Is SLM Corp Stock a Good Investment?
SLM Corp Investment Advice | SLM |
- Examine SLM Corp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research SLM Corp's leadership team and their track record. Good management can help SLM Corp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact SLM Corp's business and its evolving consumer preferences.
- Compare SLM Corp's performance and market position to its competitors. Analyze how SLM Corp is positioned in terms of product offerings, innovation, and market share.
- Check if SLM Corp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about SLM Corp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in SLM Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if SLM Corp is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine SLM Corp Stock
Researching SLM Corp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 99.0% of the company shares are owned by institutional investors. The book value of SLM Corp was at this time reported as 10.2. The company has Price/Earnings To Growth (PEG) ratio of 0.58. SLM Corp last dividend was issued on the 5th of June 2025. The entity had 2798:1000 split on the 1st of May 2014.
To determine if SLM Corp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding SLM Corp's research are outlined below:
| SLM Corp has about 4.9 B in cash with (322.41 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 19.58. | |
| Over 99.0% of the company shares are owned by institutional investors |
SLM Corp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in SLM Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to SLM Corp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
SLM Corp's market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 7.05 B.SLM Corp's profitablity analysis
The company has Net Profit Margin of 0.43 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.72 %, which entails that for every 100 dollars of revenue, it generated $0.72 of operating income.Determining SLM Corp's profitability involves analyzing its financial statements and using various financial metrics to determine if SLM Corp is a good buy. For example, gross profit margin measures SLM Corp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of SLM Corp's profitability and make more informed investment decisions.
Basic technical analysis of SLM Stock
As of the 21st of May, SLM Corp has the coefficient of variation of 3395.27, and Risk Adjusted Performance of 0.054. In connection with fundamental indicators, the technical analysis model makes it possible for you to check practical technical drivers of SLM Corp, as well as the relationship between them. Please validate SLM Corp standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if SLM Corp is priced adequately, providing market reflects its prevalent price of 32.79 per share. Given that SLM Corp has jensen alpha of 0.19, we advise you to double-check SLM Corp's current market performance to make sure the company can sustain itself at some point in the future.SLM Corp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific SLM Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on SLM Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases SLM Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
SLM Corp's Outstanding Corporate Bonds
SLM Corp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. SLM Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most SLM bonds can be classified according to their maturity, which is the date when SLM Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| SMBCAC 19 15 OCT 26 Corp BondUS78448TAG76 | View | |
| SMBCAC 23 15 JUN 28 Corp BondUS78448TAF93 | View | |
| US78442PGE07 Corp BondUS78442PGE07 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| Navient 5625 percent Corp BondUS78442FAZ18 | View |
Understand SLM Corp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing SLM Corp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.054 | |||
| Market Risk Adjusted Performance | 0.0625 | |||
| Mean Deviation | 1.91 | |||
| Semi Deviation | 2.71 | |||
| Downside Deviation | 2.86 | |||
| Coefficient Of Variation | 3395.27 | |||
| Standard Deviation | 2.71 | |||
| Variance | 7.35 | |||
| Information Ratio | 0.0591 | |||
| Jensen Alpha | 0.19 | |||
| Total Risk Alpha | 0.2134 | |||
| Sortino Ratio | 0.056 | |||
| Treynor Ratio | 0.0525 | |||
| Maximum Drawdown | 15.1 | |||
| Value At Risk | (4.23) | |||
| Potential Upside | 3.65 | |||
| Downside Variance | 8.17 | |||
| Semi Variance | 7.32 | |||
| Expected Short fall | (1.99) | |||
| Skewness | (0.21) | |||
| Kurtosis | 3.57 |
| Risk Adjusted Performance | 0.054 | |||
| Market Risk Adjusted Performance | 0.0625 | |||
| Mean Deviation | 1.91 | |||
| Semi Deviation | 2.71 | |||
| Downside Deviation | 2.86 | |||
| Coefficient Of Variation | 3395.27 | |||
| Standard Deviation | 2.71 | |||
| Variance | 7.35 | |||
| Information Ratio | 0.0591 | |||
| Jensen Alpha | 0.19 | |||
| Total Risk Alpha | 0.2134 | |||
| Sortino Ratio | 0.056 | |||
| Treynor Ratio | 0.0525 | |||
| Maximum Drawdown | 15.1 | |||
| Value At Risk | (4.23) | |||
| Potential Upside | 3.65 | |||
| Downside Variance | 8.17 | |||
| Semi Variance | 7.32 | |||
| Expected Short fall | (1.99) | |||
| Skewness | (0.21) | |||
| Kurtosis | 3.57 |
Consider SLM Corp's intraday indicators
SLM Corp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of SLM Corp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 28167.72 | |||
| Daily Balance Of Power | (1.01) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 33.17 | |||
| Day Typical Price | 33.04 | |||
| Price Action Indicator | (0.79) | |||
| Period Momentum Indicator | (0.81) | |||
| Relative Strength Index | 70.66 |
SLM Stock media impact
There is far too much social signal, news, headlines, and media speculation about SLM Corp that are available to investors today. This information is accessible both publicly - through SLM Corp's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of SLM-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of SLM Corp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of SLM Corp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to SLM Corp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive SLM Corp alpha.
SLM Corp Corporate Management
| Daniel Kennedy | Ex COO | Profile | |
| Brian Cronin | VP Relations | Profile | |
| William Wolf | Executive Officer | Profile | |
| Kate deLacy | Senior Relations | Profile | |
| Tim Morrison | Sr Relations | Profile | |
| Munish Pahwa | Executive Officer | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between SLM Corp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.