Ni Holdings Stock Buy Hold or Sell Recommendation
| NODK Stock | USD 14.93 0.11 0.74% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding NI Holdings is 'Cautious Hold'. Macroaxis provides NI Holdings buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding NODK positions. The advice algorithm takes into account all of NI Holdings' available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting NI Holdings' buy or sell advice are summarized below:
Real Value 12 | Hype Value 14.91 | Market Value 14.93 | Naive Value 14.81 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell NI Holdings given historical horizon and risk tolerance towards NI Holdings. When Macroaxis issues a 'buy' or 'sell' recommendation for NI Holdings, the advice is generated through an automated system that utilizes algorithms and statistical models.
NODK |
Execute NI Holdings Buy or Sell Advice
The NODK recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on NI Holdings. Macroaxis does not own or have any residual interests in NI Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute NI Holdings' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | OK | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
NI Holdings Trading Alerts and Improvement Suggestions
| The company currently holds 2.06 M in liabilities with Debt to Equity (D/E) ratio of 0.64, which is about average as compared to similar companies. NI Holdings has a current ratio of 0.5, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist NI Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, NI Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like NI Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for NODK to invest in growth at high rates of return. When we think about NI Holdings' use of debt, we should always consider it together with cash and equity. | |
| The entity reported the previous year's revenue of 365.69 M. Net Loss for the year was (5.48 M) with loss before overhead, payroll, taxes, and interest of (69.03 M). | |
| NI Holdings has a poor financial position based on the latest SEC disclosures | |
| About 68.0% of NI Holdings outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: Yousif Capital Management LLC Sells 11542 Shares of NVIDIA Co. - Defense World |
NI Holdings Returns Distribution Density
The distribution of NI Holdings' historical returns is an attempt to chart the uncertainty of NI Holdings' future price movements. The chart of the probability distribution of NI Holdings daily returns describes the distribution of returns around its average expected value. We use NI Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of NI Holdings returns is essential to provide solid investment advice for NI Holdings.
| Mean Return | 0.18 | Value At Risk | -2.18 | Potential Upside | 3.03 | Standard Deviation | 1.67 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of NI Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
NODK Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as NI Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading NI Holdings backward and forwards among themselves. NI Holdings' institutional investor refers to the entity that pools money to purchase NI Holdings' securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Minerva Advisors Llc | 2023-12-31 | 129.9 K | Awh Capital, L.p. | 2023-12-31 | 121.9 K | Northern Trust Corp | 2023-12-31 | 72 K | Goldman Sachs Group Inc | 2023-12-31 | 63.9 K | Renaissance Technologies Corp | 2023-12-31 | 58.2 K | Western Standard Llc | 2023-12-31 | 35.6 K | Barclays Plc | 2023-12-31 | 26.2 K | Nuveen Asset Management, Llc | 2023-12-31 | 25.8 K | Bank Of New York Mellon Corp | 2023-12-31 | 25.4 K | Blackrock Inc | 2023-12-31 | 540.3 K | Newtyn Management Llc | 2023-12-31 | 530.9 K |
NI Holdings Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | 1.3M | (189K) | 12.3M | 30.0M | 34.5M | 36.2M | |
| Investments | (29.2M) | 1.7M | (55.5M) | (661K) | (8.8M) | (9.3M) | |
| Change In Cash | (6.8M) | 38.9M | (30.5M) | (23.6M) | 9.7M | 10.2M | |
| Free Cash Flow | 24.4M | 50.5M | 28.5M | (31.6M) | 25.0M | 18.3M | |
| Depreciation | 2.2M | 5.9M | 1.2M | 1.2M | 1.3M | 2.0M | |
| Other Non Cash Items | (15.7M) | (20.4M) | (13.9M) | 10.1M | 1.5M | 1.5M | |
| Capital Expenditures | 1.3M | 543K | 696K | 1.2M | 974K | 1.0M | |
| Net Income | 26.5M | 41.3M | 8.3M | (53.8M) | (5.5M) | (5.2M) | |
| End Period Cash Flow | 62.1M | 101.1M | 70.6M | 47.0M | 56.7M | 53.8M | |
| Change To Netincome | (9.1M) | (5.1M) | (13.4M) | 9.8M | 11.2M | 11.8M | |
| Change Receivables | (656K) | 7.6M | 11.2M | (31.1M) | (28.0M) | (26.6M) |
NI Holdings Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to NI Holdings or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that NI Holdings' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a NODK stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.18 | |
β | Beta against NYSE Composite | -0.19 | |
σ | Overall volatility | 1.71 | |
Ir | Information ratio | 0.06 |
NI Holdings Volatility Alert
NI Holdings has relatively low volatility with skewness of 1.54 and kurtosis of 6.6. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure NI Holdings' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact NI Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.NI Holdings Fundamentals Vs Peers
Comparing NI Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze NI Holdings' direct or indirect competition across all of the common fundamentals between NI Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as NI Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of NI Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing NI Holdings by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare NI Holdings to competition |
| Fundamentals | NI Holdings | Peer Average |
| Return On Equity | -0.0208 | -0.31 |
| Return On Asset | 0.0025 | -0.14 |
| Profit Margin | (0.01) % | (1.27) % |
| Operating Margin | 0.19 % | (5.51) % |
| Current Valuation | 255.92 M | 16.62 B |
| Shares Outstanding | 20.63 M | 571.82 M |
| Shares Owned By Insiders | 67.92 % | 10.09 % |
| Shares Owned By Institutions | 23.55 % | 39.21 % |
| Number Of Shares Shorted | 21.39 K | 4.71 M |
| Price To Earning | 7.34 X | 28.72 X |
| Price To Book | 1.23 X | 9.51 X |
| Price To Sales | 0.83 X | 11.42 X |
| Revenue | 365.69 M | 9.43 B |
| Gross Profit | (69.03 M) | 27.38 B |
| EBITDA | 1.03 M | 3.9 B |
| Net Income | (5.48 M) | 570.98 M |
| Cash And Equivalents | 63.03 M | 2.7 B |
| Cash Per Share | 2.98 X | 5.01 X |
| Total Debt | 2.06 M | 5.32 B |
| Debt To Equity | 0.64 % | 48.70 % |
| Current Ratio | 0.51 X | 2.16 X |
| Book Value Per Share | 12.02 X | 1.93 K |
| Cash Flow From Operations | 25.97 M | 971.22 M |
| Short Ratio | 0.83 X | 4.00 X |
| Earnings Per Share | (0.26) X | 3.12 X |
| Number Of Employees | 219 | 18.84 K |
| Beta | 0.33 | -0.15 |
| Market Capitalization | 312.02 M | 19.03 B |
| Total Asset | 615.68 M | 29.47 B |
| Retained Earnings | 208.38 M | 9.33 B |
| Working Capital | 40.05 M | 1.48 B |
| Current Asset | 44.43 M | 9.34 B |
| Current Liabilities | 4.38 M | 7.9 B |
Note: Acquisition by Devlin William Russell of 1500 shares of NI Holdings subject to Rule 16b-3 [view details]
NI Holdings Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as NODK . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About NI Holdings Buy or Sell Advice
When is the right time to buy or sell NI Holdings? Buying financial instruments such as NODK Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Total Stockholder Equity | 343.2M | 251.0M | 247.6M | 269.1M | Total Current Liabilities | 326K | 14.0M | 191.9M | 201.5M |
Use Investing Ideas to Build Portfolios
In addition to having NI Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Warren Buffett Holdings Thematic Idea Now
Warren Buffett Holdings
A long-term portfolio of publicly-traded stocks on US exchanges that are owned by Warren Buffett's holding company Berkshire Hathaway. The Warren Buffett Holdings theme has 45 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Warren Buffett Holdings Theme or any other thematic opportunities.
| View All Next | Launch |
Check out NI Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy NODK Stock please use our How to buy in NODK Stock guide.Note that the NI Holdings information on this page should be used as a complementary analysis to other NI Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Complementary Tools for NODK Stock analysis
When running NI Holdings' price analysis, check to measure NI Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NI Holdings is operating at the current time. Most of NI Holdings' value examination focuses on studying past and present price action to predict the probability of NI Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NI Holdings' price. Additionally, you may evaluate how the addition of NI Holdings to your portfolios can decrease your overall portfolio volatility.
| Portfolio Anywhere Track or share privately all of your investments from the convenience of any device | |
| AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities | |
| Portfolio Holdings Check your current holdings and cash postion to detemine if your portfolio needs rebalancing | |
| Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine | |
| Portfolio Optimization Compute new portfolio that will generate highest expected return given your specified tolerance for risk | |
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios |
Is NI Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NI Holdings. If investors know NODK will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NI Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 6.564 | Earnings Share (0.26) | Revenue Per Share 17.283 | Quarterly Revenue Growth 0.012 | Return On Assets 0.0025 |
The market value of NI Holdings is measured differently than its book value, which is the value of NODK that is recorded on the company's balance sheet. Investors also form their own opinion of NI Holdings' value that differs from its market value or its book value, called intrinsic value, which is NI Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NI Holdings' market value can be influenced by many factors that don't directly affect NI Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NI Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if NI Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NI Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.