Financial Institutions Earnings Estimate

FISI Stock  USD 27.23  0.02  0.07%   
The next projected EPS of Financial Institutions is estimated to be 0.8 with future projections ranging from a low of 0.78 to a high of 0.83. Financial Institutions' most recent 12-month trailing earnings per share (EPS TTM) is at -2.05. Please be aware that the consensus of earnings estimates for Financial Institutions is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Financial Institutions is projected to generate 0.8 in earnings per share on the 30th of June 2025. Financial Institutions earnings estimates show analyst consensus about projected Financial Institutions EPS (Earning Per Share). It derives the highest and the lowest estimates based on Financial Institutions' historical volatility. Many public companies, such as Financial Institutions, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Financial Institutions' earnings estimates, investors can diagnose different trends across Financial Institutions' analyst sentiment over time as well as compare current estimates against different timeframes. As of now, Financial Institutions' Gross Profit is increasing as compared to previous years. The Financial Institutions' current Gross Profit Margin is estimated to increase to 0.57, while Pretax Profit Margin is forecasted to increase to (0.25). Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.

Financial Institutions Earnings Estimation Breakdown

The calculation of Financial Institutions' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Financial Institutions is estimated to be 0.8 with the future projection ranging from a low of 0.78 to a high of 0.83. Please be aware that this consensus of annual earnings estimates for Financial Institutions is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.81
0.78
Lowest
Expected EPS
0.8
0.83
Highest

Financial Institutions Earnings Projection Consensus

Suppose the current estimates of Financial Institutions' value are higher than the current market price of the Financial Institutions stock. In this case, investors may conclude that Financial Institutions is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Financial Institutions' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2025Current EPS (TTM)
281.77%
0.8127
0.8
-2.05

Financial Institutions Earnings per Share Projection vs Actual

Actual Earning per Share of Financial Institutions refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Financial Institutions predict the company's earnings will be in the future. The higher the earnings per share of Financial Institutions, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Financial Institutions Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Financial Institutions, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Financial Institutions should always be considered in relation to other companies to make a more educated investment decision.

Financial Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Financial Institutions' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
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2025-04-23
2025-03-310.73330.81270.079410 
2025-01-23
2024-12-310.720.5446-0.175424 
2024-10-24
2024-09-300.760.840.0810 
2024-07-25
2024-06-302.011.62-0.3919 
2024-04-25
2024-03-310.590.11-0.4881 
2024-01-25
2023-12-310.710.840.1318 
2023-10-26
2023-09-300.830.880.05
2023-07-27
2023-06-300.750.910.1621 
2023-04-26
2023-03-310.810.76-0.05
2023-01-30
2022-12-310.810.76-0.05
2022-10-27
2022-09-300.910.88-0.03
2022-07-28
2022-06-300.930.990.06
2022-04-27
2022-03-310.840.930.0910 
2022-01-31
2021-12-3111.210.2121 
2021-10-28
2021-09-300.891.050.1617 
2021-07-29
2021-06-300.861.250.3945 
2021-04-28
2021-03-310.761.270.5167 
2021-01-28
2020-12-310.70.840.1420 
2020-10-29
2020-09-300.480.740.2654 
2020-07-29
2020-06-300.270.670.4148 
2020-04-30
2020-03-310.450.05-0.488 
2020-01-30
2019-12-310.650.790.1421 
2019-10-29
2019-09-300.680.780.114 
2019-07-29
2019-06-300.650.690.04
2019-04-30
2019-03-310.610.70.0914 
2019-01-31
2018-12-310.610.630.02
2018-10-25
2018-09-300.630.640.01
2018-07-26
2018-06-300.590.740.1525 
2018-04-26
2018-03-310.570.56-0.01
2018-01-29
2017-12-310.510.5-0.01
2017-10-24
2017-09-300.50.520.02
2017-07-25
2017-06-300.510.42-0.0917 
2017-04-25
2017-03-310.510.520.01
2017-01-24
2016-12-310.510.570.0611 
2016-10-25
2016-09-300.50.560.0612 
2016-07-26
2016-06-300.440.470.03
2016-04-26
2016-03-310.460.50.04
2016-01-26
2015-12-310.490.44-0.0510 
2015-10-27
2015-09-300.480.560.0816 
2015-07-22
2015-06-300.450.44-0.01
2015-04-22
2015-03-310.440.460.02
2015-01-28
2014-12-310.490.70.2142 
2014-10-22
2014-09-300.470.490.02
2014-07-23
2014-06-300.460.480.02
2014-04-23
2014-03-310.450.50.0511 
2014-01-29
2013-12-310.470.43-0.04
2013-10-23
2013-09-300.450.42-0.03
2013-07-24
2013-06-300.460.470.01
2013-04-24
2013-03-310.440.42-0.02
2013-01-30
2012-12-310.460.43-0.03
2012-10-24
2012-09-300.450.460.01
2012-07-25
2012-06-300.430.460.03
2012-04-25
2012-03-310.390.420.03
2012-01-25
2011-12-310.410.39-0.02
2011-10-26
2011-09-300.410.37-0.04
2011-07-27
2011-06-300.390.390.0
2011-04-27
2011-03-310.370.33-0.0410 
2011-01-27
2010-12-310.390.38-0.01
2010-10-28
2010-09-300.380.430.0513 
2010-07-26
2010-06-300.380.390.01
2010-04-29
2010-03-310.320.40.0825 
2010-01-28
2009-12-310.270.420.1555 
2009-10-22
2009-09-300.260.23-0.0311 
2009-07-23
2009-06-300.150.160.01
2009-04-22
2009-03-310.170.190.0211 
2009-01-28
2008-12-31-0.28-0.33-0.0517 
2008-10-29
2008-09-30-2.67-2.68-0.01
2008-07-24
2008-06-300.310.12-0.1961 
2008-04-24
2008-03-310.320.31-0.01
2008-01-31
2007-12-310.310.340.03
2007-10-25
2007-09-300.350.34-0.01
2007-07-26
2007-06-300.310.27-0.0412 
2007-04-26
2007-03-310.250.290.0416 
2007-01-24
2006-12-310.320.23-0.0928 
2006-10-25
2006-09-300.350.350.0
2006-07-27
2006-06-300.320.440.1237 
2006-04-27
2006-03-310.30.30.0
2006-01-26
2005-12-310.250.22-0.0312 
2005-10-21
2005-09-300.210.760.55261 
2005-08-09
2005-06-300.26-1.09-1.35519 
2005-04-28
2005-03-310.340.17-0.1750 
2005-01-27
2004-12-310.430.22-0.2148 
2004-10-19
2004-09-300.40.420.02
2004-07-20
2004-06-300.280.390.1139 
2004-04-20
2004-03-310.40.2-0.250 
2004-01-22
2003-12-310.430.17-0.2660 
2003-10-16
2003-09-300.410.33-0.0819 
2003-07-22
2003-06-300.470.29-0.1838 
2003-04-17
2003-03-310.520.35-0.1732 
2003-01-23
2002-12-310.590.53-0.0610 
2002-10-17
2002-09-300.580.580.0
2002-07-18
2002-06-300.570.56-0.01
2002-04-18
2002-03-310.50.560.0612 
2002-01-22
2001-12-310.450.490.04
2001-10-16
2001-09-300.440.450.01
2001-07-18
2001-06-300.410.430.02
2001-04-17
2001-03-310.40.40.0
2001-01-23
2000-12-310.390.390.0
2000-10-17
2000-09-300.380.390.01
2000-07-18
2000-06-300.370.370.0
2000-04-18
2000-03-310.350.360.01
2000-01-25
1999-12-310.340.340.0
1999-10-15
1999-09-300.330.340.01

About Financial Institutions Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Financial Institutions earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Financial Institutions estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Financial Institutions fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings388.7 M229.1 M
Retained Earnings Total Equity484.5 M273.6 M
Earning Assets676.7 M761.5 M
Earnings Yield(0.10)(0.09)
Price Earnings Ratio(10.28)(9.76)
Price Earnings To Growth Ratio 0.07  0.06 

Currently Active Assets on Macroaxis

When determining whether Financial Institutions offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Financial Institutions' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Financial Institutions Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Financial Institutions Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Financial Institutions. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in Financial Stock please use our How to Invest in Financial Institutions guide.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Financial Institutions. If investors know Financial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Financial Institutions listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
6.364
Dividend Share
1.21
Earnings Share
(2.05)
Revenue Per Share
6.447
Quarterly Revenue Growth
(0.04)
The market value of Financial Institutions is measured differently than its book value, which is the value of Financial that is recorded on the company's balance sheet. Investors also form their own opinion of Financial Institutions' value that differs from its market value or its book value, called intrinsic value, which is Financial Institutions' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Financial Institutions' market value can be influenced by many factors that don't directly affect Financial Institutions' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Financial Institutions' value and its price as these two are different measures arrived at by different means. Investors typically determine if Financial Institutions is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financial Institutions' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.