Mark Cole - Home Bancorp Director

HBCP Stock  USD 35.58  0.33  0.94%   

Director

Mr. Mark M. Aubrey Cole is Independent Director of the company since 2018.
Age 55
Tenure 6 years
Address 503 Kaliste Saloom Road, Lafayette, LA, United States, 70508
Phone337 237 1960
Webhttps://www.home24bank.com
Cole was a member of the Board of Directors of St. Martin Bank and Trust for 4 years. He also serves on the Scott Boudin Festival Board and is a board member for the Louisiana State Trooper Foundation. The Board believes Mr. Cole’s business experience and community involvement make him well qualified to serve as a director.

Home Bancorp Management Efficiency

The company has return on total asset (ROA) of 0.0115 % which means that it generated a profit of $0.0115 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1063 %, meaning that it created $0.1063 on every $100 dollars invested by stockholders. Home Bancorp's management efficiency ratios could be used to measure how well Home Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 04/29/2024, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to grow to -0.0041. At this time, Home Bancorp's Non Current Liabilities Total is relatively stable compared to the past year. As of 04/29/2024, Total Current Liabilities is likely to grow to about 2.6 B, while Liabilities And Stockholders Equity is likely to drop slightly above 1.7 B.
The company currently holds 263.91 M in liabilities with Debt to Equity (D/E) ratio of 8.4, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Home Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Home Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Home Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Home to invest in growth at high rates of return. When we think about Home Bancorp's use of debt, we should always consider it together with cash and equity.

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Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana and Mississippi. Home Bancorp, Inc. was founded in 1908 and is headquartered in Lafayette, Louisiana. Home Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 438 people. Home Bancorp (HBCP) is traded on NASDAQ Exchange in USA. It is located in 503 Kaliste Saloom Road, Lafayette, LA, United States, 70508 and employs 467 people. Home Bancorp is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

Home Bancorp Leadership Team

Elected by the shareholders, the Home Bancorp's board of directors comprises two types of representatives: Home Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Home. The board's role is to monitor Home Bancorp's management team and ensure that shareholders' interests are well served. Home Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Home Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Daniel Guidry, Independent Secretary
Paul Blanchet, Independent Director
Michael Maraist, Independent Chairman of the Board
Scott Ridley, Chief Banking Officer, Executive VP, Chief Banking Officer of Home Bank and Executive VP of Home Bank
John Hendry, Independent Director
Kathy Bobbs, Director
Chris Rader, Director
Joseph Zanco, CFO, Principal Accounting Officer, Executive VP, CFO of Home Bank and Executive VP of Home Bank
Darren Guidry, Chief Credit Officer, Executive VP, Chief Credit Officer of Home Bank and Executive VP of Home Bank
Richard Bourgeois, Secretary, Director, Member of Nominating Committee, Secretary of Home Bank and Director of Home Bank
Marc Judice, Independent Director
Donald Washington, Director
Jason Freyou, Executive Vice President Chief Operations Officer of the Company and Bank
John Bordelon, CEO and President Director, CEO of Home Bank and President of Home Bank and Director of Home Bank
David Kirkley, Senior CFO
Mark Cole, Director

Home Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Home Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Home Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Home Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Home Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Home Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Home Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in Home Stock, please use our How to Invest in Home Bancorp guide.
Note that the Home Bancorp information on this page should be used as a complementary analysis to other Home Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.

Complementary Tools for Home Stock analysis

When running Home Bancorp's price analysis, check to measure Home Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Home Bancorp is operating at the current time. Most of Home Bancorp's value examination focuses on studying past and present price action to predict the probability of Home Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Home Bancorp's price. Additionally, you may evaluate how the addition of Home Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Home Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Bancorp. If investors know Home will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Home Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
1
Earnings Share
4.74
Revenue Per Share
16.36
Quarterly Revenue Growth
(0.05)
The market value of Home Bancorp is measured differently than its book value, which is the value of Home that is recorded on the company's balance sheet. Investors also form their own opinion of Home Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Home Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Home Bancorp's market value can be influenced by many factors that don't directly affect Home Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Home Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.