First Reliance Bancshares Stock Net Income
| FSRL Stock | USD 13.19 0.03 0.23% |
As of the 29th of January, First Reliance shows the Mean Deviation of 1.11, coefficient of variation of 524.46, and Downside Deviation of 2.42. First Reliance Bancshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First Reliance Bancshares variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if First Reliance Bancshares is priced favorably, providing market reflects its regular price of 13.19 per share. Given that First Reliance has jensen alpha of 0.318, we urge you to verify First Reliance Bancshares's prevailing market performance to make sure the company can sustain itself at a future point.
First Reliance's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Reliance's valuation are provided below:First Reliance Bancshares does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. First |
First Reliance 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Reliance's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Reliance.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in First Reliance on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding First Reliance Bancshares or generate 0.0% return on investment in First Reliance over 90 days. First Reliance is related to or competes with FNB, Apollo Bancorp, Commercial National, Community Bankers, Pinnacle Bancshares, Bank of San, and Pioneer Bankcorp. First Reliance Bancshares, Inc. operates as the bank holding company for First Reliance Bank that provides banking produ... More
First Reliance Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Reliance's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Reliance Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.42 | |||
| Information Ratio | 0.155 | |||
| Maximum Drawdown | 9.8 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 3.74 |
First Reliance Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Reliance's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Reliance's standard deviation. In reality, there are many statistical measures that can use First Reliance historical prices to predict the future First Reliance's volatility.| Risk Adjusted Performance | 0.1442 | |||
| Jensen Alpha | 0.318 | |||
| Total Risk Alpha | 0.1962 | |||
| Sortino Ratio | 0.11 | |||
| Treynor Ratio | (45.37) |
First Reliance January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1442 | |||
| Market Risk Adjusted Performance | (45.36) | |||
| Mean Deviation | 1.11 | |||
| Semi Deviation | 1.19 | |||
| Downside Deviation | 2.42 | |||
| Coefficient Of Variation | 524.46 | |||
| Standard Deviation | 1.72 | |||
| Variance | 2.95 | |||
| Information Ratio | 0.155 | |||
| Jensen Alpha | 0.318 | |||
| Total Risk Alpha | 0.1962 | |||
| Sortino Ratio | 0.11 | |||
| Treynor Ratio | (45.37) | |||
| Maximum Drawdown | 9.8 | |||
| Value At Risk | (2.94) | |||
| Potential Upside | 3.74 | |||
| Downside Variance | 5.86 | |||
| Semi Variance | 1.43 | |||
| Expected Short fall | (1.58) | |||
| Skewness | (0.21) | |||
| Kurtosis | 2.22 |
First Reliance Bancshares Backtested Returns
First Reliance appears to be not too volatile, given 3 months investment horizon. First Reliance Bancshares secures Sharpe Ratio (or Efficiency) of 0.19, which denotes the company had a 0.19 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for First Reliance Bancshares, which you can use to evaluate the volatility of the firm. Please utilize First Reliance's Mean Deviation of 1.11, downside deviation of 2.42, and Coefficient Of Variation of 524.46 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Reliance holds a performance score of 15. The firm shows a Beta (market volatility) of -0.007, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning First Reliance are expected to decrease at a much lower rate. During the bear market, First Reliance is likely to outperform the market. Please check First Reliance's value at risk, as well as the relationship between the skewness and price action indicator , to make a quick decision on whether First Reliance's price patterns will revert.
Auto-correlation | 0.81 |
Very good predictability
First Reliance Bancshares has very good predictability. Overlapping area represents the amount of predictability between First Reliance time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Reliance Bancshares price movement. The serial correlation of 0.81 indicates that around 81.0% of current First Reliance price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.81 | |
| Spearman Rank Test | 0.71 | |
| Residual Average | 0.0 | |
| Price Variance | 0.15 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, First Reliance Bancshares reported net income of 5.28 M. This is 99.59% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.08% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Reliance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of First Reliance could also be used in its relative valuation, which is a method of valuing First Reliance by comparing valuation metrics of similar companies.First Reliance is currently under evaluation in net income category among its peers.
First Fundamentals
| Return On Equity | 0.081 | |||
| Return On Asset | 0.0058 | |||
| Profit Margin | 0.14 % | |||
| Operating Margin | 0.17 % | |||
| Current Valuation | (24.62 M) | |||
| Shares Outstanding | 4.68 M | |||
| Shares Owned By Institutions | 13.17 % | |||
| Price To Earning | 6.35 X | |||
| Price To Sales | 0.67 X | |||
| Revenue | 38.4 M | |||
| Gross Profit | 38.61 M | |||
| Net Income | 5.28 M | |||
| Cash And Equivalents | 53.64 M | |||
| Cash Per Share | 6.52 X | |||
| Total Debt | 39.48 M | |||
| Book Value Per Share | 7.56 X | |||
| Cash Flow From Operations | 39.54 M | |||
| Earnings Per Share | 0.86 X | |||
| Target Price | 10.0 | |||
| Number Of Employees | 180 | |||
| Beta | 0.55 | |||
| Market Capitalization | 22.86 M | |||
| Total Asset | 367.76 M | |||
| Retained Earnings | (10.07 M) |
About First Reliance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Reliance Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Reliance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Reliance Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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First Reliance financial ratios help investors to determine whether First Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Reliance security.