Elaine McDonald - First United Independent Director
| FUNC Stock | USD 22.64 0.12 0.53% |
Director
Ms. Elaine L. McDonald serves as an Independent Director of First United Corporation and the Bank. She also possesses substantial business experience gained through her ownership and operation for 24 years of Alpine Village, Inc., a motel and restaurant. She also has knowledge with fundraising activities for national and community based nonprofits. since 1995.
| Age | 65 |
| Tenure | 29 years |
| Phone | 800 470 4356 |
| Web | https://www.mybank.com |
First United Management Efficiency
First United's management efficiency ratios could be used to measure how well First United manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0904 | ||||
| Return On Asset | 0.0075 |
First United Leadership Team
Elected by the shareholders, the First United's board of directors comprises two types of representatives: First United inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First United's management team and ensure that shareholders' interests are well served. First United's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First United's outside directors are responsible for providing unbiased perspectives on the board's policies.
| John McCullough, Independent Director | ||
| William Grant, Chairman of the Board, CEO | ||
| Kathryn Burkey, Independent Director | ||
| Jeannette Fitzwater, Senior Vice President Director - Corporate Services | ||
| H Walls, Director | ||
| Keith MBA, Senior Officer | ||
| Carissa Rodeheaver, President CFO, Treasurer, Secretary, Director | ||
| Robin Murray, Senior Vice President Director - Retail Banking | ||
| Robert Kurtz, Director | ||
| CPA CFP, Pres Chairman | ||
| Brian Boal, Independent Director | ||
| CFP CPA, President Chairman | ||
| Keith Sanders, Sr. VP of First United Bank and Trust and Sr. Trust Officer of First United Bank and Trust | ||
| Marisa Shockley, Independent Director | ||
| Tonya Sturm, CFO, VP | ||
| Robert Rudy, Director | ||
| Gary Ruddell, Independent Director | ||
| Robert Stuck, Independent Director | ||
| Mrs Murray, Sr. VP of of First United Bank and Trust and Director of Retail Banking of of First United Bank and Trust | ||
| Elaine McDonald, Independent Director | ||
| Robert II, Senior Officer | ||
| Robert Fisher, Senior Vice President and Chief Lending Officer | ||
| John Barr, Independent Director | ||
| Jason Rush, Chief Risk Officer, Sr. VP, Director of Operations and Support, Chief Risk Officer of First United Bank and Trust, Sr. VP of First United Bank and Trust and Director of Operations of First United Bank and Trust |
First Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is First United a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0904 | ||||
| Return On Asset | 0.0075 | ||||
| Profit Margin | 0.21 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 214.55 M | ||||
| Shares Outstanding | 6.65 M | ||||
| Shares Owned By Insiders | 7.32 % | ||||
| Shares Owned By Institutions | 36.36 % | ||||
| Number Of Shares Shorted | 23.17 K | ||||
| Price To Earning | 10.31 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards First United in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, First United's short interest history, or implied volatility extrapolated from First United options trading.
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When running First United's price analysis, check to measure First United's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First United is operating at the current time. Most of First United's value examination focuses on studying past and present price action to predict the probability of First United's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First United's price. Additionally, you may evaluate how the addition of First United to your portfolios can decrease your overall portfolio volatility.
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Is First United's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First United. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First United listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of First United is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First United's value that differs from its market value or its book value, called intrinsic value, which is First United's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First United's market value can be influenced by many factors that don't directly affect First United's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First United's value and its price as these two are different measures arrived at by different means. Investors typically determine if First United is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First United's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.