performance Charts
Five steps to successful analysis of OptimumBank Holdings Competition
OptimumBank Holdings' competitive analysis is the process of researching and evaluating its competitive landscape. It provides an understanding of the strengths, weaknesses, opportunities, and threats (SWOT) faced by OptimumBank Holdings in relation to its competition. OptimumBank Holdings' competition analysis typically involves several steps, including:- Identifying the key players in the market: This involves identifying the major competitors of OptimumBank Holdings in the market, both direct and indirect, as well as new entrants and disruptive technologies.
- Assessing the strengths and weaknesses of each competitor: This involves evaluating each competitor's strengths and weaknesses in areas such as product offerings, market share, brand recognition, financial performance, and distribution channels.
- Understanding the competitive environment: This involves evaluating the regulatory environment, economic conditions, and other factors that may impact OptimumBank Holdings' competitive landscape.
- Identifying opportunities and threats: This involves using the information gathered during the analysis to identify opportunities and threats to OptimumBank Holdings, and developing a strategy to address them.
- Evaluating the competitive landscape: This involves understanding the competitive dynamics of the market, such as pricing, marketing, and distribution strategies, as well as analyzing the competitive advantage of each competitor.
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Check out OptimumBank Holdings Correlation with its peers. For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Will Regional Banks sector continue expanding? Could OptimumBank diversify its offerings? Factors like these will boost the valuation of OptimumBank Holdings. Anticipated expansion of OptimumBank directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every OptimumBank Holdings data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.2 | Earnings Share 1.36 | Revenue Per Share | Quarterly Revenue Growth 0.262 | Return On Assets |
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between OptimumBank Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OptimumBank Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, OptimumBank Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
