Is Lendingtree Stock a Good Investment?
Lendingtree Investment Advice | TREE |
- Examine Lendingtree's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Lendingtree's leadership team and their track record. Good management can help Lendingtree navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact Lendingtree's business and its evolving consumer preferences.
- Compare Lendingtree's performance and market position to its competitors. Analyze how Lendingtree is positioned in terms of product offerings, innovation, and market share.
- Check if Lendingtree pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Lendingtree's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Lendingtree stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Lendingtree is a good investment.
Sell | Buy |
Sell
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Lendingtree Stock
Researching Lendingtree's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 19.0% of the company outstanding shares are owned by corporate insiders. The company recorded a loss per share of 4.14. Lendingtree last dividend was issued on the 13th of December 2012.
To determine if Lendingtree is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Lendingtree's research are outlined below:
| Lendingtree generated a negative expected return over the last 90 days | |
| Lendingtree has high historical volatility and very poor performance | |
| The company reported the previous year's revenue of 900.22 M. Net Loss for the year was (41.7 M) with profit before overhead, payroll, taxes, and interest of 934.74 M. | |
| Over 84.0% of the company shares are owned by institutional investors | |
| Latest headline from businesswire.com: EarnUp Announces Sale of AI Advisor Platform to BECU |
Lendingtree uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Lendingtree. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Lendingtree's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 26th of February 2024 Upcoming Quarterly Report | View | |
| 7th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 26th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Lendingtree's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Lendingtree's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-03-10 | 2013-12-31 | 0.09 | 0.11 | 0.02 | 22 | ||
2009-07-30 | 2009-06-30 | 0.02 | 0.07 | 0.05 | 250 | ||
2024-07-25 | 2024-06-30 | 0.46 | 0.54 | 0.08 | 17 | ||
2015-02-25 | 2014-12-31 | 0.27 | 0.18 | -0.09 | 33 | ||
2017-02-23 | 2016-12-31 | 0.77 | 0.87 | 0.1 | 12 | ||
2015-10-26 | 2015-09-30 | 0.49 | 0.59 | 0.1 | 20 | ||
2012-08-07 | 2012-06-30 | 0.03 | 0.13 | 0.1 | 333 | ||
2011-02-11 | 2010-12-31 | -0.24 | -0.14 | 0.1 | 41 |
Know Lendingtree's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Lendingtree is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lendingtree backward and forwards among themselves. Lendingtree's institutional investor refers to the entity that pools money to purchase Lendingtree's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Renaissance Technologies Corp | 2025-03-31 | 231.1 K | Nuveen, Llc | 2025-03-31 | 230.8 K | State Street Corp | 2025-03-31 | 224.5 K | Hennessy Advisors, Inc. | 2025-03-31 | 217.6 K | G2 Investment Partners Management Llc | 2025-03-31 | 180.8 K | Bank Of America Corp | 2025-03-31 | 168.9 K | Federated Hermes Inc | 2025-03-31 | 168.8 K | Qube Research & Technologies | 2025-03-31 | 157.2 K | Citadel Advisors Llc | 2025-03-31 | 150.6 K | Mariner Wealth Advisors Llc | 2025-03-31 | 1.6 M | Blackrock Inc | 2025-03-31 | 1.1 M |
Lendingtree's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 522.46 M.Market Cap |
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Lendingtree's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.12) | (0.13) | |
| Return On Capital Employed | 0.08 | 0.09 | |
| Return On Assets | (0.05) | (0.06) | |
| Return On Equity | (0.38) | (0.40) |
Determining Lendingtree's profitability involves analyzing its financial statements and using various financial metrics to determine if Lendingtree is a good buy. For example, gross profit margin measures Lendingtree's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Lendingtree's profitability and make more informed investment decisions.
Please note, the presentation of Lendingtree's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Lendingtree's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Lendingtree's management manipulating its earnings.
Evaluate Lendingtree's management efficiency
Lendingtree has return on total asset (ROA) of 0.0371 % which means that it generated a profit of $0.0371 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.4684) %, meaning that it created substantial loss on money invested by shareholders. Lendingtree's management efficiency ratios could be used to measure how well Lendingtree manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Capital Employed is expected to grow to 0.09, whereas Return On Tangible Assets are forecasted to decline to (0.13). At present, Lendingtree's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 81.3 M, whereas Other Assets are forecasted to decline to about 5.2 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 8.20 | 7.79 | |
| Tangible Book Value Per Share | (23.81) | (22.62) | |
| Enterprise Value Over EBITDA | 13.02 | 12.36 | |
| Price Book Value Ratio | 4.72 | 3.17 | |
| Enterprise Value Multiple | 13.02 | 12.36 | |
| Price Fair Value | 4.72 | 3.17 | |
| Enterprise Value | 3.7 B | 3.9 B |
Lendingtree benefits from a proactive management team that anticipates market trends. Our analysis delves into how this proactive stance influences financial metrics and stock valuation.
Beta 1.618 |
Basic technical analysis of Lendingtree Stock
As of the 14th of July 2025, Lendingtree secures the Standard Deviation of 4.23, mean deviation of 2.86, and Risk Adjusted Performance of (0.03). In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lendingtree, as well as the relationship between them. Please verify Lendingtree market risk adjusted performance, variance, as well as the relationship between the Variance and value at risk to decide if Lendingtree is priced some-what accurately, providing market reflects its recent price of 38.63 per share. Given that Lendingtree has information ratio of (0.08), we recommend you to check Lendingtree's last-minute market performance to make sure the company can sustain itself at a future point.Lendingtree's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Lendingtree insiders, such as employees or executives, is commonly permitted as long as it does not rely on Lendingtree's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Lendingtree insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Lendingtree's Outstanding Corporate Bonds
Lendingtree issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Lendingtree uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Lendingtree bonds can be classified according to their maturity, which is the date when Lendingtree has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| Lennar 475 percent Corp BondUS526057CD41 | View | |
| LENNAR P 5 Corp BondUS526057CV49 | View | |
| LENNAR P 525 Corp BondUS526057CT92 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View |
Understand Lendingtree's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Lendingtree's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.08) | |||
| Mean Deviation | 2.86 | |||
| Coefficient Of Variation | (4,027) | |||
| Standard Deviation | 4.23 | |||
| Variance | 17.91 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.41) | |||
| Total Risk Alpha | (0.84) | |||
| Treynor Ratio | (0.09) | |||
| Maximum Drawdown | 31.2 | |||
| Value At Risk | (5.87) | |||
| Potential Upside | 4.9 | |||
| Skewness | (1.51) | |||
| Kurtosis | 7.11 |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.08) | |||
| Mean Deviation | 2.86 | |||
| Coefficient Of Variation | (4,027) | |||
| Standard Deviation | 4.23 | |||
| Variance | 17.91 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.41) | |||
| Total Risk Alpha | (0.84) | |||
| Treynor Ratio | (0.09) | |||
| Maximum Drawdown | 31.2 | |||
| Value At Risk | (5.87) | |||
| Potential Upside | 4.9 | |||
| Skewness | (1.51) | |||
| Kurtosis | 7.11 |
Consider Lendingtree's intraday indicators
Lendingtree intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Lendingtree stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Lendingtree Corporate Filings
8K | 13th of June 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 29th of May 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 5th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 30th of April 2025 Other Reports | ViewVerify |
Lendingtree Stock media impact
There is far too much social signal, news, headlines, and media speculation about Lendingtree that are available to investors today. This information is accessible both publicly - through Lendingtree's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Lendingtree-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Lendingtree news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Lendingtree relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Lendingtree's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Lendingtree alpha.
Lendingtree Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Lendingtree can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Lendingtree Historical Investor Sentiment
Investor biases related to Lendingtree's public news can be used to forecast risks associated with an investment in Lendingtree. The trend in average sentiment can be used to explain how an investor holding Lendingtree can time the market purely based on public headlines and social activities around Lendingtree. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Lendingtree's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Lendingtree and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Lendingtree news discussions. The higher the estimate score, the more favorable the investor's outlook on Lendingtree.
Lendingtree Maximum Pain Price Across October 17th 2025 Option Contracts
Lendingtree's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Lendingtree close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Lendingtree's options.
Lendingtree Corporate Management
| Carla Shumate | Chief Accounting Officer, Sr. VP and Treasurer | Profile | |
| Chris Bither | VP Development | Profile | |
| Matt Schulz | Chief Analyst | Profile | |
| Heather EnlowNovitsky | General Secretary | Profile | |
| Tamara Kotronis | Senior Finance | Profile | |
| Sarah Guidry | Senior Strategy | Profile | |
| Heather Novitsky | General Secretary | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Lendingtree. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income. For information on how to trade Lendingtree Stock refer to our How to Trade Lendingtree Stock guide.You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lendingtree. If investors know Lendingtree will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lendingtree listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.43) | Earnings Share (4.14) | Revenue Per Share | Quarterly Revenue Growth 0.429 | Return On Assets |
The market value of Lendingtree is measured differently than its book value, which is the value of Lendingtree that is recorded on the company's balance sheet. Investors also form their own opinion of Lendingtree's value that differs from its market value or its book value, called intrinsic value, which is Lendingtree's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lendingtree's market value can be influenced by many factors that don't directly affect Lendingtree's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Lendingtree's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Lendingtree is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lendingtree's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.