Is Kemper Stock a Good Investment?
Kemper Investment Advice | KMPR |
- Examine Kemper's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Kemper's leadership team and their track record. Good management can help Kemper navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Property & Casualty Insurance space and any emerging trends that could impact Kemper's business and its evolving consumer preferences.
- Compare Kemper's performance and market position to its competitors. Analyze how Kemper is positioned in terms of product offerings, innovation, and market share.
- Check if Kemper pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Kemper's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Kemper stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Kemper is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Kemper Stock
Researching Kemper's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 89.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.39. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Kemper recorded earning per share (EPS) of 5.3. The entity last dividend was issued on the 19th of May 2025. The firm had 2:1 split on the 29th of March 1999.
To determine if Kemper is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Kemper's research are outlined below:
| Kemper currently holds 1.39 B in liabilities with Debt to Equity (D/E) ratio of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Kemper's use of debt, we should always consider it together with its cash and equity. | |
| Over 89.0% of Kemper shares are owned by institutional investors | |
| On 3rd of June 2025 Kemper paid $ 0.32 per share dividend to its current shareholders |
Kemper uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Kemper. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Kemper's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 13th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 1st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Kemper's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.06 B.Kemper's profitablity analysis
The company has Profit Margin (PM) of 0.07 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.11 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.11.Determining Kemper's profitability involves analyzing its financial statements and using various financial metrics to determine if Kemper is a good buy. For example, gross profit margin measures Kemper's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Kemper's profitability and make more informed investment decisions.
Basic technical analysis of Kemper Stock
As of the 6th of June, Kemper secures the Risk Adjusted Performance of 0.0109, mean deviation of 1.53, and Downside Deviation of 2.71. Kemper technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices. Please verify Kemper coefficient of variation, maximum drawdown, as well as the relationship between the Maximum Drawdown and skewness to decide if Kemper is priced some-what accurately, providing market reflects its recent price of 62.97 per share. Given that Kemper has jensen alpha of 0.0063, we recommend you to check Kemper's last-minute market performance to make sure the company can sustain itself at a future point.Kemper's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Kemper insiders, such as employees or executives, is commonly permitted as long as it does not rely on Kemper's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Kemper insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Ramamoorthy Anand a day ago Insider Trading | ||
Ramamoorthy Anand 2 days ago Insider Trading | ||
Rock Laura A 3 days ago Disposition of 904 shares by Rock Laura A of Kemper at 64.54 subject to Rule 16b-3 | ||
Ramamoorthy Anand few days ago Insider Trading | ||
Ramamoorthy Anand six days ago Insider Trading | ||
Ramamoorthy Anand over a week ago Insider Trading | ||
Ramamoorthy Anand over a week ago Insider Trading | ||
Ramamoorthy Anand over a week ago Insider Trading | ||
Ramamoorthy Anand over two weeks ago Insider Trading | ||
Ramamoorthy Anand over two weeks ago Insider Trading | ||
Ramamoorthy Anand over two weeks ago Insider Trading | ||
Ramamoorthy Anand over two weeks ago Insider Trading |
Kemper's Outstanding Corporate Bonds
Kemper issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Kemper uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Kemper bonds can be classified according to their maturity, which is the date when Kemper has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| KMPR 38 23 FEB 32 Corp BondUS488401AD23 | View | |
| US488401AC40 Corp BondUS488401AC40 | View |
Understand Kemper's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Kemper's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0109 | |||
| Market Risk Adjusted Performance | 0.0112 | |||
| Mean Deviation | 1.53 | |||
| Semi Deviation | 2.66 | |||
| Downside Deviation | 2.71 | |||
| Coefficient Of Variation | 20473.95 | |||
| Standard Deviation | 2.3 | |||
| Variance | 5.29 | |||
| Information Ratio | 0.0027 | |||
| Jensen Alpha | 0.0063 | |||
| Total Risk Alpha | 0.0079 | |||
| Sortino Ratio | 0.0023 | |||
| Treynor Ratio | 0.0012 | |||
| Maximum Drawdown | 14.05 | |||
| Value At Risk | (2.80) | |||
| Potential Upside | 3.29 | |||
| Downside Variance | 7.36 | |||
| Semi Variance | 7.07 | |||
| Expected Short fall | (1.39) | |||
| Skewness | (1.21) | |||
| Kurtosis | 7.48 |
| Risk Adjusted Performance | 0.0109 | |||
| Market Risk Adjusted Performance | 0.0112 | |||
| Mean Deviation | 1.53 | |||
| Semi Deviation | 2.66 | |||
| Downside Deviation | 2.71 | |||
| Coefficient Of Variation | 20473.95 | |||
| Standard Deviation | 2.3 | |||
| Variance | 5.29 | |||
| Information Ratio | 0.0027 | |||
| Jensen Alpha | 0.0063 | |||
| Total Risk Alpha | 0.0079 | |||
| Sortino Ratio | 0.0023 | |||
| Treynor Ratio | 0.0012 | |||
| Maximum Drawdown | 14.05 | |||
| Value At Risk | (2.80) | |||
| Potential Upside | 3.29 | |||
| Downside Variance | 7.36 | |||
| Semi Variance | 7.07 | |||
| Expected Short fall | (1.39) | |||
| Skewness | (1.21) | |||
| Kurtosis | 7.48 |
Consider Kemper's intraday indicators
Kemper intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Kemper stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Kemper time-series forecasting models is one of many Kemper's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Kemper's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Kemper Stock media impact
There is far too much social signal, news, headlines, and media speculation about Kemper that are available to investors today. This information is accessible both publicly - through Kemper's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Kemper-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Kemper news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Kemper relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Kemper's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Kemper alpha.
Kemper Corporate Directors
| Stuart Parker | Independent Director | Profile | |
| Kathleen Cronin | Independent Director | Profile | |
| Teresa Canida | Independent Director | Profile | |
| Lacy Johnson | Independent Director | Profile |
Additional Tools for Kemper Stock Analysis
When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.