Community Bank Earnings Estimate

CBU Stock

USD 58.43 0.03 0.05%

The next projected EPS of Community Bank is estimated to be 1.01 with future projections ranging from a low of 0.97 to a high of 1.04. Community Bank's most recent 12-month trailing earnings per share (EPS TTM) is at 3.61. Please be aware that the consensus of earnings estimates for Community Bank System is based on EPS before non-recurring items and includes expenses related to employee stock options.

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Community Bank is projected to generate 1.01 in earnings per share on the 30th of June 2025. Community Bank earnings estimates show analyst consensus about projected Community Bank System EPS (Earning Per Share). It derives the highest and the lowest estimates based on Community Bank's historical volatility. Many public companies, such as Community Bank, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Community Bank Revenue Breakdown by Earning Segment

By analyzing Community Bank's earnings estimates, investors can diagnose different trends across Community Bank's analyst sentiment over time as well as compare current estimates against different timeframes. Gross Profit is likely to gain to about 759.7 M in 2025, whereas Pretax Profit Margin is likely to drop 0.18 in 2025.

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Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Community Bank System. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Community Bank Earnings Estimation Breakdown

The calculation of Community Bank's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Community Bank is estimated to be 1.01 with the future projection ranging from a low of 0.97 to a high of 1.04. Please be aware that this consensus of annual earnings estimates for Community Bank System is based on EPS before non-recurring items and includes expenses related to employee stock options.

Last Reported EPS

0.93

0.97

Lowest

Expected EPS

1.01

1.04

Highest

Community Bank Earnings Projection Consensus

Suppose the current estimates of Community Bank's value are higher than the current market price of the Community Bank stock. In this case, investors may conclude that Community Bank is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Community Bank's stock will quickly adjusts to the new information provided by the consensus estimate.

Number of Analysts	Historical Accuracy	Last Reported EPS		Estimated EPS for 30th of June 2025	Current EPS (TTM)
6	94.94%	0.93		1.01	3.61

Community Bank Earnings History

Earnings estimate consensus by Community Bank System analysts from Wall Street is used by the market to judge Community Bank's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Community Bank's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Community Bank Quarterly Gross Profit

189.56 Million

At this time, Community Bank's Retained Earnings are comparatively stable compared to the past year. Earnings Yield is likely to gain to 0.09 in 2025, whereas Retained Earnings Total Equity is likely to drop slightly above 788.1 M in 2025. Common Stock Shares Outstanding is likely to drop to about 31.7 M in 2025. Net Income Applicable To Common Shares is likely to drop to about 101.7 M in 2025.

Hype

Prediction

Low	Estimated	High
56.92	58.39	59.86

Details

Intrinsic

Valuation

Low	Real	High
52.59	62.10	63.58

Details

Naive

Forecast

Low	Next	High
54.75	56.23	57.70

Details

6 Analysts

Consensus

Low	Target	High
60.52	66.50	73.82

Details

Please note, it is not enough to conduct a financial or market analysis of a single entity such as Community Bank. Your research has to be compared to or analyzed against Community Bank's peers to derive any actionable benefits. When done correctly, Community Bank's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Community Bank System. Note that many institutional investors and large investment bankers can move markets due to the volume of Community assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Community Bank. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Community Bank's stock price in the short term.

Community Bank Earnings per Share Projection vs Actual

Actual Earning per Share of Community Bank refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Community Bank System predict the company's earnings will be in the future. The higher the earnings per share of Community Bank, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Community Bank Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Community Bank, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Community Bank should always be considered in relation to other companies to make a more educated investment decision.

Community Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Community Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2025-04-28	2025-03-31	0.91	0.93	0.02	2
2025-01-21	2024-12-31	0.91	0.94	0.03	3
2024-10-22	2024-09-30	0.88	0.83	-0.05	5
2024-07-23	2024-06-30	0.81	0.9	0.09	11
2024-04-23	2024-03-31	0.78	0.76	-0.02	2
2024-01-23	2023-12-31	0.84	0.76	-0.08	9
2023-10-24	2023-09-30	0.88	0.82	-0.06	6
2023-07-31	2023-06-30	0.85	0.91	0.06	7
2023-04-25	2023-03-31	0.91	0.86	-0.05	5
2023-01-24	2022-12-31	0.93	0.96	0.03	3
2022-10-24	2022-09-30	0.92	0.9	-0.02	2
2022-07-25	2022-06-30	0.84	0.85	0.01	1
2022-04-25	2022-03-31	0.76	0.87	0.11	14
2022-01-24	2021-12-31	0.82	0.81	-0.01	1
2021-10-25	2021-09-30	0.8	0.83	0.03	3
2021-07-26	2021-06-30	0.8	0.88	0.08	10
2021-04-26	2021-03-31	0.79	0.97	0.18	22
2021-01-25	2020-12-31	0.76	0.85	0.09	11
2020-10-26	2020-09-30	0.69	0.85	0.16	23
2020-07-27	2020-06-30	0.66	0.76	0.1	15
2020-04-20	2020-03-31	0.73	0.77	0.04	5
2020-01-22	2019-12-31	0.82	0.83	0.01	1
2019-10-21	2019-09-30	0.81	0.84	0.03	3
2019-07-22	2019-06-30	0.8	0.8	0.0	0
2019-04-22	2019-03-31	0.76	0.81	0.05	6
2019-01-23	2018-12-31	0.8	0.78	-0.02	2
2018-10-22	2018-09-30	0.78	0.82	0.04	5
2018-07-23	2018-06-30	0.8	0.86	0.06	7
2018-04-24	2018-03-31	0.73	0.78	0.05	6
2018-01-22	2017-12-31	0.68	0.66	-0.02	2
2017-10-23	2017-09-30	0.67	0.68	0.01	1
2017-07-31	2017-06-30	0.52	0.35	-0.17	32
2017-04-24	2017-03-31	0.58	0.57	-0.01	1
2017-01-23	2016-12-31	0.59	0.59	0.0	0
2016-10-24	2016-09-30	0.6	0.61	0.01	1
2016-07-20	2016-06-30	0.56	0.58	0.02	3
2016-04-25	2016-03-31	0.55	0.55	0.0	0
2016-01-20	2015-12-31	0.59	0.56	-0.03	5
2015-10-22	2015-09-30	0.58	0.61	0.03	5
2015-07-20	2015-06-30	0.55	0.58	0.03	5
2015-04-20	2015-03-31	0.55	0.55	0.0	0
2015-01-21	2014-12-31	0.58	0.56	-0.02	3
2014-10-20	2014-09-30	0.56	0.59	0.03	5
2014-07-21	2014-06-30	0.54	0.57	0.03	5
2014-04-22	2014-03-31	0.52	0.54	0.02	3
2014-01-21	2013-12-31	0.53	0.84	0.31	58
2013-10-22	2013-09-30	0.52	0.54	0.02	3
2013-07-23	2013-06-30	0.5	0.52	0.02	4
2013-04-23	2013-03-31	0.5	0.5	0.0	0
2013-01-22	2012-12-31	0.54	0.52	-0.02	3
2012-10-23	2012-09-30	0.53	0.55	0.02	3
2012-07-24	2012-06-30	0.5	0.53	0.03	6
2012-04-24	2012-03-31	0.49	0.48	-0.01	2
2012-01-22	2011-12-31	0.53	0.51	-0.02	3
2011-10-25	2011-09-30	0.54	0.55	0.01	1
2011-07-26	2011-06-30	0.49	0.56	0.07	14
2011-04-26	2011-03-31	0.46	0.49	0.03	6
2011-01-24	2010-12-31	0.47	0.49	0.02	4
2010-10-26	2010-09-30	0.46	0.51	0.05	10
2010-07-22	2010-06-30	0.41	0.48	0.07	17
2010-04-26	2010-03-31	0.37	0.42	0.05	13
2010-01-25	2009-12-31	0.37	0.38	0.01	2
2009-10-22	2009-09-30	0.35	0.38	0.03	8
2009-07-22	2009-06-30	0.28	0.28	0.0	0
2009-04-23	2009-03-31	0.34	0.32	-0.02	5
2009-01-22	2008-12-31	0.37	0.39	0.02	5
2008-10-20	2008-09-30	0.39	0.39	0.0	0
2008-07-22	2008-06-30	0.36	0.37	0.01	2
2008-04-24	2008-03-31	0.34	0.36	0.02	5
2008-01-17	2007-12-31	0.34	0.36	0.02	5
2007-10-22	2007-09-30	0.36	0.37	0.01	2
2007-07-18	2007-06-30	0.33	0.34	0.01	3
2007-04-24	2007-03-31	0.31	0.32	0.01	3
2007-01-22	2006-12-31	0.32	0.34	0.02	6
2006-10-23	2006-09-30	0.34	0.36	0.02	5
2006-07-20	2006-06-30	0.31	0.33	0.02	6
2006-04-24	2006-03-31	0.33	0.33	0.0	0
2006-01-23	2005-12-31	0.34	0.34	0.0	0
2005-10-20	2005-09-30	0.36	0.48	0.12	33
2005-07-25	2005-06-30	0.41	0.46	0.05	12
2005-04-20	2005-03-31	0.41	0.43	0.02	4
2005-01-24	2004-12-31	0.41	0.4	-0.01	2
2004-10-25	2004-09-30	0.43	0.45	0.02	4
2004-07-22	2004-06-30	0.39	0.4	0.01	2
2004-04-22	2004-03-31	0.39	0.4	0.01	2
2004-01-26	2003-12-31	0.41	0.38	-0.03	7
2003-10-20	2003-09-30	0.38	0.44	0.06	15
2003-07-17	2003-06-30	0.37	0.38	0.01	2
2003-04-24	2003-03-31	0.37	0.38	0.01	2
2003-01-23	2002-12-31	0.37	0.37	0.0	0
2002-10-17	2002-09-30	0.33	0.42	0.09	27
2002-07-18	2002-06-30	0.3	0.31	0.01	3
2002-04-18	2002-03-31	0.27	0.3	0.03	11
2002-01-29	2001-12-31	0.31	0.3	-0.01	3
2001-10-19	2001-09-30	0.27	0.29	0.02	7
2001-07-19	2001-06-30	0.3	0.26	-0.04	13
2001-04-25	2001-03-31	0.35	0.34	-0.01	2
2001-01-24	2000-12-31	0.35	0.35	0.0	0
2000-10-18	2000-09-30	0.36	0.36	0.0	0
2000-07-18	2000-06-30	0.36	0.36	0.0	0
2000-04-17	2000-03-31	0.35	0.35	0.0	0
2000-01-25	1999-12-31	0.3	0.35	0.05	16
1999-10-21	1999-09-30	0.29	0.34	0.05	17
1999-07-22	1999-06-30	0.26	0.28	0.02	7
1999-04-19	1999-03-31	0.25	0.24	-0.01	4
1999-01-28	1998-12-31	0.26	0.26	0.0	0
1998-10-22	1998-09-30	0.27	0.28	0.01	3
1998-07-15	1998-06-30	0.27	0.17	-0.1	37
1998-04-21	1998-03-31	0.28	0.24	-0.04	14
1998-01-23	1997-12-31	0.28	0.26	-0.02	7
1997-10-15	1997-09-30	0.27	0.28	0.01	3
1997-07-17	1997-06-30	0.25	0.24	-0.01	4
1997-04-17	1997-03-31	0.24	0.24	0.0	0
1997-01-21	1996-12-31	0.23	0.24	0.01	4
1996-10-17	1996-09-30	0.24	0.25	0.01	4
1996-07-18	1996-06-30	0.22	0.23	0.01	4
1996-04-18	1996-03-31	0.2	0.21	0.01	5

About Community Bank Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Community Bank earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Community Bank estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Community Bank fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'

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	Last Reported	Projected for Next Year
Retained Earnings	1.3 B	1.3 B
Retained Earnings Total Equity	1.3 B	788.1 M
Earning Assets	5.7 B	3.7 B
Earnings Yield	0.06	0.09
Price Earnings Ratio	17.83	11.32
Price Earnings To Growth Ratio	0.44	0.29

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Community Bank Earnings Estimate

Community Bank Revenue Breakdown by Earning Segment

Community Bank Earnings Estimation Breakdown

Community Bank Earnings Projection Consensus

Community Bank Earnings History

Community Bank Quarterly Gross Profit

189.56 Million

Community Bank Earnings per Share Projection vs Actual

Community Bank Estimated Months Earnings per Share

Community Quarterly Analyst Estimates and Surprise Metrics

About Community Bank Earnings Estimate

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