Is Velocity Financial Stock a Good Investment?
Velocity Financial Investment Advice | VEL |
- Examine Velocity Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Velocity Financial's leadership team and their track record. Good management can help Velocity Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Commercial & Residential Mortgage Finance space and any emerging trends that could impact Velocity Financial's business and its evolving consumer preferences.
- Compare Velocity Financial's performance and market position to its competitors. Analyze how Velocity Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Velocity Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Velocity Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Velocity Financial Llc stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Velocity Financial Llc is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Velocity Financial Stock
Researching Velocity Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 96.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.23. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Velocity Financial Llc had not issued any dividends in recent years.
To determine if Velocity Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Velocity Financial's research are outlined below:
| Over 96.0% of the company outstanding shares are owned by institutional investors | |
| Latest headline from benzinga.com: Top 2 Financial Stocks That May Plunge in Q2 |
Velocity Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Velocity Financial Llc. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Velocity Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 14th of March 2024 Upcoming Quarterly Report | View | |
| 2nd of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 14th of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Velocity Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Velocity Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2020-11-11 | 2020-09-30 | 0.14 | 0.12 | -0.02 | 14 | ||
2023-05-04 | 2023-03-31 | 0.29 | 0.33 | 0.04 | 13 | ||
2021-11-03 | 2021-09-30 | 0.19 | 0.23 | 0.04 | 21 | ||
2023-08-03 | 2023-06-30 | 0.33 | 0.38 | 0.05 | 15 | ||
2020-05-14 | 2020-03-31 | 0.31 | 0.26 | -0.05 | 16 | ||
2022-03-10 | 2021-12-31 | 0.23 | 0.29 | 0.06 | 26 | ||
2024-03-07 | 2023-12-31 | 0.38 | 0.46 | 0.08 | 21 | ||
2021-08-05 | 2021-06-30 | 0.17 | 0.25 | 0.08 | 47 |
Know Velocity Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Velocity Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Velocity Financial Llc backward and forwards among themselves. Velocity Financial's institutional investor refers to the entity that pools money to purchase Velocity Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Nomura Holdings Inc | 2025-03-31 | 152 K | Marshall Wace Asset Management Ltd | 2025-03-31 | 147.5 K | State Street Corp | 2025-03-31 | 135.6 K | American Century Companies Inc | 2025-03-31 | 118.9 K | Empowered Funds, Llc | 2025-03-31 | 109.9 K | Millennium Management Llc | 2025-03-31 | 103.4 K | Mariner Wealth Advisors Llc | 2024-12-31 | 101.2 K | Renaissance Technologies Corp | 2025-03-31 | 97 K | Morgan Stanley - Brokerage Accounts | 2025-03-31 | 75.5 K | Snow Phipps Group, Llc | 2025-03-31 | 13.4 M | Allianz Asset Management Ag | 2025-03-31 | 11 M |
Velocity Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 701.37 M.Market Cap |
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Velocity Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.13 | 0.14 |
Determining Velocity Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Velocity Financial is a good buy. For example, gross profit margin measures Velocity Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Velocity Financial's profitability and make more informed investment decisions.
Evaluate Velocity Financial's management efficiency
Velocity Financial Llc has Return on Asset of 0.0132 % which means that on every $100 spent on assets, it made $0.0132 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1365 %, implying that it generated $0.1365 on every 100 dollars invested. Velocity Financial's management efficiency ratios could be used to measure how well Velocity Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Velocity Financial's Return On Tangible Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.01 this year, although the value of Return On Capital Employed will most likely fall to 0.02. At this time, Velocity Financial's Return On Assets are quite stable compared to the past year. Asset Turnover is expected to rise to 0.05 this year, although the value of Other Current Assets are projected to rise to (194 M).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.93 | 8.33 | |
| Tangible Book Value Per Share | 15.72 | 8.09 | |
| Enterprise Value Over EBITDA | 19.96 | 27.19 | |
| Price Book Value Ratio | 1.24 | 2.38 | |
| Enterprise Value Multiple | 19.96 | 27.19 | |
| Price Fair Value | 1.24 | 2.38 | |
| Enterprise Value | 1.7 B | 1.3 B |
Velocity Financial Llc benefits from a proactive management team that anticipates market trends. Our analysis delves into how this proactive stance influences financial metrics and stock valuation.
Beta 1.212 |
Basic technical analysis of Velocity Stock
As of the 17th of June 2025, Velocity Financial has the Coefficient Of Variation of (6,418), risk adjusted performance of (0.03), and Variance of 2.92. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Velocity Financial Llc, as well as the relationship between them. Please validate Velocity Financial Llc information ratio and skewness to decide if Velocity Financial is priced more or less accurately, providing market reflects its prevalent price of 18.98 per share. Given that Velocity Financial Llc has information ratio of (0.06), we advise you to double-check Velocity Financial Llc's current market performance to make sure the company can sustain itself at a future point.Velocity Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Velocity Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Velocity Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Velocity Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Velocity Financial's Outstanding Corporate Bonds
Velocity Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Velocity Financial Llc uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Velocity bonds can be classified according to their maturity, which is the date when Velocity Financial Llc has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Velocity Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Velocity Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.08) | |||
| Mean Deviation | 1.16 | |||
| Coefficient Of Variation | (6,418) | |||
| Standard Deviation | 1.71 | |||
| Variance | 2.92 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.10) | |||
| Treynor Ratio | (0.09) | |||
| Maximum Drawdown | 6.77 | |||
| Value At Risk | (2.97) | |||
| Potential Upside | 2.5 | |||
| Skewness | 0.5993 | |||
| Kurtosis | 3.01 |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.08) | |||
| Mean Deviation | 1.16 | |||
| Coefficient Of Variation | (6,418) | |||
| Standard Deviation | 1.71 | |||
| Variance | 2.92 | |||
| Information Ratio | (0.06) | |||
| Jensen Alpha | (0.06) | |||
| Total Risk Alpha | (0.10) | |||
| Treynor Ratio | (0.09) | |||
| Maximum Drawdown | 6.77 | |||
| Value At Risk | (2.97) | |||
| Potential Upside | 2.5 | |||
| Skewness | 0.5993 | |||
| Kurtosis | 3.01 |
Consider Velocity Financial's intraday indicators
Velocity Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Velocity Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 3550.4 | |||
| Daily Balance Of Power | (0.42) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 19.22 | |||
| Day Typical Price | 19.14 | |||
| Price Action Indicator | (0.35) | |||
| Period Momentum Indicator | (0.24) | |||
| Relative Strength Index | 47.25 |
Velocity Financial Corporate Filings
8K | 28th of May 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 27th of May 2025 Other Reports | ViewVerify | |
10Q | 1st of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 15th of April 2025 Other Reports | ViewVerify |
Velocity Stock media impact
There is far too much social signal, news, headlines, and media speculation about Velocity Financial that are available to investors today. This information is accessible both publicly - through Velocity Financial's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Velocity-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Velocity Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Velocity Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Velocity Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Velocity Financial alpha.
Velocity Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Velocity Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Velocity Financial Maximum Pain Price Across August 15th 2025 Option Contracts
Velocity Financial's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Velocity Financial close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Velocity Financial's options.
Velocity Financial Corporate Management
| Roland JD | General Officer | Profile | |
| Graham Comley | Chief LLC | Profile | |
| Dorika Beckett | Independent Director | Profile | |
| Roland Kelly | General Officer | Profile | |
| Joy Schaefer | Independent Director | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Velocity Financial Llc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income. You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Velocity Financial. If investors know Velocity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Velocity Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.054 | Earnings Share 1.91 | Revenue Per Share | Quarterly Revenue Growth 0.01 | Return On Assets |
The market value of Velocity Financial Llc is measured differently than its book value, which is the value of Velocity that is recorded on the company's balance sheet. Investors also form their own opinion of Velocity Financial's value that differs from its market value or its book value, called intrinsic value, which is Velocity Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Velocity Financial's market value can be influenced by many factors that don't directly affect Velocity Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Velocity Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Velocity Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Velocity Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.