Is Univest Pennsylvania Stock a Good Investment?
Univest Pennsylvania Investment Advice | UVSP |
- Examine Univest Pennsylvania's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Univest Pennsylvania's leadership team and their track record. Good management can help Univest Pennsylvania navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Univest Pennsylvania's business and its evolving consumer preferences.
- Compare Univest Pennsylvania's performance and market position to its competitors. Analyze how Univest Pennsylvania is positioned in terms of product offerings, innovation, and market share.
- Check if Univest Pennsylvania pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Univest Pennsylvania's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Univest Pennsylvania stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Univest Pennsylvania is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Univest Pennsylvania Stock
Researching Univest Pennsylvania's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 81.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.01. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Univest Pennsylvania last dividend was issued on the 7th of May 2025. The entity had 3:2 split on the 2nd of May 2005.
To determine if Univest Pennsylvania is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Univest Pennsylvania's research are outlined below:
| Univest Pennsylvania is unlikely to experience financial distress in the next 2 years | |
| Over 81.0% of the company outstanding shares are owned by institutional investors | |
| On 21st of May 2025 Univest Pennsylvania paid $ 0.22 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Univest Corporation of Pennsylvania Shares Sold by Janney Montgomery Scott LLC - MarketBeat |
Univest Pennsylvania Quarterly Good Will |
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Univest Pennsylvania uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Univest Pennsylvania. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Univest Pennsylvania's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 24th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Univest Pennsylvania's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Univest Pennsylvania's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2018-07-25 | 2018-06-30 | 0.12 | 0.15 | 0.03 | 25 | ||
2011-10-26 | 2011-09-30 | 0.28 | 0.31 | 0.03 | 10 | ||
2016-07-27 | 2016-06-30 | 0.35 | 0.31 | -0.04 | 11 | ||
2015-01-28 | 2014-12-31 | 0.39 | 0.35 | -0.04 | 10 | ||
2013-10-23 | 2013-09-30 | 0.32 | 0.36 | 0.04 | 12 | ||
2013-07-24 | 2013-06-30 | 0.33 | 0.29 | -0.04 | 12 | ||
2012-10-24 | 2012-09-30 | 0.3 | 0.34 | 0.04 | 13 | ||
2011-07-27 | 2011-06-30 | 0.31 | 0.27 | -0.04 | 12 |
Univest Pennsylvania Target Price Consensus
Univest target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Univest Pennsylvania's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 3 | Hold |
Most Univest analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Univest stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Univest Pennsylvania, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationUnivest Pennsylvania Target Price Projection
Univest Pennsylvania's current and average target prices are 32.02 and 31.67, respectively. The current price of Univest Pennsylvania is the price at which Univest Pennsylvania is currently trading. On the other hand, Univest Pennsylvania's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Univest Pennsylvania Market Quote on 14th of July 2025
Target Price
Analyst Consensus On Univest Pennsylvania Target Price
Univest Pennsylvania Analyst Ratings
Univest Pennsylvania's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Univest Pennsylvania stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Univest Pennsylvania's financials, market performance, and future outlook by experienced professionals. Univest Pennsylvania's historical ratings below, therefore, can serve as a valuable tool for investors.Know Univest Pennsylvania's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Univest Pennsylvania is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Univest Pennsylvania backward and forwards among themselves. Univest Pennsylvania's institutional investor refers to the entity that pools money to purchase Univest Pennsylvania's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ameriprise Financial Inc | 2025-03-31 | 385.2 K | Northern Trust Corp | 2025-03-31 | 330 K | Hotchkis & Wiley Capital Management Llc | 2025-03-31 | 308.4 K | Aqr Capital Management Llc | 2025-03-31 | 307.4 K | Arrowstreet Capital Limited Partnership | 2025-03-31 | 283.5 K | Endeavour Capital Advisors Inc | 2025-03-31 | 256.6 K | Charles Schwab Investment Management Inc | 2025-03-31 | 235.7 K | Morgan Stanley - Brokerage Accounts | 2025-03-31 | 225.7 K | Goldman Sachs Group Inc | 2025-03-31 | 224.2 K | Blackrock Inc | 2025-03-31 | 3.4 M | Fmr Inc | 2025-03-31 | 2.6 M |
Univest Pennsylvania's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 914.92 M.Market Cap |
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Univest Pennsylvania's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.07 | 0.11 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.12 |
Determining Univest Pennsylvania's profitability involves analyzing its financial statements and using various financial metrics to determine if Univest Pennsylvania is a good buy. For example, gross profit margin measures Univest Pennsylvania's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Univest Pennsylvania's profitability and make more informed investment decisions.
Evaluate Univest Pennsylvania's management efficiency
As of 07/14/2025, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.11. At this time, Univest Pennsylvania's Total Current Liabilities is relatively stable compared to the past year. As of 07/14/2025, Liabilities And Stockholders Equity is likely to grow to about 8.5 B, while Non Current Liabilities Other is likely to drop slightly above 69.5 M. Univest Pennsylvania's management efficiency ratios could be used to measure how well Univest Pennsylvania manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 30.46 | 31.98 | |
| Tangible Book Value Per Share | 24.15 | 25.35 | |
| Enterprise Value Over EBITDA | 9.22 | 10.16 | |
| Price Book Value Ratio | 0.97 | 1.63 | |
| Enterprise Value Multiple | 9.22 | 10.16 | |
| Price Fair Value | 0.97 | 1.63 |
Leadership at Univest Pennsylvania emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Basic technical analysis of Univest Stock
As of the 14th of July 2025, Univest Pennsylvania has the Semi Deviation of 1.41, risk adjusted performance of 0.2581, and Coefficient Of Variation of 540.73. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Univest Pennsylvania, as well as the relationship between them.Univest Pennsylvania's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Univest Pennsylvania insiders, such as employees or executives, is commonly permitted as long as it does not rely on Univest Pennsylvania's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Univest Pennsylvania insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Univest Pennsylvania's Outstanding Corporate Bonds
Univest Pennsylvania issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Univest Pennsylvania uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Univest bonds can be classified according to their maturity, which is the date when Univest Pennsylvania has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| UNM 4125 15 JUN 51 Corp BondUS91529YAR71 | View | |
| US91529YAP16 Corp BondUS91529YAP16 | View | |
| US91529YAN67 Corp BondUS91529YAN67 | View | |
| UNUM GROUP 3875 Corp BondUS91529YAL02 | View | |
| UNUM GROUP 575 Corp BondUS91529YAJ55 | View |
Understand Univest Pennsylvania's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Univest Pennsylvania's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.2581 | |||
| Market Risk Adjusted Performance | 0.4384 | |||
| Mean Deviation | 1.46 | |||
| Semi Deviation | 1.41 | |||
| Downside Deviation | 1.63 | |||
| Coefficient Of Variation | 540.73 | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.28 | |||
| Information Ratio | 0.0492 | |||
| Jensen Alpha | 0.146 | |||
| Total Risk Alpha | 0.0162 | |||
| Sortino Ratio | 0.0545 | |||
| Treynor Ratio | 0.4284 | |||
| Maximum Drawdown | 8.35 | |||
| Value At Risk | (1.99) | |||
| Potential Upside | 3.68 | |||
| Downside Variance | 2.66 | |||
| Semi Variance | 1.97 | |||
| Expected Short fall | (1.66) | |||
| Skewness | 0.1427 | |||
| Kurtosis | (0.17) |
| Risk Adjusted Performance | 0.2581 | |||
| Market Risk Adjusted Performance | 0.4384 | |||
| Mean Deviation | 1.46 | |||
| Semi Deviation | 1.41 | |||
| Downside Deviation | 1.63 | |||
| Coefficient Of Variation | 540.73 | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.28 | |||
| Information Ratio | 0.0492 | |||
| Jensen Alpha | 0.146 | |||
| Total Risk Alpha | 0.0162 | |||
| Sortino Ratio | 0.0545 | |||
| Treynor Ratio | 0.4284 | |||
| Maximum Drawdown | 8.35 | |||
| Value At Risk | (1.99) | |||
| Potential Upside | 3.68 | |||
| Downside Variance | 2.66 | |||
| Semi Variance | 1.97 | |||
| Expected Short fall | (1.66) | |||
| Skewness | 0.1427 | |||
| Kurtosis | (0.17) |
Consider Univest Pennsylvania's intraday indicators
Univest Pennsylvania intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Univest Pennsylvania stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Univest Pennsylvania Corporate Filings
8K | 12th of June 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 8th of May 2025 Other Reports | ViewVerify | |
10Q | 29th of April 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 25th of April 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Univest Stock media impact
There is far too much social signal, news, headlines, and media speculation about Univest Pennsylvania that are available to investors today. This information is accessible both publicly - through Univest Pennsylvania's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Univest-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Univest Pennsylvania news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Univest Pennsylvania relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Univest Pennsylvania's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Univest Pennsylvania alpha.
Univest Pennsylvania Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Univest Pennsylvania can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Univest Pennsylvania Historical Investor Sentiment
Investor biases related to Univest Pennsylvania's public news can be used to forecast risks associated with an investment in Univest. The trend in average sentiment can be used to explain how an investor holding Univest can time the market purely based on public headlines and social activities around Univest Pennsylvania. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Univest Pennsylvania's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Univest Pennsylvania and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Univest Pennsylvania news discussions. The higher the estimate score, the more favorable the investor's outlook on Univest Pennsylvania.
Univest Pennsylvania Corporate Management
| John Duerksen | Exec County | Profile | |
| David Geibel | a Girard | Profile | |
| Nicole Heverly | Senior Communications | Profile | |
| Peter Miklos | Executive Leader | Profile | |
| Theresa Fosko | Executive Officer | Profile |
Additional Tools for Univest Stock Analysis
When running Univest Pennsylvania's price analysis, check to measure Univest Pennsylvania's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Univest Pennsylvania is operating at the current time. Most of Univest Pennsylvania's value examination focuses on studying past and present price action to predict the probability of Univest Pennsylvania's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Univest Pennsylvania's price. Additionally, you may evaluate how the addition of Univest Pennsylvania to your portfolios can decrease your overall portfolio volatility.