Lisa DeStefano - Provident Bancorp Director
| PVBC Stock | USD 8.77 0.11 1.24% |
Director
Lisa DeStefano is Director of Provident Bancorp since 2016.
| Tenure | 8 years |
| Address | 5 Market Street, Amesbury, MA, United States, 01913 |
| Phone | 978 834 8555 |
| Web | https://bankprov.com |
Provident Bancorp Management Efficiency
The current year's Return On Tangible Assets is expected to grow to 0.02, whereas Return On Capital Employed is forecasted to decline to 0. At present, Provident Bancorp's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 280.2 M, whereas Total Assets are forecasted to decline to about 1.2 B. Provident Bancorp's management efficiency ratios could be used to measure how well Provident Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.0631 | ||||
| Return On Asset | 0.0082 |
Provident Bancorp Leadership Team
Elected by the shareholders, the Provident Bancorp's board of directors comprises two types of representatives: Provident Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Provident. The board's role is to monitor Provident Bancorp's management team and ensure that shareholders' interests are well served. Provident Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Provident Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Joseph Mancini, Executive COO | ||
| Frank Cousins, Director | ||
| Janine Jakubauskas, Executive BankProv | ||
| Laurie Knapp, Director | ||
| Jay Gould, Director | ||
| John Bosen, Director | ||
| Jean Kim, Senior Finance | ||
| Joseph Reilly, CoPresident CoCEO | ||
| Charles Withee, President Chief Lending Officer and director of The Provident Bank | ||
| Carol Houle, CFO, Executive Vice President | ||
| David Mansfield, President CEO, Director | ||
| Wayne Tatro, Director | ||
| Anne Lapointe, Executive Bank | ||
| Arthur Sullivan, Director | ||
| Richard Peeke, Director | ||
| Joseph Kenney, Executive Bank | ||
| Kimberly Scholtz, Corporate Secretary | ||
| Kenneth Fisher, Senior Finance | ||
| Lisa DeStefano, Director | ||
| Kevin Barton, Senior Bank | ||
| Kathleen Barrett, VP Marketing | ||
| Denise Gallant, Vice Bank |
Provident Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Provident Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.0631 | ||||
| Return On Asset | 0.0082 | ||||
| Profit Margin | 0.20 % | ||||
| Operating Margin | 0.39 % | ||||
| Current Valuation | 57.82 M | ||||
| Shares Outstanding | 17.66 M | ||||
| Shares Owned By Insiders | 13.25 % | ||||
| Shares Owned By Institutions | 47.55 % | ||||
| Number Of Shares Shorted | 187.52 K | ||||
| Price To Earning | 8.49 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Provident Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Provident Bancorp's short interest history, or implied volatility extrapolated from Provident Bancorp options trading.
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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. For information on how to trade Provident Stock refer to our How to Trade Provident Stock guide.Note that the Provident Bancorp information on this page should be used as a complementary analysis to other Provident Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Complementary Tools for Provident Stock analysis
When running Provident Bancorp's price analysis, check to measure Provident Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Bancorp is operating at the current time. Most of Provident Bancorp's value examination focuses on studying past and present price action to predict the probability of Provident Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Bancorp's price. Additionally, you may evaluate how the addition of Provident Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Provident Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Provident Bancorp. If investors know Provident will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Provident Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.349 | Earnings Share 0.83 | Revenue Per Share 4.172 | Quarterly Revenue Growth 0.233 | Return On Assets 0.0082 |
The market value of Provident Bancorp is measured differently than its book value, which is the value of Provident that is recorded on the company's balance sheet. Investors also form their own opinion of Provident Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Provident Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Provident Bancorp's market value can be influenced by many factors that don't directly affect Provident Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Provident Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Provident Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Provident Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.