Bank Financial Statements From 2010 to 2026

BFC Stock  USD 121.82  1.28  1.04%   
Bank First's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Bank First's valuation are provided below:
Gross Profit
168.8 M
Profit Margin
0.4186
Market Capitalization
1.2 B
Enterprise Value Revenue
8.5729
Revenue
168.8 M
We have found one hundred twenty available fundamental signals for Bank First National, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Bank First's prevailing performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 455.8 M. The current year's Enterprise Value is expected to grow to about 368 M

Bank First Total Revenue

269.57 Million

Check Bank First financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bank First's main balance sheet or income statement drivers, such as Depreciation And Amortization of 9.7 M, Interest Expense of 82.8 M or Selling General Administrative of 51.6 M, as well as many indicators such as Price To Sales Ratio of 2.6, Dividend Yield of 0.0224 or PTB Ratio of 1.18. Bank financial statements analysis is a perfect complement when working with Bank First Valuation or Volatility modules.
  
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Check out the analysis of Bank First Correlation against competitors.

Bank First Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.4 B5.2 B2.4 B
Slightly volatile
Short and Long Term Debt Total178 M169.5 M81.6 M
Slightly volatile
Total Current Liabilities4.4 B4.2 B1.8 B
Slightly volatile
Total Stockholder Equity772.4 M735.6 M299.1 M
Slightly volatile
Property Plant And Equipment Net85.9 M81.8 M35.7 M
Slightly volatile
Retained Earnings480.6 M457.7 M214.8 M
Slightly volatile
Cash315.6 M300.5 M122.2 M
Slightly volatile
Non Current Assets Total4.9 B4.7 B1.5 B
Slightly volatile
Cash And Short Term Investments500.3 M476.4 M257.7 M
Slightly volatile
Common Stock Total Equity86.4 K90.9 K186.8 K
Slightly volatile
Common Stock Shares Outstanding7.1 M11.6 M7.2 M
Slightly volatile
Liabilities And Stockholders Equity5.4 B5.2 B2.4 B
Slightly volatile
Non Current Liabilities Total183.2 M223.4 M246.2 M
Slightly volatile
Other Current Assets273.2 M287.5 M565.1 M
Slightly volatile
Total Liabilities4.7 B4.4 B1.7 B
Slightly volatile
Property Plant And Equipment Gross103.4 M98.5 M40.6 M
Slightly volatile
Total Current Assets264.6 M476.4 M404 M
Pretty Stable
Common Stock98.3 K103.5 K189.9 K
Slightly volatile
Intangible Assets41.7 M39.8 M14.3 M
Slightly volatile
Good Will211.4 M201.4 M65.6 M
Slightly volatile
Other Assets4.7 B4.5 BB
Slightly volatile
Short Term Debt42 M22.6 M44.5 M
Very volatile
Short Term Investments134 M175.9 M132.7 M
Slightly volatile
Other Liabilities17.2 M26.3 M16.4 M
Slightly volatile
Accounts Payable1.8 B3.5 B1.8 B
Slightly volatile
Long Term Debt178 M169.5 M46.1 M
Slightly volatile
Inventory2.9 M2.3 M3.8 M
Slightly volatile
Property Plant Equipment68.2 M64.9 M32.4 M
Slightly volatile
Net Tangible Assets199.6 M375 M192 M
Slightly volatile
Long Term Investments426.7 M449.1 M668.2 M
Slightly volatile
Capital Surpluse263.6 M251 M87.8 M
Slightly volatile
Earning Assets279.4 M372.2 M272.7 M
Slightly volatile
Long Term Debt Total34.8 M27 M25.8 M
Slightly volatile
Net Invested Capital950.4 M905.1 M377.3 M
Slightly volatile
Retained Earnings Total Equity249.2 M339.8 M215.3 M
Slightly volatile
Capital Stock102.8 K132.2 K87.1 K
Slightly volatile
Non Current Liabilities Other80.1 M142.1 M72.6 M
Slightly volatile
Net ReceivablesM11 M6.4 M
Slightly volatile

Bank First Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization9.7 M9.3 M3.4 M
Slightly volatile
Interest Expense82.8 M78.9 M23.8 M
Slightly volatile
Selling General Administrative51.6 M49.2 M26.2 M
Slightly volatile
Total Revenue269.6 M256.7 M107.5 M
Slightly volatile
Gross Profit187.7 M178.8 M81.7 M
Slightly volatile
Other Operating Expenses173.6 M165.3 M64.2 M
Slightly volatile
Operating Income96 M91.4 M43.3 M
Slightly volatile
EBIT96 M91.4 M43.3 M
Slightly volatile
EBITDA105.7 M100.7 M46.7 M
Slightly volatile
Cost Of Revenue81.9 M78 M25.8 M
Slightly volatile
Income Before Tax96 M91.4 M43.3 M
Slightly volatile
Net Income79.2 M75.4 M33.3 M
Slightly volatile
Income Tax Expense16.8 M16 M9.9 M
Slightly volatile
Selling And Marketing Expenses267.6 K281.7 K240.5 K
Slightly volatile
Net Income Applicable To Common Shares54.6 M52 M28 M
Slightly volatile
Net Income From Continuing Ops79.2 M75.4 M33 M
Slightly volatile
Tax Provision12 M16 M10.1 M
Slightly volatile
Net Interest Income88.4 M158.5 M72.4 M
Slightly volatile
Interest Income249.2 M237.4 M99.4 M
Slightly volatile
Reconciled Depreciation9.7 M9.3 M3.5 M
Slightly volatile

Bank First Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow70.8 M67.4 M27.2 M
Slightly volatile
Begin Period Cash Flow298.8 M284.6 M130.9 M
Slightly volatile
Depreciation9.7 M9.3 M3.4 M
Slightly volatile
Dividends Paid18.8 M17.9 M7.1 M
Slightly volatile
Capital Expenditures8.7 M8.3 M5.4 M
Slightly volatile
Total Cash From Operating Activities79.5 M75.7 M32.6 M
Slightly volatile
Net Income79.2 M75.4 M33.3 M
Slightly volatile
End Period Cash Flow315.6 M300.5 M146.5 M
Slightly volatile
Change To Inventory795.2 K420.3 K861.2 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.64.013.7939
Slightly volatile
Dividend Yield0.02240.0180.0191
Slightly volatile
PTB Ratio1.181.41.466
Slightly volatile
Book Value Per Share60.2757.434.5156
Slightly volatile
Free Cash Flow Yield0.09930.06780.077
Slightly volatile
Operating Cash Flow Per Share6.25.913.9257
Slightly volatile
Stock Based Compensation To Revenue0.00640.00880.0073
Slightly volatile
Capex To Depreciation1.350.812.0354
Pretty Stable
PB Ratio1.181.41.466
Slightly volatile
EV To Sales2.783.553.5309
Slightly volatile
Free Cash Flow Per Share5.525.263.2519
Slightly volatile
ROIC0.05040.07080.0773
Pretty Stable
Net Income Per Share6.185.883.9186
Slightly volatile
Sales General And Administrative To Revenue0.210.170.2738
Slightly volatile
Capex To Revenue0.03710.02910.0524
Very volatile
Cash Per Share39.0337.1732.7139
Slightly volatile
POCF Ratio8.9613.5812.53
Slightly volatile
Interest Coverage1.571.042.8242
Very volatile
Payout Ratio0.280.270.2359
Pretty Stable
Capex To Operating Cash Flow0.130.09880.1723
Pretty Stable
PFCF Ratio11.015.2615.6164
Slightly volatile
Income Quality1.41.151.1148
Slightly volatile
ROE0.120.10250.1167
Pretty Stable
EV To Operating Cash Flow9.7812.0311.8269
Slightly volatile
PE Ratio10.4513.6412.8558
Slightly volatile
Return On Tangible Assets0.00940.01380.0125
Slightly volatile
EV To Free Cash Flow11.8813.5114.7768
Slightly volatile
Earnings Yield0.08780.07590.0811
Slightly volatile
Intangibles To Total Assets0.04410.0420.0219
Slightly volatile
Current Ratio0.080.10.1273
Pretty Stable
Tangible Book Value Per Share40.5138.5826.3357
Slightly volatile
Graham Number91.5287.1755.0504
Slightly volatile
Shareholders Equity Per Share60.2757.434.5156
Slightly volatile
Debt To Equity0.250.260.3618
Slightly volatile
Capex Per Share0.380.650.6562
Slightly volatile
Revenue Per Share21.0320.0312.7622
Slightly volatile
Interest Debt Per Share14.3324.7613.3919
Slightly volatile
Debt To Assets0.07390.03770.0407
Pretty Stable
Enterprise Value Over EBITDA11.2911.568.68
Slightly volatile
Short Term Coverage Ratios0.460.630.5318
Slightly volatile
Price Earnings Ratio10.4513.6412.8558
Slightly volatile
Price Book Value Ratio1.181.41.466
Slightly volatile
Dividend Payout Ratio0.280.270.2359
Pretty Stable
Price To Operating Cash Flows Ratio8.9613.5812.53
Slightly volatile
Price To Free Cash Flows Ratio11.015.2615.6164
Slightly volatile
Pretax Profit Margin0.260.320.3913
Pretty Stable
Ebt Per Ebit0.80.90.9823
Slightly volatile
Operating Profit Margin0.260.320.3913
Pretty Stable
Effective Tax Rate0.180.160.2544
Slightly volatile
Company Equity Multiplier10.998.089.5658
Slightly volatile
Long Term Debt To Capitalization0.230.220.1252
Very volatile
Total Debt To Capitalization0.40.220.269
Slightly volatile
Return On Capital Employed0.0880.08580.1263
Pretty Stable
Debt Equity Ratio0.250.260.3618
Slightly volatile
Ebit Per Revenue0.260.320.3913
Pretty Stable
Quick Ratio0.080.10.1273
Pretty Stable
Dividend Paid And Capex Coverage Ratio3.553.322.888
Pretty Stable
Net Income Per E B T0.850.950.7538
Slightly volatile
Cash Ratio0.06620.08210.0611
Very volatile
Operating Cash Flow Sales Ratio0.240.270.3075
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.921.020.8376
Very volatile
Cash Flow Coverage Ratios0.260.40.3732
Pretty Stable
Price To Book Ratio1.181.41.466
Slightly volatile
Fixed Asset Turnover4.173.613.4702
Slightly volatile
Capital Expenditure Coverage Ratio10.3510.487.2699
Pretty Stable
Price Cash Flow Ratio8.9613.5812.53
Slightly volatile
Enterprise Value Multiple11.2911.568.68
Slightly volatile
Debt Ratio0.07390.03770.0407
Pretty Stable
Cash Flow To Debt Ratio0.260.40.3732
Pretty Stable
Price Sales Ratio2.64.013.7939
Slightly volatile
Return On Assets0.00920.01310.0122
Slightly volatile
Asset Turnover0.05430.05710.0435
Slightly volatile
Net Profit Margin0.20.260.2886
Slightly volatile
Gross Profit Margin0.520.630.7467
Very volatile
Price Fair Value1.181.41.466
Slightly volatile
Return On Equity0.120.10250.1167
Pretty Stable

Bank First Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap455.8 M434.1 M325.5 M
Slightly volatile
Enterprise Value368 M350.5 M277.6 M
Slightly volatile

Bank Fundamental Market Drivers

Bank Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
21st of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Bank First Financial Statements

Bank First stakeholders use historical fundamental indicators, such as Bank First's revenue or net income, to determine how well the company is positioned to perform in the future. Although Bank First investors may analyze each financial statement separately, they are all interrelated. For example, changes in Bank First's assets and liabilities are reflected in the revenues and expenses on Bank First's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Bank First National. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue256.7 M269.6 M
Cost Of Revenue78 M81.9 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.17  0.21 
Capex To Revenue 0.03  0.04 
Revenue Per Share 20.03  21.03 
Ebit Per Revenue 0.32  0.26 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Bank First National offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank First's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank First National Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank First National Stock:
Check out the analysis of Bank First Correlation against competitors.
You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank First. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.109
Dividend Share
1.8
Earnings Share
7.11
Revenue Per Share
17.071
Quarterly Revenue Growth
0.068
The market value of Bank First National is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank First's value that differs from its market value or its book value, called intrinsic value, which is Bank First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank First's market value can be influenced by many factors that don't directly affect Bank First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.