Is Byline Bancorp Stock a Good Investment?
Byline Bancorp Investment Advice | BY |
- Examine Byline Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Byline Bancorp's leadership team and their track record. Good management can help Byline Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Byline Bancorp's business and its evolving consumer preferences.
- Compare Byline Bancorp's performance and market position to its competitors. Analyze how Byline Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Byline Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Byline Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Byline Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Byline Bancorp is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Byline Bancorp Stock
Researching Byline Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 42.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.15. Some equities with similar Price to Book (P/B) outperform the market in the long run. Byline Bancorp last dividend was issued on the 6th of May 2025.
To determine if Byline Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Byline Bancorp's research are outlined below:
| About 42.0% of the company shares are held by company insiders | |
| On 20th of May 2025 Byline Bancorp paid $ 0.1 per share dividend to its current shareholders | |
| Latest headline from thefly.com: NRG Energy initiated with bullish view at Barclays, heres why NRG |
Byline Bancorp Quarterly Good Will |
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Byline Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Byline Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Byline Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Byline Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Byline Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2017-07-27 | 2017-06-30 | 0.21 | 0.24 | 0.03 | 14 | ||
2020-01-23 | 2019-12-31 | 0.38 | 0.42 | 0.04 | 10 | ||
2019-04-25 | 2019-03-31 | 0.34 | 0.38 | 0.04 | 11 | ||
2018-07-26 | 2018-06-30 | 0.28 | 0.32 | 0.04 | 14 | ||
2018-10-25 | 2018-09-30 | 0.34 | 0.4 | 0.06 | 17 | ||
2018-04-26 | 2018-03-31 | 0.27 | 0.21 | -0.06 | 22 | ||
2023-07-27 | 2023-06-30 | 0.63 | 0.7 | 0.07 | 11 | ||
2025-01-23 | 2024-12-31 | 0.61 | 0.69 | 0.08 | 13 |
Byline Bancorp Target Price Consensus
Byline target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Byline Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 6 | Buy |
Most Byline analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Byline stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Byline Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationByline Bancorp Target Price Projection
Byline Bancorp's current and average target prices are 28.38 and 32.00, respectively. The current price of Byline Bancorp is the price at which Byline Bancorp is currently trading. On the other hand, Byline Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Byline Bancorp Market Quote on 7th of July 2025
Target Price
Analyst Consensus On Byline Bancorp Target Price
Byline Bancorp Analyst Ratings
Byline Bancorp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Byline Bancorp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Byline Bancorp's financials, market performance, and future outlook by experienced professionals. Byline Bancorp's historical ratings below, therefore, can serve as a valuable tool for investors.Know Byline Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Byline Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Byline Bancorp backward and forwards among themselves. Byline Bancorp's institutional investor refers to the entity that pools money to purchase Byline Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bridgeway Capital Management, Llc | 2025-03-31 | 481.6 K | Jpmorgan Chase & Co | 2025-03-31 | 444.1 K | Wellington Management Company Llp | 2025-03-31 | 432.3 K | Next Century Growth Investors Llc | 2025-03-31 | 329.9 K | Nuveen Asset Management, Llc | 2024-12-31 | 325.5 K | T. Rowe Price Investment Management,inc. | 2025-03-31 | 297.8 K | Nuveen, Llc | 2025-03-31 | 261.8 K | Northern Trust Corp | 2025-03-31 | 260.5 K | Charles Schwab Investment Management Inc | 2025-03-31 | 219.7 K | Blackrock Inc | 2025-03-31 | 2.8 M | Dimensional Fund Advisors, Inc. | 2025-03-31 | 2.2 M |
Byline Bancorp's market capitalization trends
The company currently falls under 'Mid-Cap' category with a market capitalization of 1.3 B.Byline Bancorp's profitablity analysis
The company has Net Profit Margin (PM) of 0.31 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.42 %, which signifies that for every $100 of sales, it has a net operating income of $0.42.Determining Byline Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Byline Bancorp is a good buy. For example, gross profit margin measures Byline Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Byline Bancorp's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Byline Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Byline Bancorp. Check Byline Bancorp's Beneish M Score to see the likelihood of Byline Bancorp's management manipulating its earnings.
Evaluate Byline Bancorp's management efficiency
Byline Bancorp has Return on Asset (ROA) of 0.0125 % which means that for every $100 of assets, it generated a profit of $0.0125. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1108 %, which means that it produced $0.1108 on every 100 dollars invested by current stockholders. Byline Bancorp's management efficiency ratios could be used to measure how well Byline Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Byline Bancorp's Non Currrent Assets Other are fairly stable compared to the past year. Other Assets is likely to rise to about 7.1 B in 2025, whereas Total Assets are likely to drop slightly above 6.4 B in 2025.The strategic vision of Byline Bancorp management plays a critical role in its financial performance. By evaluating this vision, we provide insights into the stock's growth potential.
Dividend Yield 0.015 | Forward Dividend Yield 0.015 | Forward Dividend Rate 0.4 | Beta 0.847 |
Basic technical analysis of Byline Stock
As of the 7th of July, Byline Bancorp shows the Risk Adjusted Performance of 0.125, mean deviation of 1.39, and Downside Deviation of 2.19. Byline Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Byline Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Byline Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Byline Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Byline Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Understand Byline Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Byline Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.125 | |||
| Market Risk Adjusted Performance | 0.1631 | |||
| Mean Deviation | 1.39 | |||
| Semi Deviation | 2.04 | |||
| Downside Deviation | 2.19 | |||
| Coefficient Of Variation | 1322.11 | |||
| Standard Deviation | 1.96 | |||
| Variance | 3.85 | |||
| Information Ratio | 0.0187 | |||
| Jensen Alpha | 0.0464 | |||
| Total Risk Alpha | 0.016 | |||
| Sortino Ratio | 0.0167 | |||
| Treynor Ratio | 0.1531 | |||
| Maximum Drawdown | 10.07 | |||
| Value At Risk | (3.48) | |||
| Potential Upside | 3.19 | |||
| Downside Variance | 4.8 | |||
| Semi Variance | 4.17 | |||
| Expected Short fall | (1.42) | |||
| Skewness | (0.69) | |||
| Kurtosis | 2.61 |
| Risk Adjusted Performance | 0.125 | |||
| Market Risk Adjusted Performance | 0.1631 | |||
| Mean Deviation | 1.39 | |||
| Semi Deviation | 2.04 | |||
| Downside Deviation | 2.19 | |||
| Coefficient Of Variation | 1322.11 | |||
| Standard Deviation | 1.96 | |||
| Variance | 3.85 | |||
| Information Ratio | 0.0187 | |||
| Jensen Alpha | 0.0464 | |||
| Total Risk Alpha | 0.016 | |||
| Sortino Ratio | 0.0167 | |||
| Treynor Ratio | 0.1531 | |||
| Maximum Drawdown | 10.07 | |||
| Value At Risk | (3.48) | |||
| Potential Upside | 3.19 | |||
| Downside Variance | 4.8 | |||
| Semi Variance | 4.17 | |||
| Expected Short fall | (1.42) | |||
| Skewness | (0.69) | |||
| Kurtosis | 2.61 |
Consider Byline Bancorp's intraday indicators
Byline Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Byline Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Byline Bancorp time-series forecasting models is one of many Byline Bancorp's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Byline Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Byline Stock media impact
There is far too much social signal, news, headlines, and media speculation about Byline Bancorp that are available to investors today. This information is accessible both publicly - through Byline Bancorp's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Byline-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Byline Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Byline Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Byline Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Byline Bancorp alpha.
Byline Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Byline Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Byline Bancorp Historical Investor Sentiment
Investor biases related to Byline Bancorp's public news can be used to forecast risks associated with an investment in Byline. The trend in average sentiment can be used to explain how an investor holding Byline can time the market purely based on public headlines and social activities around Byline Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Byline Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Byline Bancorp and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Byline Bancorp news discussions. The higher the estimate score, the more favorable the investor's outlook on Byline Bancorp.
Byline Bancorp Corporate Directors
| Robert Yohanan | Director | Profile | |
| William Kistner | Independent Director | Profile | |
| Mary Herseth | Independent Director | Profile | |
| Steven Kent | Independent Director | Profile |
Additional Tools for Byline Stock Analysis
When running Byline Bancorp's price analysis, check to measure Byline Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Byline Bancorp is operating at the current time. Most of Byline Bancorp's value examination focuses on studying past and present price action to predict the probability of Byline Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Byline Bancorp's price. Additionally, you may evaluate how the addition of Byline Bancorp to your portfolios can decrease your overall portfolio volatility.