Affirm Holdings Earnings Estimate

AFRM Stock  USD 65.43  1.32  1.98%   
The next projected EPS of Affirm Holdings is estimated to be 0.1228 with future projections ranging from a low of 0.532 to a high of 0.6552. Affirm Holdings' most recent 12-month trailing earnings per share (EPS TTM) is at -0.19. Please be aware that the consensus of earnings estimates for Affirm Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Affirm Holdings is projected to generate 0.1228 in earnings per share on the 30th of June 2025. Affirm Holdings earnings estimates show analyst consensus about projected Affirm Holdings EPS (Earning Per Share). It derives the highest and the lowest estimates based on Affirm Holdings' historical volatility. Many public companies, such as Affirm Holdings, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Affirm Holdings Revenue Breakdown by Earning Segment

By analyzing Affirm Holdings' earnings estimates, investors can diagnose different trends across Affirm Holdings' analyst sentiment over time as well as compare current estimates against different timeframes. As of the 22nd of July 2025, Gross Profit is likely to grow to about 1.8 B, while Pretax Profit Margin is likely to drop (0.27). Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

Affirm Holdings Earnings Estimation Breakdown

The calculation of Affirm Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Affirm Holdings is estimated to be 0.1228 with the future projection ranging from a low of 0.532 to a high of 0.6552. Please be aware that this consensus of annual earnings estimates for Affirm Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.01
0.53
Lowest
Expected EPS
0.1228
0.66
Highest

Affirm Holdings Earnings Projection Consensus

Suppose the current estimates of Affirm Holdings' value are higher than the current market price of the Affirm Holdings stock. In this case, investors may conclude that Affirm Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Affirm Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
2639.67%
0.01
0.1228
-0.19

Affirm Holdings Earnings History

Earnings estimate consensus by Affirm Holdings analysts from Wall Street is used by the market to judge Affirm Holdings' stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Affirm Holdings' upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Affirm Holdings Quarterly Gross Profit

512.12 Million

As of the 22nd of July 2025, Retained Earnings is likely to grow to about (2.7 B). In addition to that, Retained Earnings Total Equity is likely to drop to about (2.4 B) As of the 22nd of July 2025, Common Stock Shares Outstanding is likely to drop to about 286 M. In addition to that, Net Loss is likely to grow to about (842.5 M).
Hype
Prediction
LowEstimatedHigh
63.8867.9371.98
Details
Intrinsic
Valuation
LowRealHigh
55.7759.8273.43
Details
Naive
Forecast
LowNextHigh
63.2567.3171.36
Details
24 Analysts
Consensus
LowTargetHigh
61.4967.5775.00
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Affirm assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Affirm Holdings. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Affirm Holdings' stock price in the short term.

Affirm Holdings Earnings per Share Projection vs Actual

Actual Earning per Share of Affirm Holdings refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Affirm Holdings predict the company's earnings will be in the future. The higher the earnings per share of Affirm Holdings, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Affirm Holdings Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Affirm Holdings, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Affirm Holdings should always be considered in relation to other companies to make a more educated investment decision.

Affirm Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Affirm Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-05-08
2025-03-31-0.010.010.02200 
2025-02-06
2024-12-31-0.22670.2330.4597202 
2024-11-07
2024-09-30-0.35-0.310.0411 
2024-08-28
2024-06-30-0.51-0.140.3772 
2024-05-08
2024-03-31-0.67-0.430.2435 
2024-02-08
2023-12-31-0.72-0.540.1825 
2023-11-08
2023-09-30-0.7-0.570.1318 
2023-08-24
2023-06-30-0.85-0.690.1618 
2023-05-09
2023-03-31-0.92-0.690.2325 
2023-02-08
2022-12-31-0.98-1.1-0.1212 
2022-11-08
2022-09-30-0.83-0.86-0.03
2022-08-25
2022-06-30-0.63-0.65-0.02
2022-05-12
2022-03-31-0.51-0.190.3262 
2022-02-10
2021-12-31-0.34-0.57-0.2367 
2021-11-10
2021-09-30-0.3-1.13-0.83276 
2021-09-09
2021-06-30-0.29-0.48-0.1965 
2021-05-10
2021-03-31-0.29-1.06-0.77265 
2021-02-11
2020-12-31-0.81-0.450.3644 
2020-10-08
2020-09-30-0.20.140.34170 
2020-09-30
2020-06-300-0.6328-0.6328
2019-09-30
2019-06-300-0.6362-0.6362

About Affirm Holdings Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Affirm Holdings earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Affirm Holdings estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Affirm Holdings fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings-2.8 B-2.7 B
Retained Earnings Total Equity-2.3 B-2.4 B
Earnings Yield(0.06)(0.07)
Price Earnings Ratio(16.07)(16.87)
Price Earnings To Growth Ratio 0.41  0.39 

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When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(0.19)
Revenue Per Share
9.398
Quarterly Revenue Growth
0.359
Return On Assets
(0.01)
Return On Equity
(0.02)
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.