Selective Financial Statements From 2010 to 2025

SIGI Stock  USD 80.56  2.30  2.78%   
Selective Insurance's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Selective Insurance's valuation are provided below:
Gross Profit
1.1 B
Profit Margin
0.075
Market Capitalization
B
Enterprise Value Revenue
1.1938
Revenue
5.1 B
We have found one hundred twenty available fundamental trend indicators for Selective Insurance Group, which can be analyzed and compared to other ratios and to its competition. Traders should compare all of Selective Insurance Group current fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The Selective Insurance's current Market Cap is estimated to increase to about 5.9 B. The Selective Insurance's current Enterprise Value is estimated to increase to about 6.4 B

Selective Insurance Total Revenue

5.1 Billion

Check Selective Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Selective Insurance's main balance sheet or income statement drivers, such as Interest Expense of 17.4 M, Total Revenue of 5.1 B or Gross Profit of 305.2 M, as well as many indicators such as Price To Sales Ratio of 1.22, Dividend Yield of 0.0157 or PTB Ratio of 1.02. Selective financial statements analysis is a perfect complement when working with Selective Insurance Valuation or Volatility modules.
  
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Check out the analysis of Selective Insurance Correlation against competitors.

Selective Insurance Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets14.2 B13.5 B8.4 B
Slightly volatile
Short and Long Term Debt Total301.8 M555.7 M443.2 M
Slightly volatile
Total Stockholder Equity3.3 B3.1 B1.9 B
Slightly volatile
Net Debt285.4 M507.8 M408.6 M
Slightly volatile
Retained Earnings3.3 B3.1 B1.9 B
Slightly volatile
Common Stock Shares Outstanding63.5 M61.3 M59 M
Slightly volatile
Liabilities And Stockholders Equity14.2 B13.5 B8.4 B
Slightly volatile
Non Current Liabilities Total469.3 M494 M4.5 B
Slightly volatile
Total Liabilities10.9 B10.4 B6.5 B
Slightly volatile
Total Current LiabilitiesB5.7 B828.9 M
Slightly volatile
Property Plant And Equipment Net68.1 M93.3 M77.4 M
Slightly volatile
Non Current Assets Total7.5 M7.8 M5.9 B
Slightly volatile
Net Receivables2.7 B2.5 B1.5 B
Slightly volatile
Property Plant And Equipment Gross58.4 M89.4 M63.9 M
Slightly volatile
Total Current Assets433.3 M268.6 M54.3 M
Slightly volatile
Intangible Assets503.3 M479.3 M256.9 M
Slightly volatile
Cash86.5 K91 K2.2 M
Slightly volatile
Cash And Short Term Investments282 M268.6 M39.6 M
Slightly volatile
Good Will6.7 M7.1 M7.9 M
Slightly volatile
Common Stock Total Equity168.6 M241.1 M193.3 M
Slightly volatile
Short Term Investments255.1 M268.5 M1.8 B
Slightly volatile
Common Stock176.2 M211.2 M192 M
Slightly volatile
Other Liabilities290.5 M543.6 M333.7 M
Slightly volatile
Long Term Debt396 M501.7 M421.9 M
Slightly volatile
Property Plant Equipment65.6 M97 M68.3 M
Slightly volatile
Net Tangible Assets1.9 B2.7 B1.8 B
Slightly volatile
Long Term Debt Total472.9 M580.4 M439 M
Slightly volatile
Capital Surpluse399.3 M567.5 M380.4 M
Slightly volatile
Long Term Investments6.8 B8.9 B6.1 B
Slightly volatile
Non Current Liabilities Other6.1 B8.8 B5.9 B
Slightly volatile
Net Invested Capital3.2 B3.4 B2.6 B
Slightly volatile
Capital Stock386.7 M411.2 M280.8 M
Slightly volatile
Capital Lease Obligations3.5 M6.3 M1.8 M
Slightly volatile
Current Deferred Revenue138.2 M155.5 M169.5 M
Slightly volatile

Selective Insurance Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense17.4 M28.9 M23.8 M
Slightly volatile
Total Revenue5.1 B4.9 B2.7 B
Slightly volatile
Gross Profit305.2 M321.3 M2.2 B
Pretty Stable
Other Operating Expenses4.8 B4.6 B2.4 B
Slightly volatile
Depreciation And Amortization29.7 M34.8 M43.2 M
Pretty Stable
Net Income Applicable To Common Shares143.9 M248 M171.3 M
Slightly volatile
Net Income From Continuing Ops261.4 M207 M226.6 M
Slightly volatile
Tax Provision73.2 M51 M67.1 M
Very volatile
Interest Income28.1 M38.7 M27.6 M
Slightly volatile
Reconciled Depreciation37.5 M34.8 M48.6 M
Slightly volatile
Preferred Stock And Other Adjustments7.4 M8.3 M9.1 M
Slightly volatile
Selling And Marketing Expenses7.5 M9.5 M9.5 M
Slightly volatile

Selective Insurance Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow1.1 B1.1 B492.2 M
Slightly volatile
Begin Period Cash Flow20.9 M13.3 M17.2 M
Slightly volatile
Depreciation29.6 M34.8 M43.2 M
Pretty Stable
Dividends Paid98.8 M94.1 M49.3 M
Slightly volatile
Capital Expenditures32.4 M30.8 M19.5 M
Slightly volatile
Total Cash From Operating Activities1.2 B1.1 B511.7 M
Slightly volatile
Net Income124.3 M207 M178.9 M
Slightly volatile
End Period Cash Flow66.2 M63 M23 M
Slightly volatile
Stock Based Compensation19 M22.8 M18.4 M
Slightly volatile
Change To Liabilities266.9 M254.2 M115.8 M
Slightly volatile
Change To Operating Activities407.8 M388.4 M166.3 M
Slightly volatile
Cash Flows Other Operating416.7 M396.9 M179 M
Slightly volatile
Issuance Of Capital Stock9.1 M9.6 M20.1 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.221.17111.1088
Slightly volatile
Dividend Yield0.01570.01650.026
Slightly volatile
PTB Ratio1.021.82471.546
Slightly volatile
Days Sales Outstanding274190182
Slightly volatile
Book Value Per Share53.8151.252132.3523
Slightly volatile
Free Cash Flow Yield0.230.18780.1666
Slightly volatile
Operating Cash Flow Per Share18.9718.06748.5232
Slightly volatile
Stock Based Compensation To Revenue0.00860.00470.0075
Pretty Stable
Capex To Depreciation0.650.88530.5251
Very volatile
PB Ratio1.021.82471.546
Slightly volatile
EV To Sales1.51.28541.3068
Slightly volatile
Free Cash Flow Per Share18.4417.56138.1954
Slightly volatile
Payables Turnover0.130.150.1617
Slightly volatile
Sales General And Administrative To Revenue0.01140.00710.0114
Slightly volatile
Capex To Revenue0.0060.00630.0074
Slightly volatile
Cash Per Share8.344.411817.5044
Very volatile
POCF Ratio4.665.17626.4196
Slightly volatile
Capex To Operating Cash Flow0.02660.0280.0461
Slightly volatile
PFCF Ratio5.035.32546.7503
Pretty Stable
Days Payables Outstanding2.5 K2.5 K2.3 K
Slightly volatile
Income Quality5.585.31323.1957
Very volatile
EV To Operating Cash Flow5.585.68137.4626
Pretty Stable
EV To Free Cash Flow6.025.8457.855
Very volatile
Intangibles To Total Assets0.03780.0360.0234
Slightly volatile
Net Debt To EBITDA3.221.72692.1135
Slightly volatile
Current Ratio0.04490.047313.0024
Slightly volatile
Tangible Book Value Per Share45.4143.249928.5299
Slightly volatile
Receivables Turnover3.621.92232.2497
Pretty Stable
Graham Number65.7562.620846.4886
Slightly volatile
Shareholders Equity Per Share53.8151.252132.4115
Slightly volatile
Debt To Equity0.350.17810.3167
Slightly volatile
Capex Per Share0.530.50610.3278
Slightly volatile
Revenue Per Share83.8579.856946.0657
Slightly volatile
Interest Debt Per Share10.089.60217.7527
Slightly volatile
Debt To Assets0.07430.04110.0679
Slightly volatile
Enterprise Value Over EBITDA20.9419.423615.4356
Pretty Stable
Short Term Coverage Ratios91.4387.071631.6559
Slightly volatile
Operating Cycle274190182
Slightly volatile
Price Book Value Ratio1.021.82471.546
Slightly volatile
Days Of Payables Outstanding2.5 K2.5 K2.3 K
Slightly volatile
Price To Operating Cash Flows Ratio4.665.17626.4196
Slightly volatile
Price To Free Cash Flows Ratio5.035.32546.7503
Pretty Stable
Ebt Per Ebit0.930.88270.8751
Pretty Stable
Company Equity Multiplier5.144.33144.6395
Slightly volatile
Long Term Debt To Capitalization0.230.13850.2162
Slightly volatile
Total Debt To Capitalization0.240.15120.2199
Slightly volatile
Debt Equity Ratio0.350.17810.3167
Slightly volatile
Quick Ratio0.04490.047313.0024
Slightly volatile
Dividend Paid And Capex Coverage Ratio5.298.80296.7853
Slightly volatile
Net Income Per E B T0.970.80230.8439
Pretty Stable
Cash Ratio0.00.00.0181
Slightly volatile
Cash Conversion Cycle128190173
Pretty Stable
Operating Cash Flow Sales Ratio0.430.22620.1874
Slightly volatile
Days Of Sales Outstanding274190182
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.750.9720.94
Pretty Stable
Cash Flow Coverage Ratios1.441.97941.2019
Pretty Stable
Price To Book Ratio1.021.82471.546
Slightly volatile
Fixed Asset Turnover20.3430.5931.698
Slightly volatile
Capital Expenditure Coverage Ratio19.0335.699123.5259
Slightly volatile
Price Cash Flow Ratio4.665.17626.4196
Slightly volatile
Enterprise Value Multiple20.9419.423615.4356
Pretty Stable
Debt Ratio0.07430.04110.0679
Slightly volatile
Cash Flow To Debt Ratio1.441.97941.2019
Pretty Stable
Price Sales Ratio1.221.17111.1088
Slightly volatile
Asset Turnover0.40.35970.3325
Very volatile
Gross Profit Margin0.06280.06610.8805
Slightly volatile
Price Fair Value1.021.82471.546
Slightly volatile

Selective Insurance Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap5.9 B5.6 B3.3 B
Slightly volatile
Enterprise Value6.4 B6.1 B3.8 B
Slightly volatile

Selective Fundamental Market Drivers

Forward Price Earnings10.0402
Cash And Short Term Investments268.6 M

Selective Upcoming Events

31st of January 2024
Upcoming Quarterly Report
View
1st of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
31st of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Selective Insurance Financial Statements

Investors use fundamental indicators, such as Selective Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Selective Insurance's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue155.5 M138.2 M
Total Revenue4.9 B5.1 B
Cost Of Revenue4.5 B4.8 B
Stock Based Compensation To Revenue 0.00  0.01 
Sales General And Administrative To Revenue 0.01  0.01 
Capex To Revenue 0.01  0.01 
Revenue Per Share 79.86  83.85 
Ebit Per Revenue 0.06  0.06 

Currently Active Assets on Macroaxis

When determining whether Selective Insurance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Selective Insurance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Selective Insurance Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Selective Insurance Group Stock:
Check out the analysis of Selective Insurance Correlation against competitors.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Selective Insurance. If investors know Selective will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Selective Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.344
Dividend Share
1.49
Earnings Share
6.11
Revenue Per Share
83.999
Quarterly Revenue Growth
0.109
The market value of Selective Insurance is measured differently than its book value, which is the value of Selective that is recorded on the company's balance sheet. Investors also form their own opinion of Selective Insurance's value that differs from its market value or its book value, called intrinsic value, which is Selective Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Selective Insurance's market value can be influenced by many factors that don't directly affect Selective Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Selective Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Selective Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Selective Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.