John McGrath - Lake Shore Director
| LSBK Stock | USD 11.53 0.08 0.69% |
Director
Mr. John P. McGrath was joined as Director of the company, Effective August 01, 2019 since 2019.
| Tenure | 5 years |
| Address | 31 East Fourth Street, Dunkirk, NY, United States, 14048 |
| Phone | 716 366 4070 |
| Web | https://lakeshoresavings.com |
Lake Shore Management Efficiency
At this time, Lake Shore's Return On Tangible Assets are quite stable compared to the past year. Return On Capital Employed is expected to rise to 0.16 this year, although the value of Return On Assets will most likely fall to 0.01. At this time, Lake Shore's Total Current Liabilities is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 161.9 M this year, although the value of Liabilities And Stockholders Equity will most likely fall to about 518.8 M. Lake Shore's management efficiency ratios could be used to measure how well Lake Shore manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0489 | ||||
| Return On Asset | 0.0057 |
Lake Shore Bancorp Leadership Team
Elected by the shareholders, the Lake Shore's board of directors comprises two types of representatives: Lake Shore inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Lake. The board's role is to monitor Lake Shore's management team and ensure that shareholders' interests are well served. Lake Shore's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Lake Shore's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jack Mehltretter, Independent Director | ||
| John McGrath, Director | ||
| Wendy Harrington, Corporate Secretary | ||
| Reginald Corsi, Independent Director | ||
| Nancy Yocum, Independent Director | ||
| Sharon Brautigam, Independent Director | ||
| Robert Cortellucci, Chief Officer | ||
| Kevin Sanvidge, Independent Director | ||
| Janinne Dugan, VP Officer | ||
| Steven Schiavone, Principal Accounting Officer, Controller | ||
| Jennifer CFE, Chief Officer | ||
| Daniel Reininga, CEO and President Director, Member of Asset/Liability Committee, CEO of Lake Shore Savings Bank and President of Lake Shore Savings Bank and Director of Lake Shore Savings Bank | ||
| Ronald Passafaro, Director | ||
| Susan Ballard, Independent Director | ||
| Taylor Gilden, Principal CFO | ||
| Mark Peters, Chief Mang | ||
| Nicole May, Compliance Officer | ||
| Tracy Bennett, Independent Director | ||
| Kim Liddell, President CEO | ||
| Brenda Mikolajczak, Assistant Director | ||
| Rachel Foley, CFO, Principal Accounting Officer, Treasurer, CFO of Lake Shore Savings Bank, Principal Accounting Officer of Lake Shore Savings Bank and Treasurer of Lake Shore Savings | ||
| Dylan Rubadeaux, Senior Officer | ||
| Jeffrey Werdein, Executive Vice President- Commercial Division | ||
| Gary Winger, Chairman of the Board | ||
| David Mancuso, Director | ||
| Beverly Sutton, VP of Banking Operations and Enterprise Risk Management | ||
| John Mehltretter, Director | ||
| Tamara Bellanti, Senior Resources | ||
| Melissa Sprague, Chief Officer |
Lake Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Lake Shore a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0489 | ||||
| Return On Asset | 0.0057 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.19 % | ||||
| Current Valuation | 35.1 M | ||||
| Shares Outstanding | 5.68 M | ||||
| Shares Owned By Insiders | 66.71 % | ||||
| Shares Owned By Institutions | 8.97 % | ||||
| Number Of Shares Shorted | 2.96 K | ||||
| Price To Earning | 13.34 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Lake Shore in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Lake Shore's short interest history, or implied volatility extrapolated from Lake Shore options trading.
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Try AI Portfolio ArchitectCheck out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lake Shore Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. Note that the Lake Shore Bancorp information on this page should be used as a complementary analysis to other Lake Shore's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Complementary Tools for Lake Stock analysis
When running Lake Shore's price analysis, check to measure Lake Shore's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lake Shore is operating at the current time. Most of Lake Shore's value examination focuses on studying past and present price action to predict the probability of Lake Shore's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Lake Shore's price. Additionally, you may evaluate how the addition of Lake Shore to your portfolios can decrease your overall portfolio volatility.
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| Global Correlations Find global opportunities by holding instruments from different markets | |
| Economic Indicators Top statistical indicators that provide insights into how an economy is performing | |
| Funds Screener Find actively-traded funds from around the world traded on over 30 global exchanges | |
| Bollinger Bands Use Bollinger Bands indicator to analyze target price for a given investing horizon |
Is Lake Shore's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lake Shore. If investors know Lake will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lake Shore listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.41) | Earnings Share 0.7 | Revenue Per Share 4.539 | Quarterly Revenue Growth (0.17) | Return On Assets 0.0057 |
The market value of Lake Shore Bancorp is measured differently than its book value, which is the value of Lake that is recorded on the company's balance sheet. Investors also form their own opinion of Lake Shore's value that differs from its market value or its book value, called intrinsic value, which is Lake Shore's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lake Shore's market value can be influenced by many factors that don't directly affect Lake Shore's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lake Shore's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lake Shore is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lake Shore's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.