Is Unum Stock a Good Investment?
Unum Investment Advice | UNMA |
- Examine Unum's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Unum's leadership team and their track record. Good management can help Unum navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Life & Health Insurance space and any emerging trends that could impact Unum's business and its evolving consumer preferences.
- Compare Unum's performance and market position to its competitors. Analyze how Unum is positioned in terms of product offerings, innovation, and market share.
- Check if Unum pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Unum's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Unum Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Unum Group is a good investment.
Sell | Buy |
Sell
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Unum Stock
Researching Unum's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company last dividend was issued on the 16th of June 2025.
To determine if Unum is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Unum's research are outlined below:
| Unum Group generated a negative expected return over the last 90 days | |
| Unum Group has a frail financial position based on the latest SEC disclosures | |
| On 16th of June 2025 Unum paid $ 0.3906 per share dividend to its current shareholders |
Unum's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.32 B.Basic technical analysis of Unum Stock
As of the 20th of June, Unum has the Coefficient Of Variation of (704.93), variance of 0.3705, and Risk Adjusted Performance of (0.25). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Unum Group, as well as the relationship between them.Unum's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Unum insiders, such as employees or executives, is commonly permitted as long as it does not rely on Unum's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Unum insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Unum's Outstanding Corporate Bonds
Unum issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Unum Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Unum bonds can be classified according to their maturity, which is the date when Unum Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| UNM 4125 15 JUN 51 Corp BondUS91529YAR71 | View | |
| US91529YAP16 Corp BondUS91529YAP16 | View | |
| US91529YAN67 Corp BondUS91529YAN67 | View | |
| UNUM GROUP 3875 Corp BondUS91529YAL02 | View | |
| UNUM GROUP 575 Corp BondUS91529YAJ55 | View |
Understand Unum's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Unum's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.25) | |||
| Market Risk Adjusted Performance | 5.61 | |||
| Mean Deviation | 0.4491 | |||
| Coefficient Of Variation | (704.93) | |||
| Standard Deviation | 0.6087 | |||
| Variance | 0.3705 | |||
| Information Ratio | (0.20) | |||
| Jensen Alpha | (0.1) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | 5.6 | |||
| Maximum Drawdown | 3.01 | |||
| Value At Risk | (1.42) | |||
| Potential Upside | 0.8319 | |||
| Skewness | (0.50) | |||
| Kurtosis | 0.9395 |
| Risk Adjusted Performance | (0.25) | |||
| Market Risk Adjusted Performance | 5.61 | |||
| Mean Deviation | 0.4491 | |||
| Coefficient Of Variation | (704.93) | |||
| Standard Deviation | 0.6087 | |||
| Variance | 0.3705 | |||
| Information Ratio | (0.20) | |||
| Jensen Alpha | (0.1) | |||
| Total Risk Alpha | (0.11) | |||
| Treynor Ratio | 5.6 | |||
| Maximum Drawdown | 3.01 | |||
| Value At Risk | (1.42) | |||
| Potential Upside | 0.8319 | |||
| Skewness | (0.50) | |||
| Kurtosis | 0.9395 |
Consider Unum's intraday indicators
Unum intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Unum stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Unum time-series forecasting models is one of many Unum's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Unum's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Unum Stock media impact
There is far too much social signal, news, headlines, and media speculation about Unum that are available to investors today. This information is accessible both publicly - through Unum's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Unum-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Unum news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Unum relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Unum's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Unum alpha.
Unum Corporate Directors
| Francis Shammo | Independent Director | Profile | |
| Cynthia Egan | Independent Director | Profile | |
| Theodore Bunting | Independent Director | Profile | |
| Gloria Larson | Independent Director | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population. You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Unum's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.